Stephen Carter

Account Executive at Unified Reliance Wholesale
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Contact Information
us****@****om
(386) 825-5501
Location
Euless, Texas, United States, US

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Experience

    • United States
    • Financial Services
    • 1 - 100 Employee
    • Account Executive
      • Dec 2022 - Present

    • United States
    • Financial Services
    • 200 - 300 Employee
    • Outside Wholesale Account Executive
      • Aug 2022 - Nov 2022

    • United States
    • Financial Services
    • 700 & Above Employee
    • Account Executive
      • Dec 2021 - Aug 2022

    • United States
    • Financial Services
    • 100 - 200 Employee
    • Wholesale Account Executive
      • Aug 2020 - Aug 2021

      • Interviews existing and potential Broker Partners, learn needs and expectations • Communicates direct knowledge of Product repertoire, matrices, turn-times etc. • Review Loan Apps, Credit History/Reports and completes initial assessment of Applicants capacity to repay while gauging default risk. • Drives in Purchase and Refinance Loans from targeted client base - $2.5M+ in volume monthly • Knowledge of Change Wholesale Non-QM guides, HUD/FNMA/FHLMC and investor-related requirements specific to the loan. Discuss and execute ways to make the loan work. • Exhibits Pre-Underwrite, Sales and Processing experience in unison with top-notch service levels Show less

    • Owner
      • Feb 2020 - Feb 2020

    • United States
    • Financial Services
    • 700 & Above Employee
    • Wholesale Account Executive
      • Jul 2017 - Feb 2020

      • Serve as Subject Matter Expert (SME) and provide direction, guidance, and training for clients • Develops and maintains relationships with brokers, services client base with PRMG Products • Maintains contact, pipeline management and other pertinent sales activity reports per SalesForce • Drives in Purchase Money and Residential Refinance Loans from targeted client base • Review/Follow updated PRMG credit policies and investor-related requirements specific to the loan, while ensuring the loan conditions meet investor and PRMG guidelines • Exhibits Pre-Underwrite, Sales and Processing experience in unison with top-notch service levels • Cold and Warm calls into new territories, reactivates previously inactive clients while activating new clients base • Set and Maintains proper closing expectations, Structures and Prices potential loans • Demonstrates Excellent written and verbal communication skills before and during loan submission process Show less

    • United States
    • Financial Services
    • 700 & Above Employee
    • Escrow Specialist
      • Jul 2016 - Jul 2017

    • Outreach Manager - Corporate Endeavors
      • Sep 2011 - Jun 2016

      • Create/implement outreach plans, execute strategies to assist various colleges in recruiting by way of detailed presentations, workshops and aggressive community involvement • Conduct individual educational consultations, map out education plans, place prospective students in colleges and monitor academic/athletic performance • Manage, grow and maintain all social media outlets (Facebook Fan Page, Instagram, Twitter, Snapchat and You-Tube) for N.C.R.F. • Managed a regional student-enrichment program for Lynwood Unified School District, • "The-Movement." Responsible for day-to-day functions, implemented new and improved academic programs for targeted students and provided academic and social support • Recruited various colleges and universities to attend selected College Expo’s • Initiated and maintained relationships with school districts, colleges, universities, non-profits and community organizations nationally for recruitment initiatives Show less

    • United States
    • Banking
    • 700 & Above Employee
    • Mortgage Loan Officer
      • Jun 2007 - Nov 2009

      • Originate and acquire leads through immediate network of past client, realtors and farm lead generation and cold call • Closed and funded (gather documents, clear stipulations) 6-10 residential loans per month • Understood numerous local, federal and lending institution guidelines to fund loans • Built rapport with clients and effectively managed loan volume pipeline • Originate and acquire leads through immediate network of past client, realtors and farm lead generation and cold call • Closed and funded (gather documents, clear stipulations) 6-10 residential loans per month • Understood numerous local, federal and lending institution guidelines to fund loans • Built rapport with clients and effectively managed loan volume pipeline

    • United States
    • 1 - 100 Employee
    • Mortgage Account Executive
      • Jun 2004 - May 2006

Education

  • University of Phoenix
    Business Administration and Management, General

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