Director of Finance

• Sep 2022 - Present

Vice President of Risk Management

• Nov 2018 - Aug 2022

• Working with senior leadership to refine risk profiles, risk appetite, and key risk metrics. • Directing teams in the development of risk dashboards and reporting formats in alignment with risk appetite/profile and leading the Risk Management team in the identification, quantification and aggregation of risks using analytical methodologies • Reviewing, communicating and recommending the development of risk policies and procedures in partnership with senior leaders to ensure appropriateness and adequacy versus industry best practices and regulatory requirements. • Providing counsel to business unit managers on risk management issues and supporting the evaluation of new strategies on their impact to the business • Building and managing a high performing team of risk professionals through recruitment, training, coaching, performance management and related managerial activities • Directing the formulation of stress test plans and loss forecast for a line of business or the enterprise, evaluating the results, and framing contingency plans in partnership with key business stakeholders • Analyzed complex or diverse information; collected and researched data and controlled data to drive conclusions. • Articulate thoughts and ideas clearly into a business plan and strategy and communicated effectively both verbally and in written. Show less

Sr. Risk Management and Reporting Analyst

• Mar 2017 - Nov 2018

• Data pulling, data manipulation and data understanding for risk evaluation with regards to collection, loss, recoveries, delinquency, balance liquidation, new originations and other projections for loan portfolios and forward-flow arrangements.• Supporting development of sophisticated risk/forecasting models, updating existing models and analysis of performance data for the purpose of proposing risk assessment.• Support and update complex forecasting models related to risk evaluation in existing and future loan portfolios.• Monitoring the performance of the outstanding portfolios and securitization pools and provide data for a variance analysis.• Gathering data to determine impact to business operations and present findings to senior management in a clear, concise, convincing, and actionable format.• Supporting ad hoc research projects incorporating experimental design, data collection and analysis, summarization of findings and clear communication of actionable results.• Supporting other needs of the Finance/Accounting/Insurance and Loss Mitigation departments• Working with Accounting to develop and maintain cashflow models and forecasting of Profit and Loss statements Show less

Sr. Quality Management & Complaince Analyst

• Mar 2016 - Mar 2017

• Created, maintained and deliver analytical reports, assessments and special ad hoc reports.• Assessed quality of business by individual departments to ensure compliance with internal (policies and procedures) and external (regulatory/audit) expectations; and monitored quality controls are within guidelines.• Provided feedback to management regarding trends or deficiencies discovered during assessment reviews.• Based on analytical findings, made recommendations and assisted in driving changes and recommended corrective actions plans where needed.• In addition to routine analytical reviews, worked on ad hoc requests for management on special projects.• Performed routine operational monitoring and testing across all relevant business lines for the Bank• Assisted in the evaluation of the adequacy of controls for the Bank’s processes and provide written documentation of results.• Identified and resolves problems in a timely manner; gathers and analyze information• Proficient in analytical tools (SQL, SAS, Excel, Access) and recommended alternative solutions• Utilized analytical methods to determine potential anomalies in data or potential areas for process improvement• Reviewed and applied Bank policy to actual activities performed by Bank employees• Communicated observations and findings and solution recommendations to executives and upper management.• Analyzed complex or diverse information; collected and researched data and controlled data to drive conclusions.• Articulate thoughts and ideas clearly into a business plan and strategy and communicated effectively both verbally and in written. Show less

Financial Analyst- Model Validation

• Jun 2015 - Mar 2016

• Performed reviews and analysis to detect inconsistencies and inaccuracies in various financial and statistical models • Assisted the Model Validation team to ensure that models are sufficiently documented and complied with existing policies, standards, and processes. • Created and maintained templates in alignment with the model governance program. • Reviewed financial, economic, and statistical models, E.g. NPV, Cash Flow, Treasury Attrition, FAS91 Attrition, Credit Loss Forecast models. • Supported qualitative and quantitative assessment of all aspects of models including data inputs, methodology, time period, design, and implementation using statistical modeling and analysis Software (SAS, R) • Assisted in preparing documents required for validation including model manuals. • Performed tests for model accuracy, back testing, and scenarios analysis • Documented end-to-end modeling process by defining business problem, how to solve it, model theory and assumptions, implementation, and results. Show less

Reserach Specialist

• Sep 2014 - May 2015

• Provided support to the Harold Simmons Research Center and UCI Medical Center statistical team by performing programming, data management, and statistical analysis for national, state and local administrative and survey databases from different sources. • Statistical Programming using SAS, SPSS, R, as well as other statistical software, and constructing variables, create tables, and graphs using Microsoft Office. • Analyzed and summarized data, provided by senior project staff, in a variety of formats; • Ran preliminary analysis using standard descriptive statistical procedures to better identify noise, errors, inconsistencies, or gaps in the data field within the database. • Worked collaboratively with senior researchers and assisted with data archiving and management procedures for datasets collected; Show less

Financial Analyst (Summer Internship)

• May 2014 - Aug 2014

• Expertly wrote computer programs to develop analysis on datasets, along with executing ongoing trial monitoring and ensuring translation of research protocol to explain variables into technical definitions and programmable by using TM1 to different study-defined datasets. • Ensured seamless operational processes by optimizing data collection in allotted research study and compliance with TM1 data management specs. • Demonstrated solid communication skills towards providing critical input at discussions, meetings, and activities, including statistical reporting aspects. • Consulted and conveyed statistical modeling outcomes in measuring data conversion impact and evaluated and confirmed source data integrity. • Prepared general reports on projection model algorithms, document analysis and model findings, and execute research data cleaning tasks. • Prepared statistical tools to proactively help and enhanced manipulation, data regression, and analysis, including testing and identifying effectiveness of new processed improvements and statistical approaches. Show less

Graduate Teaching Associate

• Jan 2013 - Aug 2014

• Utilized broad scope of industry knowledge and dynamic mathematics and statistical acumen to design and deliver classroom instruction via plans to meet course competencies and activities that support lesson objectives.• Established a classroom environment conducive to learning and student involvement, and effectively promote student success by showing flexibility in style and work schedules, as well as exhibiting a passion for teaching and students and engaging students in the learning process.• Optimized learning environment via accurate recordkeeping, grades submission, and additional reports, and enforce campus-wide policies.• Supported campus events (e.g. orientation, graduation) and participated in workshops and meetings via professional, life, and industry knowledge. Show less

Graduate Research Assistant

• Jan 2012 - Dec 2012

• Drove program success by marketing and promoting course content and Saturday School Program in the Atlanta metro area to meet revenue goals.• Conceptualized, developed, and delivered an innovative website, along with providing a statistical analysis of surveys and research related to gifted students who participated in Saturday School throughout the years.• Capitalized on the opportunity to lead student registration management for Saturday School for Scholars and Leaders (Kindergarten – 8th Grade), including managing finances of course attendance and volume. Show less