Stephen Roark
Commercial Loan Officer at Integrity Bank & Trust- Claim this Profile
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Bio
Experience
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Integrity Bank & Trust
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United States
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Banking
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1 - 100 Employee
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Commercial Loan Officer
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Jan 2022 - Present
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Credit Analyst
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Jul 2018 - Dec 2021
As a credit analyst I worked with our loan officers to underwrite loans. Underwriting entails looking at a customers recent financials & background in the industry to determine their financial strength and their ability to service the debts. I then consider the bank's risk profile in relation to the customer. After the underwriting is complete most loan analyzed by me went to our loan committee, which is comprised of our executive staff and the founding members of the bank. As an analyst I also reviewed appraisals, updated monthly tracking spreadsheets, and kept track of real estate market data and trends so the bank can keep a pulse on the local real estate market. Show less
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Sodexo
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France
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Facilities Services
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700 & Above Employee
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Line Cook
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Feb 2018 - May 2018
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Western Colorado University
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United States
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Higher Education
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300 - 400 Employee
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Mail Clerk
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Dec 2014 - May 2018
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Spallone Construction
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Gunnison, Colorado, United States
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Accounting Bookkeeper
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May 2017 - Aug 2017
Spallone Construction is a small family run road/dirt-work/ excavating company. Depending on the week, 50% of the time was spent doing bookkeeping work and 50% of the time working out in the field doing various road work. Spallone Construction is a small family run road/dirt-work/ excavating company. Depending on the week, 50% of the time was spent doing bookkeeping work and 50% of the time working out in the field doing various road work.
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Education
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Western Colorado University
Bachelor of Arts - BA, Accounting and Finance