Experience

SouthState Correspondent Division

• United States
• Financial Services
• 1 - 100 Employee

• SBA Loan Closing Specialist

  • Feb 2020 - Present



Freedom Bank FL

• Tampa/St. Petersburg, Florida Area

• AVP, Government Guaranteed Lending Associate

  • Aug 2019 - Feb 2020

  Assist GGL Lenders and clients with application and closing process. Streamline the application to closing times by educating borrowers on the SBA requirements while delivering a productive and organized experience. Ensures communication is key throughout the entire process. Assist with marketing and business development of local business owners and brokers. Attend local business events and promote banking and lending products to the community. Assist GGL Lenders and clients with application and closing process. Streamline the application to closing times by educating borrowers on the SBA requirements while delivering a productive and organized experience. Ensures communication is key throughout the entire process. Assist with marketing and business development of local business owners and brokers. Attend local business events and promote banking and lending products to the community.



BayFirst

• United States
• Banking
• 200 - 300 Employee

• VP, SBA Lending Operations Manager

  • Nov 2017 - Aug 2019

  Developed and managed lending operations to increase loans, profitability, and minimize risks by planning, directing, and controlling activities for SBA Lending Operations Departments. Provided strategic direction to the day-to-day operations and managed activities of SBA Small Loan Advantage Processing Department & CORE Processing Department. Established and cultivated key relationships with organizations and the community. Ensured due diligence and regulatory compliance of each loan with SBA and bank’s guidelines. Developed guidelines for staff and partners.▪ Brought on board as Small Loan Packager and Closing Specialist, promoted to AVP, SBA Small Loan Packager and Closing Manager, and then to VP, SBA Lending Operations Manager. Received performance bonuses.▪ Began with 5 staff members and recruited, interviewed, and hired over 20 individuals, building high performance team through training and mentoring staff.▪ Managed staff of 25 and four different departments with seven different origination channels and pipelines.PROVEN SUCCESS▪ Increased production on monthly basis year over year and averaging, 2016 - 50 Units at $13MM monthly, 2017 - 90 Units at $20MM monthly, 2018 - 120 Units at $25MM monthly, 2019 - 150 Units at $40MM monthly.▪ Decreased costs of closing by implementing internally documented loans, eliminating expensive attorney fees and increasing processing to closing times dramatically for small loans.▪ Increased average dollar amount of closings with a profit year over year. Held P&L responsibility and managed budgets.▪ Reduced closing days from 25 days to 7-10 days from origination through introducing parallel processing which performed functions of loan process simultaneously. ▪ Introduced pipeline management calls for all parties involved on transactions in que which allowed team members ability for their input and to resolve barriers, resulting in improved internal and external experience on transactions. Show less

• AVP, SBA Packager and Closing Manager

  • Nov 2016 - Nov 2017

  Ensured closings were accurately performed by other closers for loan and collateral as proposed. Coordinated, participated, and delegated tasks regarding outstanding items including recorded UCC Filings, site inspections, appraisals, EDR, Phase 1, Phase 2 orders, title orders, vehicle information needed and loan sales. Adhered to policy and procedure of SBA Department and compliance with BSA/AML/OFAC regulations and guidelines. Provided ongoing support to management and staff.▪ Improved overall operational efficiencies by assisting in developing and implementing best practices and processes.▪ Resolved problem and answered inquiries, providing top notch, courteous customer service. Developed solutions that cultivated strong customer loyalty.▪ Participated in pipeline management calls and ensured third parties were receiving necessary information.▪ Prepared, reviewed and distributed all loan closing documents for SBA Small Loans for accuracy, ensuring all loans complied with SBA Authorization, bank approval, and loan policy Show less

• SBA Packaging & Closing Specialist

  • Jun 2016 - Nov 2016



HomeBanc, NA.

• Tampa/St. Petersburg, Florida Area

• SBA Loan Quality Control Officer

  • Sep 2015 - May 2016

  • Responsible for SBA PLP submissions • Formulate SBA Authorization in accordance with Loan Approval • Assist with pre-funding eligibility and structuring of commercial loan transactions • Review loan documentation and assist attorney with closings • Supports SBA Lending Team to meet income, production and quality control goals • Responsible for SBA PLP submissions • Formulate SBA Authorization in accordance with Loan Approval • Assist with pre-funding eligibility and structuring of commercial loan transactions • Review loan documentation and assist attorney with closings • Supports SBA Lending Team to meet income, production and quality control goals



USAmeriBank

• United States
• Banking
• 1 - 100 Employee

• Commercial Real Estate Lending Assistant II

  • Apr 2015 - Sep 2015

  • Supported Senior Vice President and Assistant Vice President of Commercial Real Estate Division • Specialized in complex loans including construction loans up to $20MM with an existing portfolio in excess of $350MM • Maintained and synchronized pipeline reports for new transactions, upcoming renewals, forced placed insurance and annual reviews • Worked closely with attorneys, title companies, internal documentation department and borrowers in the arrangements of documenting file to finalize loans • Average 16+ closings per month • Coordinated with all parties to complete due diligence, fees, closing requirements, etc. • Reviewed documentation for accuracy and organized corrections • Arranged funding and closing costs payments including appraisals, environmental reports and other vendors involved in transaction • Processed line advances, outgoing wires from loans and deposit accounts, payments including ACH and AFT • Worked with borrowers and attorneys on Assignments, Partial Releases and Participations of existing portfolio ***Prior position at Florida Bank now known as IBERIABank was eliminated due to Merger Show less



Florida Bank

• Loan Documentation & Service Specialist

  • Nov 2010 - Mar 2015

  • Guided loan transactions from application to assets, maintaining return client relationships• Increased new and renewed loan closings• Decreased compliance review audit findings• Maintained an amplified loan portfolio of 500+ loans to 890+ loans• Supported 3 Commercial Client Managers and 16 Branch Offices• Created, maintained and synchronized pipeline reports for new transactions, upcoming renewals and credit servicing• Managed daily & monthly GL reconciliations• Handled parameter building, system structures and upgrade implementation• Created and distributed loan documents• Managed balancing, billing and payment processing (ACH/AFT, Image, Online, and Special Assets)• Managed internal and external audits• Post Closed loan files to ensure system and documentation accuracy Show less

• Executive Administrative Assistant & Office Manager

  • 2008 - 2015

  • Performed general office management duties for an office of 27 employees• Provided executive administrative support to high level corporate officers• Reported directly to Chief Executive Officer & President of Holding Company• Maintained office services by organizing office operations and procedures• Maintained office efficiency by planning and implementing office systems, layouts, and equipment procurement



Steven Stamper Transportation / Adayzsunshine, LLC

• High Springs, Fl

• Administrative Support & Project Administrator, Owner /Partner

  • 2005 - 2008

  • Obtained business credentials to establish company • Participated in several buy/sell opportunities for various types of vehicles, equipment and trailers • Managed and executed numerous projects, contractual obligations and buy/sell opportunities • Managed various administrative and business affairs of transportation company • Obtained business credentials to establish company • Participated in several buy/sell opportunities for various types of vehicles, equipment and trailers • Managed and executed numerous projects, contractual obligations and buy/sell opportunities • Managed various administrative and business affairs of transportation company



Kearney Development / LanDev Realty

• Tampa/St. Petersburg, Florida Area

• Executive Administrative Assistant & Project Administrator

  • 2003 - 2005

  • Worked closely with owners and executives to execute and manage purchase and sales contracts for all properties • Coordinated due diligence processing for various projects • Applied for, obtained and coordinated licenses, permitting, entitlements and financing • Provided administrative support to executives • Worked closely with owners and executives to execute and manage purchase and sales contracts for all properties • Coordinated due diligence processing for various projects • Applied for, obtained and coordinated licenses, permitting, entitlements and financing • Provided administrative support to executives



Railroad & Industrial Credit Union

• Tampa/St. Petersburg, Florida Area

• Branch & Business Development Manager

  • 1999 - 2003

  • Developed relationships with surrounding business to offer beneficial employee financial opportunities • Managed all cash operations, sustained all ATM transactions, including balancing, replenishing cash, fee income and deposits • Processed consumer loans (HELOC, LOC, Auto, Credit Card) inclusive of approval/denial/closed • Opened all new membership accounts including Checking, Savings, Money • Markets, IRA and Certificates of Deposit • Sold company financial products such as life/disability, warranties, GAP, and financial advisor products Show less