Experience

National Housing Finance and Investments Limited

• Bangladesh
• Financial Services
• 1 - 100 Employee

• Trainee Assistant Officer

  • Nov 2022 - Present

  Skills: Branch Banking Operations · Client Coordination · Risk Management · Mortgage Underwriting · Credit Analysis.  Fund management of the organization.  Projection of Surplus and deficit of funds.  Investment analysis of different products such as Bangladesh Govt. Treasury Bonds (BGTBs), Term Deposits, Stocks etc.  Negotiating with other banks’ dealers for money market (Call Money, Short Term and Term Deposit) and securities market (Purchase, Sale of BGTBs and Repurchase Agreement) deals.  Conducting these money market and securities market transactions.  Liaison with other Banks and Non-Banking Financial Institutions.  Apply for Bank Term Loan, Overdraft during shortage of funds.  Daily/Monthly/Quarterly/Half yearly/Yearly Reporting (CRR, SLR, Inter-Bank Transaction Matrix, Bond Report, Commercial Paper, Loan to Fund Ratio and Cost of Fund) to regulatory authorities and senior management of the organization.  Bank Reconciliation.  Make necessary entries to the software.  Month end accrual for all lending and borrowing.  Fund transfer of different bank accounts. 1. Accumulate and verify the accuracy of loan documents by using a pre-defined checklist. 2. Ensure the loan files contain applicable forms, documentation, proper signatures, dates, and other relevant information by using a checklist. 3. Responsible for disbursement of loan proceedings before a file is sent to the Credit Administration Department. 4. Forward all applicable original loan documents for storage in the collateral vault. 5. Coordinate with the Credit Administration, CRM, Business Unit Legal, and Technical Teams for various issues. 6. Communicate with the legal team, technical team, and other stakeholders on relevant issues Show less



Agrani Bank Limited

• Bangladesh
• Banking
• 700 & Above Employee

• Internship

  • Feb 2017 - Apr 2017

  responsibilities: * Preparing disbursement and opening loan account by using core banking software Temenos T24 * Checking disbursement documents & preparing document checklist. * Preparing disbursement memo for management approval * Loan account opening, loan rescheduling * Ensure smooth disbursement of Retail Asset through file movement and coordination with All Branches & Sales Unites, CRM, Operations, Legal & others relevant department.Job responsibilities: * Preparing disbursement and opening loan account by using core banking software Temenos T24 * Checking disbursement documents & preparing document checklist. * Preparing disbursement memo for management approval * Loan account opening, loan rescheduling * Ensure smooth disbursement of Retail Asset through file movement and coordination with All Branches & Sales Unites, CRM, Operations, Legal & others relevant department. Skills: Communication Show less