Smriti Raj

Assistant Manager - Fintech Operation at Think and Learn Pvt. Ltd
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Contact Information
us****@****om
(386) 825-5501
Location
Bengaluru, Karnataka, India, IN

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Experience

    • Education
    • 300 - 400 Employee
    • Assistant Manager - Fintech Operation
      • Dec 2022 - Present

      - Managed loan creation, disbursal, and audit team, ensuring efficient processes. - Structured end-to-end process with ISO, SOPs, and workflow enhancements. - Collected and interpreted data, producing comprehensive MIS reports and dashboards. - Collaborated across Finance, Product, Tech, and Business teams. - Led new partner development, optimizing processes and cutting operational costs. - Maintained partnerships, project structures, and effective communication. - Conducted pre-deployment user acceptance testing, implemented design projects. - Addressed bi-functional queries during API implementation in the UAT environment. - Designed and monitored project performance dashboards for client updates. - Oversaw team performance, providing support, mentorship, and training. - Implemented team metrics and KPIs for performance tracking. Show less

  • BYJU'S - Think and learn Pvt. Ltd.
    • Bengaluru, Karnataka, India
    • Team Lead - Fintech Operations
      • Sep 2021 - Dec 2022

      - Managed team for loan creation, disbursal, and audit, prioritizing process efficiency. - Collaborated with the Tech team to automate Loan Creation process and enhance user-friendliness. - Oversaw processing, SLA adherence, process improvement, and ticket management. - Cultivated positive stakeholder relationships and recognized high-performing team members. - Led recruitment, direction, and development of resources for optimal contributions. - Completed and reviewed project documentation, actively participating in analysis and design. - Ensured seamless project delivery, meeting quality and timeline expectations. - Held client meetings and contributed to Management Review Meetings for continuous improvement. - Engaged in API testing (Manual - Automation) for Bank & NBFC API. Show less

    • Education
    • 300 - 400 Employee
    • Sr. Operation Associate
      • Sep 2019 - Sep 2021

      - Analyzed statistics, compiled accurate reports, and extracted insights from data. - Utilized vertical-level data for informed decision-making, aiming to boost business volumes. - Tracked bank credit data, aiding the finance team in reconciliation processes. - Collaborated with business partners to streamline disbursal processes and post-loan disbursal. - Implemented Tableau for reporting within a short time frame & ad-hoc basis. - Designed, created, and managed reports covering the digital finance customer journey, credit assessment to post-collection data analysis. Show less

    • Security and Investigations
    • 1 - 100 Employee
    • Sr. Finance Executive
      • Jul 2017 - Sep 2019

      -Compiling and analyzing reports to find trends Invoicing, Bank Reconciliation statement - Building long-lasting, mutually beneficial relationships with external contacts and internal departments to create a better client experience. - Handling complaints and negotiations. - Payment follow-up with client and employee Follow up with relevant parties on not-performed controls to ascertain the reasons and report the status update on timely basis to the Management - Processing RTGS/NEFT transactions with bank. Analysis of bank charges on quarterly basis. Monitoring of bank charges on daily/monthly basis & making the necessary accounting entries in the system Show less

    • Internship Trainee
      • Apr 2016 - Jun 2016

      Capex and Analytical study of financial analysis  Prepared invoice and tagging by using the formula software  Maintained the database of customers in excel sheet  Calculated depreciation on assets  Ratio Analysis Capex and Analytical study of financial analysis  Prepared invoice and tagging by using the formula software  Maintained the database of customers in excel sheet  Calculated depreciation on assets  Ratio Analysis

  • Zuari Investments Limited
    • New Delhi, Delhi, India
    • Internship Trainee
      • May 2014 - Jul 2014

      Understanding of Financial Marketing  Understanding of the index: NIFTY & Sensex, Accounting, Investment, Risk Management, Mutual Fund & Financial Market.  Opening of Demat Account, portfolios of investments  Working on virtual marketing daily  Analysis of the performance of various sector indices.  Analysis of the Currency Market Vs Equity Market & Commodity Market.  Comparative Study of Sensex & Nifty with other investment option. Understanding of Financial Marketing  Understanding of the index: NIFTY & Sensex, Accounting, Investment, Risk Management, Mutual Fund & Financial Market.  Opening of Demat Account, portfolios of investments  Working on virtual marketing daily  Analysis of the performance of various sector indices.  Analysis of the Currency Market Vs Equity Market & Commodity Market.  Comparative Study of Sensex & Nifty with other investment option.

Education

  • M.S. Ramaiah Institute Of Management
    PGDM, Finance & Marketing
    2015 - 2017
  • Bharati vidyapeet institute of management and research
    Bachelor of Business Administration (BBA), Financial management
    2012 - 2015
  • NIOS
    12th, non- medical
    2009 - 2011
  • Infant Jesus' school
    Matriculation, Matriculation
    2006 - 2009

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