Smriti Raj
Assistant Manager - Fintech Operation at Think and Learn Pvt. Ltd- Claim this Profile
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Bio
Experience
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Think and Learn Pvt. Ltd
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Education
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300 - 400 Employee
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Assistant Manager - Fintech Operation
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Dec 2022 - Present
- Managed loan creation, disbursal, and audit team, ensuring efficient processes. - Structured end-to-end process with ISO, SOPs, and workflow enhancements. - Collected and interpreted data, producing comprehensive MIS reports and dashboards. - Collaborated across Finance, Product, Tech, and Business teams. - Led new partner development, optimizing processes and cutting operational costs. - Maintained partnerships, project structures, and effective communication. - Conducted pre-deployment user acceptance testing, implemented design projects. - Addressed bi-functional queries during API implementation in the UAT environment. - Designed and monitored project performance dashboards for client updates. - Oversaw team performance, providing support, mentorship, and training. - Implemented team metrics and KPIs for performance tracking. Show less
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BYJU'S - Think and learn Pvt. Ltd.
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Bengaluru, Karnataka, India
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Team Lead - Fintech Operations
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Sep 2021 - Dec 2022
- Managed team for loan creation, disbursal, and audit, prioritizing process efficiency. - Collaborated with the Tech team to automate Loan Creation process and enhance user-friendliness. - Oversaw processing, SLA adherence, process improvement, and ticket management. - Cultivated positive stakeholder relationships and recognized high-performing team members. - Led recruitment, direction, and development of resources for optimal contributions. - Completed and reviewed project documentation, actively participating in analysis and design. - Ensured seamless project delivery, meeting quality and timeline expectations. - Held client meetings and contributed to Management Review Meetings for continuous improvement. - Engaged in API testing (Manual - Automation) for Bank & NBFC API. Show less
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Think and Learn Pvt. Ltd
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Education
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300 - 400 Employee
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Sr. Operation Associate
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Sep 2019 - Sep 2021
- Analyzed statistics, compiled accurate reports, and extracted insights from data. - Utilized vertical-level data for informed decision-making, aiming to boost business volumes. - Tracked bank credit data, aiding the finance team in reconciliation processes. - Collaborated with business partners to streamline disbursal processes and post-loan disbursal. - Implemented Tableau for reporting within a short time frame & ad-hoc basis. - Designed, created, and managed reports covering the digital finance customer journey, credit assessment to post-collection data analysis. Show less
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Probe Intelligence Services - India
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Security and Investigations
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1 - 100 Employee
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Sr. Finance Executive
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Jul 2017 - Sep 2019
-Compiling and analyzing reports to find trends Invoicing, Bank Reconciliation statement - Building long-lasting, mutually beneficial relationships with external contacts and internal departments to create a better client experience. - Handling complaints and negotiations. - Payment follow-up with client and employee Follow up with relevant parties on not-performed controls to ascertain the reasons and report the status update on timely basis to the Management - Processing RTGS/NEFT transactions with bank. Analysis of bank charges on quarterly basis. Monitoring of bank charges on daily/monthly basis & making the necessary accounting entries in the system Show less
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Graziano Trasmissioni India Pvt. Ltd
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Greater Noida
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Internship Trainee
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Apr 2016 - Jun 2016
Capex and Analytical study of financial analysis Prepared invoice and tagging by using the formula software Maintained the database of customers in excel sheet Calculated depreciation on assets Ratio Analysis Capex and Analytical study of financial analysis Prepared invoice and tagging by using the formula software Maintained the database of customers in excel sheet Calculated depreciation on assets Ratio Analysis
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Zuari Investments Limited
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New Delhi, Delhi, India
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Internship Trainee
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May 2014 - Jul 2014
Understanding of Financial Marketing Understanding of the index: NIFTY & Sensex, Accounting, Investment, Risk Management, Mutual Fund & Financial Market. Opening of Demat Account, portfolios of investments Working on virtual marketing daily Analysis of the performance of various sector indices. Analysis of the Currency Market Vs Equity Market & Commodity Market. Comparative Study of Sensex & Nifty with other investment option. Understanding of Financial Marketing Understanding of the index: NIFTY & Sensex, Accounting, Investment, Risk Management, Mutual Fund & Financial Market. Opening of Demat Account, portfolios of investments Working on virtual marketing daily Analysis of the performance of various sector indices. Analysis of the Currency Market Vs Equity Market & Commodity Market. Comparative Study of Sensex & Nifty with other investment option.
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Education
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M.S. Ramaiah Institute Of Management
PGDM, Finance & Marketing -
Bharati vidyapeet institute of management and research
Bachelor of Business Administration (BBA), Financial management -
NIOS
12th, non- medical -
Infant Jesus' school
Matriculation, Matriculation