Specialist for Market & Liquidity Risk

• Nov 2021 - Present

Market Risk Manager

• Jan 2020 - Oct 2021

Market Risk Expert

• Feb 2016 - Dec 2019

Risk Manager - Retail Underwriting Department

• Jul 2014 - Jan 2016

Key assignments:- Processing of retail loan applications within deadlines defined by the superior; - Reception and control of necessary documentation (credit files) in accordance with the regulatory requirements and the bank's credit policy;- Preparing, reviewing and analysing the creditworthiness of all commercial loans and renewals;- Making decisions related to lending within the individual and/or collective competencies;- Assessment of the proposed collateral;- Client classification in accordance with the regulatory requirements;- Active communication and cooperation with other departments- Preparing and analysing reports from credit risk area. Show less

Credit Risk Officer, Risk Management Division

• Jun 2012 - Jun 2014

- Giving recommendations in the loan approval process for override applications;- Assessment of creditworthiness of retail clients, entrepreneurs and small legal entities;- Preparation and analysis of various sets of reports from the Credit Risk area - Project management for the implementation of the decision-making process of loan approval (implementation of additional tool within I APPLY software);- Setting and updating of credit policy manual for consumer, cash, housing loans and credit cards;- Participation in preparation of procedures and working directions;- Analysis concerning the new products in the bank and every analysis requested from Head Office in Belgrade and Athens. Show less

Customer Relations Officer, Branch Network Division

• Jan 2010 - May 2012

- Selling the bank’s products (deposits, loans, credit cards, e-banking, insurance);- Acquisition of new clients;- Analysing financial statements, preparing credit proposal (for small enterprises and entrepreneurs), preparing documentation and monitoring through periodic renewal;- Reviewing overdue reports on daily basis to identify potential problematic accounts.

Teller, Branch Network Division

• Nov 2008 - Dec 2009

- Cash deposit and withdrawal, exchange of foreign money and all operations in domestic and international payments;- Constant monitoring of cash flows in order to satisfy the needs for money in the branch;- Charging ATMs;- Providing of international money service called MoneyGram;- Selling the bank’s products (deposits, loans, credit cards, e-banking).