Steve Giullian

Senior Underwriter at Delos Insurance Solutions
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us****@****om
(386) 825-5501

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Kimball Lynn, CPCU

Steve and I started our insurance industry careers at the same company—Prudential Property and Casualty (PRUPAC)—and in the same Regional Underwriting Department. We maintained a close association throughout my sixteen years at PRUPAC, and kept in touch as Steve and I moved on to other companies in conjunction with the sale of PRUPAC by The Prudential. When I took over as Property Product Executive at CSAA Insurance Group in 2011, Steve was my first hire. He worked as a Product Manager in my organization and did an outstanding job of managing top line growth and bottom line profitability in several eastern region states. Steve was particularly adept at building partnerships with AAA club agencies, which was especially important in the relationship-centric business model at AAA. Later, I led CSAA’s underwriting operations. Steve reported to me as the Sr. Staff Underwriting Manager. In that role, Steve had a wide-ranging focus that included quality assurance; vendor and vendor program management; underwriting guideline creation and maintenance; and underwriting systems and process management. As a great underwriting technician who fully understands the far-reaching elements of the profitability equation, Steve effectively led a new organization and established that group as integral to CSAA’s ongoing success. I am now the Chief Underwriting Officer at Germania Insurance. Once again, my first hire was Steve. I brought him to Germania as an Underwriting Consultant to help us build and launch a comprehensive underwriting training program for new and existing employees. Steve has also served as the Underwriting Lead for a large-scale Guidewire transition project involving our re-designed Umbrella and Watercraft products. In addition, he has played a key role in our evaluation of property inspection vendor candidates, property inspection automation platforms, high value dwelling underwriting, and the binding moratorium process. We could not have made the progress we have made since January 2019 without Steve’s project and thought leadership. I recommend Steve Giullian without reservation as a leader and insurance professional who will make a positive difference in any organization.

Walt von Kampen, CPCU

Steve is a consisent performer with a strong work ethic and good analytical abilities. He is a Team player, flexible and has an easy going personality that makes him a pleasure to have on your team.

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Credentials

  • CPCU and ARM Designations
    -

Experience

    • United States
    • Insurance
    • 1 - 100 Employee
    • Senior Underwriter
      • Jun 2021 - Present

    • United States
    • Insurance
    • 300 - 400 Employee
    • Underwriting Consultant
      • Jan 2019 - Nov 2020

      Reporting directly to the Chief Underwriting Officer, assignment and responsibility highlights include: leading, developing and implementing a new underwriting training program; leading underwriting portions of new product development and underwriting business requirements; new personal auto and property vendor product evaluations and integrations; review of and recommendations for underwriting guideline modifications; and a wide variety of other underwriting process improvement projects and initiatives.

    • United States
    • Insurance
    • 700 & Above Employee
    • Staff Underwriting Manager
      • Jan 2016 - Jul 2017

      Partnered with Product Management and Line Underwriting in the development of general underwriting philosophy and state specific underwriting guidelines and processes, including implementation of underwriting requirements for a new homeowner product Successfully led a Team of Sr. Staff Underwriters and Analysts responsible for a variety of countrywide and regional underwriting-related projects and programsWorking with a team of Staff Underwriters, had overall responsibility for implementing and executing AAA Partner Club Agent quality assurance programs

    • Senior Property Product Manager
      • Sep 2011 - Jan 2016

      Led and coordinated the development and completion of a new Homeowner product specifications for 13 with all submission deadlines being met. Leading work on five additional states to be completed in 2013.Partnered with key stakeholder teams, including AAA Partner Club Sales and Service, Underwriting, Analytics, Property Pricing and others to manage and reach property-related growth and profitability goals and initiatives including rate revisions, loss ratio action teams, underwriting guideline and cohort loss ratio analyses, state risk management plans, regulatory compliance, and other on-going region and state-specific items Developed on-going strong working partnerships with AAA Partner Club Sales and Service Regiona Teams, Underwriting and Claims Management through formalizing discussions with State Executives, State Analysts, Territorial Development Consultants, Regional Underwriting Managers, Regional Product Line Managers and Property Claims Management Effectively led and coached Regional Insurance Analysts and Associate Product Manager for continued competency development and advancement within Product Management

    • Product Manager/Analyst
      • Jul 2007 - Sep 2011

      State Product Manager RoleSuccessfully developed and managed strong working partnerships with independent AAA Club Insurance Agencies located in Connecticut, Kentucky, New York and Ohio. Maintained on-going communication plans, solicited Management and Agent feedback on rates and product needs, identified and resolved process and product-related problems, and developed, facilitated and implemented strategic growth and profitability plans. Also, formed and maintained cohesive relationships with Marketing Representatives to achieve state growth targets and to identify Agent training opportunitiesPartnering with key departments, and through negotiating with AAA Clubs, developed and successfully implemented 10 state auto and property rate revisions, balancing the need to achieve both growth and profitability plans by targeting competitive opportunities and poor performing book segments Initiated, implemented and supported various underwriting actions designed to supplement rate revision/profitability improvement efforts in assigned states (e.g. revised underwriting rules, inspection programs and audits)Implemented a $1.25M bookroll from the AAA Northwest Ohio Club. Product Analyst RoleDrove, supported and/or collaborated in the successful development and implementation of key initiatives for assigned Partner states:AAA Allied Group multi-state bookroll and Agency problem issue resolutionAuto non-renewal program – Connecticut and New YorkAuto Signature Series - Kansas, Kentucky, New York and OhioMulti-state and multi-line product rate revisionsRetention analysis and AAA Quote implementationAssisted the Partner State Insurance Executive through:Expertise for underwriting-related issues to resolve state profitability challenges Coordinated Agency audits with Underwriting and Partner ClubsGuided and mentored Territorial Development Consultants and AnalystsResearched/resolved multiple state regulatory compliance and internal IT-related issues

    • United States
    • Insurance
    • 700 & Above Employee
    • Supervising Portfolio Analyst
      • Mar 2004 - Mar 2007

    • Territorial Underwriting Analyst
      • Aug 1986 - Mar 2004

      Also held positions of Associate Underwriting Manager, Senior Underwriter, Customer Service Supervisor and Underwriter Also held positions of Associate Underwriting Manager, Senior Underwriter, Customer Service Supervisor and Underwriter

Education

  • University of Northern Colorado
    BME, Music Education
    1981 - 1985
  • Brigham Young University
    1977 - 1978

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