Experience

PT Bank Sinarmas Tbk

• Indonesia
• Banking
• 700 & Above Employee

• • Apr 2020 - Present

• • Feb 2018 - Present

  1. Portfolio Management, Customer Portfolio2. Business Reporting, Performance Dashboard3. Business System Development : Micro financing, Lead Management, BPM

• • Jan 2015 - Jan 2018



PT NSC Finance

• Jakarta

• A/R Dept Head

  • Aug 2011 - Jul 2014

  1. Aug'11 - Jan'12 : Regional Head for 'Dana Tunai' Product - NSC Finance. Area Purwokerto, Kebumen, Cilacap, Purworejo, Magelang, Yogya, Bantul. Managing people to gain business achievement especially sales, collection, administration. 2. Feb'12 - Feb'13 : AR Dept Head, Regional Java Island, managing people to gain collection achievement (Reduce NPL, Optimizing interest gain) 3. Mar'13 - Mar'14 : AR Dept Head, People & System Development (National). 4. Apr'14 - May'14 : Special Assignment as Business Unit Head, regional South East Celebes 5. Jun'14 - Jul'14 : AR Dept Head : People & System Development (National) Show less



PT MNC Finance

• Branch Manager

  • Mar 2008 - Jul 2011

  Marketing - Creating new business relationship and maintaining the existing one, especially motorcycle dealers. - Marketing Programs, especially pull programs for customer, e.g. Installment Discount, Point Reward for Good Customer, Refinancing. Push Programs for Dealers, e.g. point reward, incentive, tour program, instant approval. - Refinancing and Leased Back Program for existing, existed, and New Customer using internal employee and freelance agency - Monitoring Service Level between each department and consumer / dealers, especially Time To Yes, Time To No, Time To Cash. Operational - Maintaining AR Performance, focusing on Collection Dept by mapping collection area, due date, and monitoring performance weekly of each person at Collection Department - Recovery Asset, especially for Overdue < 500 days - Coordinating and Maintaining Debt Collector to decrease AR Overdue > 90 days - Service Level, e.g. Time To Execute, Time To Recovery. - Monitoring Collateral overdue. - HR Function e.g. periodically technical and non technical training, Time to Give Reward, Time To Punish, Time To Promote, Time To Terminate, Time To Recruit - Monitoring Profit and Loss, profit maximization and expenditure minimize action, especially OPEX - Reviewing and Monitoring First Payment Default and NCL Rate. Show less



PT Indomarco Adi Prima - Semarang

• EDP Clerk

  • Jan 2006 - Nov 2007

  - Maintenance Networking using Novell Server and Windows OS Client - As a Help Desk Indomarco’s Distribution System using Fox Base (Under DOS language Programming) - PDA Project for Salesman, by using Palm OS and Handset. - Migration System from Under Dos to Under Windows, using SQL Server and Visual Basic Coding - Data Analyst and Reporting using SQL Server - Familiar and Advanced using Microsoft Office Products, e.g. Excel, Word, PowerPoint - Knowing and understanding flow business at Consumer Good company Show less



Dian Nuswantoro University

• Assitant Lecturer

  • 2004 - 2005

  - Assisting and Improving the collegian’s skills in computer programming, especially Visual Basic, Visual Fox Pro, PHP, and HTML - Assisting and Improving the collegian’s skills in computer programming, especially Visual Basic, Visual Fox Pro, PHP, and HTML