Experience

OakNorth

• United Kingdom
• Financial Services
• 200 - 300 Employee

• Deputy Vice President

  • Apr 2021 - Present

  In addition to the responsibility as AVP: 1. Assisting and guiding junior analyst on credit analysis and making credit notes. 2.Testing of new platforms for migration of existing modules to reduce time for credit analysis In addition to the responsibility as AVP: 1. Assisting and guiding junior analyst on credit analysis and making credit notes. 2.Testing of new platforms for migration of existing modules to reduce time for credit analysis



OakNorth Credit Intelligence

• United Kingdom
• Information Technology & Services
• 200 - 300 Employee

• Assistant Vice President

  • Dec 2017 - Mar 2021

  Role - Credit Analyst- Working primarily across - Real Estate, Hospitality, Healthcare, PE Funds, Wealth Advisors Key Responsibilities/Achievements: (a) Deal Structuring, Loan Appraisal and Financial Modeling for SME clients (b) Working directly with CXO,CFO and Promoters (c) Deal Analysis and structuring for MBO and MBI transactions Role - Credit Analyst- Working primarily across - Real Estate, Hospitality, Healthcare, PE Funds, Wealth Advisors Key Responsibilities/Achievements: (a) Deal Structuring, Loan Appraisal and Financial Modeling for SME clients (b) Working directly with CXO,CFO and Promoters (c) Deal Analysis and structuring for MBO and MBI transactions



YES BANK

• India
• Banking
• 700 & Above Employee

• Assistant Vice President

  • Oct 2016 - Dec 2017

  Role - Relationship Manager - Urban Infrastructure Group (sub sector include Real Estate, Hospitals, Hotels and Education) Key Responsibilities/Achievements: (a) Primarily responsible for deal sourcing from new and existing clients (b) Independently handling clients and working directly with CXO,CFO and Promoters (c) Managing a team of 2 managers

• Senior Manager

  • Oct 2014 - Oct 2016

  Role- Relationship Manager - Urban Infrastructure Group (sub sector include Real Estate, Hospitals, Hotels and Education) Key Responsibilities/Achievements: (a) Deal Structuring, Project Appraisal and Financial Modeling. (b) Working directly with CXO,CFO and Promoters (c) Responsible for End-to-end execution - Term sheet preparation, negotiation, sanction, documentation and disbursement, ensure Regulatory Compliance. Act as Partner to clients to identify needs and provide… Show more Role- Relationship Manager - Urban Infrastructure Group (sub sector include Real Estate, Hospitals, Hotels and Education) Key Responsibilities/Achievements: (a) Deal Structuring, Project Appraisal and Financial Modeling. (b) Working directly with CXO,CFO and Promoters (c) Responsible for End-to-end execution - Term sheet preparation, negotiation, sanction, documentation and disbursement, ensure Regulatory Compliance. Act as Partner to clients to identify needs and provide comprehensive solutions. (e) Increased portfolio penetration by more than 5x in several clients by introduction of LRD, Working Capital, NCDs, LCs apart from Term Loans. (f) Deepened share of wallet of Bank by Cross-sell including Salary Accounts, Dividend Mandates, Trade products, Treasury, CMS, Escrow accounts

• Manager

  • May 2012 - Oct 2014

  Role - Relationship Manager- Financial Institution Group Key Responsibilities/Achievements: (a) Developed business across NBFC, Insurance, Mutual Funds and Capital Market clients. (b) Generated an asset and liability book



Wipro Ecoenergy

• India
• Appliances, Electrical, and Electronics Manufacturing

• Internship - Project Finance

  • Apr 2011 - Jun 2011

  1. Analysis of Business opportunity in the Indian Solar PV markets & developed the market entering strategy 2. Developed the financial model for the valuation of Rs 300Cr solar plant; cash flow schedules for investor 3. Developed a financial model for the equity partnership with investor; recommendation under implementation 4.Risk assessment in the EPC model; Structuring of debt & equity required for a 25MW solar plant project 1. Analysis of Business opportunity in the Indian Solar PV markets & developed the market entering strategy 2. Developed the financial model for the valuation of Rs 300Cr solar plant; cash flow schedules for investor 3. Developed a financial model for the equity partnership with investor; recommendation under implementation 4.Risk assessment in the EPC model; Structuring of debt & equity required for a 25MW solar plant project



Centre for Development of Telematics (C-DOT)

• India
• Telecommunications
• 300 - 400 Employee

• Research Engineer

  • Aug 2007 - May 2010