Experience

KGRN

• United Arab Emirates
• Accounting
• 1 - 100 Employee

• Head of Business Development

  • Mar 2016 - Present



FGB

• United Arab Emirates
• Banking
• 700 & Above Employee

• Senior officer Consumer Banking

  • Dec 2014 - Feb 2016

  1) Sourcing SME prospect across UAE within specified limits, and refer loan applications outside those limits to management for approval. 2) Meet with applicants to obtain information for loan applications and to answer questions about the process. 3) Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans/other credit options 4) Explain to customers the different types of SME products of and credit options of FGB that are available, as well as the terms of those services. 5) Obtain and compile copies of loan applicants' credit histories, financial statements, and other financial information , KYC documents in line with Bank policy 6) Review and update credit and loan files. 7) Review loan agreements to ensure that they are complete and accurate according to policy. 8) Compute payment schedules. 9) Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs. 10) Submit applications to credit analysts for verification and recommendation. 11) Handle customer complaints and take appropriate action to resolve them. 12) Work with clients to identify their financial goals and to find ways of reaching those goals. 13) Confer with underwriters to aid in resolving SME application problems. 14) Negotiate payment arrangements with customers who have delinquent loans. 15) Market bank products to individuals and firms, promoting bank services that may meet customers' needs. 16) Supervise loan personnel. 17) Set credit policies, credit lines, procedures and standards in conjunction with senior managers. 18) Provide special services such as investment banking for clients with more specialized needs. 19) Analyze potential loan markets and develop referral networks in order to locate prospects for loans. 20) Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collection team Show less



IndusInd Bank

• Coimbatore Area, India

• Deputy Manager - Branch Banking

  • Nov 2013 - Oct 2014

  Ensuring that the financials of the branch are under control and the branch adheres to the Know Your Customer (KYC) and Anti-Money Laundering (AML) norms at all times. Providing advisory services to corporate & high net-worth customers on funds management while maintaining relationship with Key Accounts. Responsible for dealing with external and internal auditors and inspections and compliance. Supervising Key Areas including Marketing, Business Channel Development, Team Development, Cost Management, Revenue Generation. Monitoring the sales targets, conceptualizing & implementing competent strategies in coordination with the branch and the sales team with a view to penetrate new accounts and expand existing ones for a wide range of financial products & services. Show less



Nous capital Partners

• Coimbatore Area, India

• Senior Consultant

  • Aug 2012 - Sep 2013

  Determining and clarifying strategic and operational problems via consultation identifying problems and seeking solutions reviewing current strategy undertaking research into the industry sector, markets and competitors collecting, analysing and interpreting data and statistics compiling and presenting information verbally, visually and in writing identifying and assessing the pros and cons of possible strategies outlining objectives developing, advising about and implementing agreed solutions Show less



Navia

• Financial Services
• 1 - 100 Employee

• Manager

  • Mar 2007 - Jul 2012

  Responsible for the day-to-day duties of managing a branch. Oversees the sales, operations, and business development within the branch/territory including profits and productivity. PRIMARY RESPONSIBILITIES Supervise activities of the branch/territory Bring in new customers and boosts profits Create and analyze management information and reports. Coordinate activities among different branches all over the country. Help make policies. Set targets and ensure they are met. Train and supervise staff. Hire and terminate staff according to needs. Interact with local chambers of commerce, development agencies, solicitors, accountants. Handle customer complaints. Market and publicize new and existing products and services introduced by the company Follow all polices as determined by the board of directors or owners of the company Show less



Progno Financial Planning

• India
• Financial Services
• 200 - 300 Employee

• Asst Manager

  • Dec 2005 - Mar 2007

  Looking after Sales and Managing the Back office and Branch Operations Looking after Sales and Managing the Back office and Branch Operations