Sock Kuan Toh

Team Head at CTBC Bank Co., Ltd. (Singapore)
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SG

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Experience

    • Singapore
    • Banking
    • 100 - 200 Employee
    • Team Head
      • Dec 2017 - Present

      - manage and lead a team of RMs/Assistant RMs in new business acquisition and portfolio management - chart the business strategies targeting middle market customers segment for loans, deposits and treasury products - deputising the Department Head - responsible for the team and department Budget - manage and lead a team of RMs/Assistant RMs in new business acquisition and portfolio management - chart the business strategies targeting middle market customers segment for loans, deposits and treasury products - deputising the Department Head - responsible for the team and department Budget

    • Singapore
    • Shipbuilding
    • 1 - 100 Employee
    • Head, Corporate Finance & Treasury
      • Mar 2016 - Dec 2017
    • Head of Local Portfolio / Deputy Head of Corporate Banking
      • Jul 2007 - Feb 2016

      - Oversaw a total corporate loan portfolio of SGD910mio comprising of SME to GLC companies in Singapore and in the region (both local and Nordic companies in all types of industries) - Added designation as Area Manager for Singapore, responsible for the country limit of Singapore and the 3 local banks’ portfolio from 2Q09 - Promoted once during the stay. - Experiences were similar to those in Bangkok Bank, with added cross border financing and financial institution. - Oversaw a total corporate loan portfolio of SGD910mio comprising of SME to GLC companies in Singapore and in the region (both local and Nordic companies in all types of industries) - Added designation as Area Manager for Singapore, responsible for the country limit of Singapore and the 3 local banks’ portfolio from 2Q09 - Promoted once during the stay. - Experiences were similar to those in Bangkok Bank, with added cross border financing and financial institution.

    • Thailand
    • Banking
    • 700 & Above Employee
    • Team Lead
      • Sep 2000 - Jun 2007

      - In-charge of 3 account managers, overseeing a portfolio mix of Medium to Large Corporate accounts - Portfolio consisted of companies in marine, offshore oil & gas, hardware, manufacturing, general trading, developers, recycling, chemical, lifestyle and commodities - Experienced in trade finance, asset financing, project financing, syndication loans - Promoted twice during the stay in the bank - In-charge of 3 account managers, overseeing a portfolio mix of Medium to Large Corporate accounts - Portfolio consisted of companies in marine, offshore oil & gas, hardware, manufacturing, general trading, developers, recycling, chemical, lifestyle and commodities - Experienced in trade finance, asset financing, project financing, syndication loans - Promoted twice during the stay in the bank

    • Senior Analyst - Credit & Treasury
      • Sep 1999 - Sep 2000

      - In-charged of account receivables in 2 countries- Malaysia & Philippines, to meet goals set on AR turnover days. - In-charged of Export LC negotiations for all countries, including negotiating the LC terms & conditions and the subsequent LC documentation (ie from pre to post LC issuance stage) - Experienced in Telecommunication industry in the South Asia region, credit management, credit insurance and discounting - In-charged of account receivables in 2 countries- Malaysia & Philippines, to meet goals set on AR turnover days. - In-charged of Export LC negotiations for all countries, including negotiating the LC terms & conditions and the subsequent LC documentation (ie from pre to post LC issuance stage) - Experienced in Telecommunication industry in the South Asia region, credit management, credit insurance and discounting

    • Assistant Manager - Credit & Marketing
      • May 1999 - Sep 1999

      - Marketing factoring and hire purchase facilities to SMEs in all industries - Experienced with factoring, accounts receivable financing and credit insurance products, Hire-purchase financing and PSB Loans Financing Scheme - Marketing factoring and hire purchase facilities to SMEs in all industries - Experienced with factoring, accounts receivable financing and credit insurance products, Hire-purchase financing and PSB Loans Financing Scheme

    • Assistant Manager - Credit & Marketing
      • Dec 1996 - Dec 1998

      - Managing SME corporate accounts, related personal accounts and syndicated loans - Portfolio consisted of companies in trading, manufacturing, construction, F&B etc - Experienced in trade finance, construction & property financing, small-scale project financing and PSB Loans Financing Scheme - Managing SME corporate accounts, related personal accounts and syndicated loans - Portfolio consisted of companies in trading, manufacturing, construction, F&B etc - Experienced in trade finance, construction & property financing, small-scale project financing and PSB Loans Financing Scheme

    • Germany
    • Banking
    • 1 - 100 Employee
    • Senior Corporate Banking Officer
      • Jul 1994 - 1996

      - Managing Japanese MNCs' accounts, training and supervising new trainee officers - Joined as Trainee Officer and became Corporate Banking Officer after 6 months and promoted a year later to Senior Corp Banking Officer - Experienced in trade finance, FX hedging, and Japanese corporate culture - Managing Japanese MNCs' accounts, training and supervising new trainee officers - Joined as Trainee Officer and became Corporate Banking Officer after 6 months and promoted a year later to Senior Corp Banking Officer - Experienced in trade finance, FX hedging, and Japanese corporate culture

    • Customer Service Executive
      • Jun 1993 - Jun 1994

      - Marketing maintenance service contracts for building's standby generators and switchboard and the related spare parts sales and handling customer complaints - Experienced with Engineering knowledge in generators and switchboards systems - This job gave me a good insight & understanding of manufacturing environment which aided in my subsequent banking career - Marketing maintenance service contracts for building's standby generators and switchboard and the related spare parts sales and handling customer complaints - Experienced with Engineering knowledge in generators and switchboards systems - This job gave me a good insight & understanding of manufacturing environment which aided in my subsequent banking career

Education

  • National University of Singapore
    Bachelor's degree with Merits, Economics / Japanese Studies
    1990 - 1993
  • Raffles Junior Colleague
    GCE 'A' Levels, Faculty - SO2
    1988 - 1989
  • CHIJ, Toa Payoh
    GCE 'O' Level, Combined Science
    1984 - 1987

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