Stephen Cairns DipPFS
Independent Financial Advisor at Fairstone Group Ltd- Claim this Profile
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Topline Score
Bio
Credentials
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Diploma in Regulated Financial Planning
Chartered Insurance InstituteMar, 2023- Nov, 2024 -
Financial Planning Practice (R06)
Chartered Insurance InstituteMar, 2023- Nov, 2024 -
Pensions and Retirement Planning (R04)
Chartered Insurance InstituteJan, 2023- Nov, 2024 -
Investment Principles and Risk (R02)
Chartered Insurance InstituteOct, 2022- Nov, 2024 -
Personal Taxation (R03)
Chartered Insurance InstituteMay, 2022- Nov, 2024 -
Financial Services Regulation & Ethics (R01)
Chartered Insurance InstituteJan, 2022- Nov, 2024 -
Financial Protection (R05)
Chartered Insurance Institute -
Mortgage Advice (CF6)
Chartered Insurance Institute
Experience
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Fairstone Group Ltd
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United Kingdom
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Financial Services
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300 - 400 Employee
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Independent Financial Advisor
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May 2023 - Present
Fairstone is a full-service wealth management house delivering integration-led growth to emerge as the whole of market sector leader. We incorporate one of the UK’s largest Chartered financial planning firms and our team of wealth advisers have expertise across the full spectrum of independent financial advice, investment management and estate planning services.As a business we are deeply committed to quality and as a result our core managed portfolio solutions have been Defaqto 5-star rated since inception.We offer our clients whole of market advice with unrestricted choice while delivering intelligent wealth solutions that come with no lower wealth limits or exit penalties. Typically, we deliver our services at a 60% lower cost than the ‘market leader’ through our transparent and flexible fee structure.Fundamentally, our clients are at the centre of everything we do and thanks to them we remain the number one rated wealth management house on Trustpilot.To support our on-going acquisitive growth, we operate two unique acquisition models, the Downstream Buy Out (DBO) and the Individual Buy Out (IBO). Both propositions support the growth of forward-thinking IFA and wealth management practices. We shield business owners against a host of negative sector pressures, allowing them to optimise the sale value of their business whilst providing long-term stability and for them, their staff and their clients.To find out more about our client offering visit fairstone.co.uk To find out more about our acquisition models visit fairstonegroup.co.uk Show less
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Trainee IFA
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Jul 2019 - May 2023
Fairstone is a full-service wealth management house delivering integration-led growth to emerge as the whole of market sector leader. We incorporate one of the UK’s largest Chartered financial planning firms and our team of wealth advisers have expertise across the full spectrum of independent financial advice, investment management and estate planning services.As a business we are deeply committed to quality and as a result our core managed portfolio solutions have been Defaqto 5-star rated since inception.We offer our clients whole of market advice with unrestricted choice while delivering intelligent wealth solutions that come with no lower wealth limits or exit penalties. Typically, we deliver our services at a 60% lower cost than the ‘market leader’ through our transparent and flexible fee structure.Fundamentally, our clients are at the centre of everything we do and thanks to them we remain the number one rated wealth management house on Trustpilot.To support our on-going acquisitive growth, we operate two unique acquisition models, the Downstream Buy Out (DBO) and the Individual Buy Out (IBO). Both propositions support the growth of forward-thinking IFA and wealth management practices. We shield business owners against a host of negative sector pressures, allowing them to optimise the sale value of their business whilst providing long-term stability and for them, their staff and their clients.To find out more about our client offering visit fairstone.co.uk To find out more about our acquisition models visit fairstonegroup.co.uk Show less
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Education
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2016 - 2019
Moray College UHI
Bachelor of Arts - BA, Accounting and Finance
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