Steven Shafer
Senior Underwriter at Spring EQ LLC- Claim this Profile
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Bio
Danielle Ward
Steven is a hard worker, knowledgeable, and a pleasure to work with. He brings integrity, quality, and intelligence to his work and I believe his overall presence had a positive impact on the company and our team. He was my go to person for difficult underwriting situations and/or escalation cases. I highly recommend him for any job that he is considering. He would be an asset to any employer.
Sonia Kolodzinski
Steve and I worked together over the course of a few years, he was always a great partner and communicator. Specifically Steve and I had to collaborate on various customer lending issues for high net worth clients. Steve used his underwriting knowledge to come up with solutions that would align with our credit box policy and also cater our loan products to the needs of the customers. Steve ranked in the top customer satisfaction scores. Because of Steve’s vast knowledge and strong communication skills he was a member of employee resource groups and was frequently tapped on to train new employees.
Danielle Ward
Steven is a hard worker, knowledgeable, and a pleasure to work with. He brings integrity, quality, and intelligence to his work and I believe his overall presence had a positive impact on the company and our team. He was my go to person for difficult underwriting situations and/or escalation cases. I highly recommend him for any job that he is considering. He would be an asset to any employer.
Sonia Kolodzinski
Steve and I worked together over the course of a few years, he was always a great partner and communicator. Specifically Steve and I had to collaborate on various customer lending issues for high net worth clients. Steve used his underwriting knowledge to come up with solutions that would align with our credit box policy and also cater our loan products to the needs of the customers. Steve ranked in the top customer satisfaction scores. Because of Steve’s vast knowledge and strong communication skills he was a member of employee resource groups and was frequently tapped on to train new employees.
Danielle Ward
Steven is a hard worker, knowledgeable, and a pleasure to work with. He brings integrity, quality, and intelligence to his work and I believe his overall presence had a positive impact on the company and our team. He was my go to person for difficult underwriting situations and/or escalation cases. I highly recommend him for any job that he is considering. He would be an asset to any employer.
Sonia Kolodzinski
Steve and I worked together over the course of a few years, he was always a great partner and communicator. Specifically Steve and I had to collaborate on various customer lending issues for high net worth clients. Steve used his underwriting knowledge to come up with solutions that would align with our credit box policy and also cater our loan products to the needs of the customers. Steve ranked in the top customer satisfaction scores. Because of Steve’s vast knowledge and strong communication skills he was a member of employee resource groups and was frequently tapped on to train new employees.
Danielle Ward
Steven is a hard worker, knowledgeable, and a pleasure to work with. He brings integrity, quality, and intelligence to his work and I believe his overall presence had a positive impact on the company and our team. He was my go to person for difficult underwriting situations and/or escalation cases. I highly recommend him for any job that he is considering. He would be an asset to any employer.
Sonia Kolodzinski
Steve and I worked together over the course of a few years, he was always a great partner and communicator. Specifically Steve and I had to collaborate on various customer lending issues for high net worth clients. Steve used his underwriting knowledge to come up with solutions that would align with our credit box policy and also cater our loan products to the needs of the customers. Steve ranked in the top customer satisfaction scores. Because of Steve’s vast knowledge and strong communication skills he was a member of employee resource groups and was frequently tapped on to train new employees.
Credentials
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DE/CHUMS
JPMorgan Chase & Co.Mar, 2021- Nov, 2024
Experience
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Spring EQ
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United States
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Financial Services
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200 - 300 Employee
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Senior Underwriter
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Jul 2022 - Present
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JPMorgan Chase & Co.
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United States
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Financial Services
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700 & Above Employee
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Government Underwriter (FHA)
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Nov 2020 - Jul 2022
- Full income, credit, asset, and property evaluation reviews- Assist in peer reviews to assure closing dates are met- Work Closely with peers to assure consistency and understanding is the same across the team
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Non Agency Specialty Underwriter | non-QM
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May 2019 - Nov 2020
- Underwrote exception requests for Home Equity Lines of Credit (HELOC). - Reviewed high potential risk files to assure payment on the loan will be available for the customer- Looked out side of policy limits to assure an appropriate decision was made- Mentor underwriters on how to analyze what risks may be present with an individual customer
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Non Agency Private WealthUnderwriter
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Apr 2016 - May 2019
- Reviewed high priced loans (Jumbo) for our private clients- Carefully handled loans to continue a strong relationship between customer and company- Worked Directly with Sales and Processing to assure clear communication was given through all representatives working the loan- Mentored newly hired staff- Full income, credit, asset, and property evaluation reviews
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Loss Mitigation Sr. Underwriter
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Feb 2013 - Apr 2016
- Full income, credit, asset, and property evaluation reviews- assisted in training new hire classes - One on one coaching on policy, products and systems
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Loss Mitigation/Quality Control Specialist
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Nov 2011 - Feb 2013
- Worked with a third party source to verify everything met government standards when coming to the mortgage modification process. - Was involved with operations on our side to make the third party understand the banks procedures
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Loss Mitigation Underwriter/ Relationship Manager
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Jan 2010 - Nov 2011
- Full income, credit, asset, and property evaluation reviews- Provided one on one customer service to borrowers to assure they have the best opportunity to be approved for a mortgage modification. - Performed daily calls with customers to provide updates, request additional information and convey decisions- Worked closely with peers to assure consistency within the book of business
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Enterprise
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United States
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Travel Arrangements
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700 & Above Employee
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Management Assistant
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Dec 2007 - Jan 2010
- Developed partnerships with local businesses to increase sales - Cultivated and managed relationships with key clients and vendors - Increased fleet numbers by branding the company in the surrounding public - Developed partnerships with local businesses to increase sales - Cultivated and managed relationships with key clients and vendors - Increased fleet numbers by branding the company in the surrounding public
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Menards
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United States
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Retail
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700 & Above Employee
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Sales Associate
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Nov 2004 - Aug 2006
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Education
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2003 - 2007
Marian University of Fond du Lac
Marketing, Business, Management, IT, Marketing -
2003 - 2007
Marian University of Fond
Bachelors of Science, Business Administration; Marketing
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