Principle Analyst

• Jul 2019 - Present

The healthcare ecosystem is abundant with economic and commercial opportunities with healthcare technology vendors anticipated to take centre stage in unlocking and capturing these opportunities. The high growth potential of the healthcare technology industry has attracted new cross-industry stakeholders and due to a combination of a fluidly evolving technological landscape as well as increased rapidity of change, having access to comprehensive market and competitive intelligence is paramount for decision-makers in today’s commercial environment.I established Prerequisite Market Intelligence (a sole proprietorship) in response to the heightened demand for high-quality market research and competitive intelligence. PMI seeks to deliver first-class research products and services that provide customers with actionable insights, supporting them with their strategic planning and development objectives. We are currently a small team of 3 based within the UK, South Korea and Bangladesh. We are here to support you with:- Your market, competitive and industrial intelligence initiatives- Your strategic planning and business development initiatives- Delivering robust and comprehensive market assessments- Delivering real-time insights on market and competitor developments- Your strategic expansion through M&A activity including strategy and screeningFor more information, visit medical-imaging-market.com

Temporary Customer Assistant

• Oct 2019 - Jun 2020

I am working part-time as a customer assistant at Tesco in order to keep myself financially afloat, while I work toward achieving my longer-term career and financial goals. My role is as a "picker" which involves selecting items from the shop floor for online customers. My shifts are from Friday through to Sunday, therefore, I am available Monday to Thursday for my other professional activities, such as providing analyst coverage for the global medical imaging markets.

Senior Market Analyst

• Aug 2018 - Jul 2019

Signify Research is a research consultancy seeking to deliver high-quality market data and insights for the global healthcare industry. Research is delivered as an off-the-shelf report or as a consultancy project. The three core projects I was assigned to included two off-the-shelf reports and one consultancy project. These projects covered medical imaging systems including ultrasound, general x-ray and diagnostic fluoroscopy imaging systems.My core duties included:➢ Providing research analysis support to principle market analysts➢ Data collection, aggregation and analysis➢ Data visualisation with Excel and Power BI➢ Analysis of company financial statements➢ Conduct interviews with technology vendors and healthcare professionals➢ Article writing on imaging systems and market developments➢ Expand sales and research CRM database➢ Generate and convert sales leads

Commercial Anaylst & Company Secretary

• Jun 2017 - Mar 2018

Greenstorc is a start-up energy firm focused on converting heat energy into electricity. The founder has developed a proprietary ORC engine solution which can operate at low enthalpy and high efficiency, enabling the effective use of heat sources previously thought uneconomical. This technology opens up the possibility for a variety of global applications. My role included the following:➢ Lead the development of financial models for project analysis and investment proposals.➢ Create pro forma accounts including income, balance sheet and cash-flow statements.➢ Conduct investment analysis including PV, NPV, IRR, ROE, levered FCF analysis. ➢ Perform sensitivity and scenario analysis.➢ Ensuring compliance of financial models with IFRS and GAAP.➢ Research into the legal and regulatory structure for a tax mitigation investment structure.➢ Ensuring compliance in accordance with the Companies Act.➢ Carry out company secretarial duties such as VAT registration and account opening.

Insurance Analyst

• Jun 2017 - Feb 2018

Wrisk is an insuretech start-up launching in 2018 with the first version of its digital contents insurance product for iOS along with a range of personal lines insurance products, including, a private car proposition for BMW UK. My role included the following:➢ Act as primary in-house technical expertise to answer technical insurance queries. ➢ Draft and produce FCA application to achieve full MGA authorisation.➢ Draft and produce FCA application to achieve entry into the regulatory Sandbox.➢ Draft and produce the ‘Corporate Compliance Manual’ as part of FCA approval.➢ Establish and draft governance and risk management frameworks, policies and procedures.➢ Advise on product indemnity and cover limits as well as exclusions and core definitions.➢ Draft and produce insurance product documentation including policy wording.➢ Competitor comparative analysis of product indemnity and coverage limits.➢ Outline a basic strategy toward mitigating and monitoring retail insurance fraud.➢ Coach and mentor a work-experience student.During my tenure I applied a detailed knowledge of the following legislation:➢ Insurance Conduct of Business Sourcebook (ICOBS) and FCA Handbook.➢ Financial Services and Markets Act 2000.➢ The Marine Insurance Act 1906 and The Insurance Act 2015.➢ Consumer Rights Directive and Consumer Insurance Act 2012 (CIDRA).➢ Insurance Distribution Directive (IDD).

Self-employed consultant

• Apr 2017 - May 2017

Portfolio Analyst

• Oct 2013 - Feb 2017

Allianz Insurance is one of the largest general insurers in the UK and part of the Allianz SE Group, the largest property and casualty insurer in the world. In 2015, the group had circa €1.3 trillion AUM and revenues of €125.2 billion. In the UK, Allianz Insurance employs over 4,600 people across a network of 26 offices with revenues of circa £2.2bn. I was employed as Portfolio Analyst within the retail broker business covering a range of retail insurance portfolios.My role included the following:➢ Monitoring and reporting on KPIs (P/L, operating & financial ratios, loss ratio & frequency).➢ Analysis of insurance portfolios, addressing performance issues to ensure book profitability.➢ Preparing account reviews and reviewing account behaviour.➢ Contribute and support periodic governance and compliance reviews of brokers and MGA’s.➢ Monitor and report on compliance with delegated authority arrangements.➢ Communicate and engage with technical and non-technical stakeholders.➢ Represent Allianz from a technical perspective with insurance brokers and intermediaries.➢ Carry out risk exposure assessments to support pricing and underwriting decisions.➢ Provide audit, governance and control support to a £60m revenue bordereaux scheme.Responsible as Portfolio Management lead for a niche tenant’s contents scheme distributed through a strategic partner, Thistle Insurance Services. This contributed circa £7m revenue per annum to the overall retail household portfolio and my role included: ➢ Responsibility for overall book profitability and performance.➢ Manually pricing and underwriting block schemes for renewal and new business tenders.➢ Engage with Thistle senior management regarding pricing and terms of business.➢ Review operating model, commercial agreement and profit share arrangement.➢ Minute management meetings.

Founder, Consultant

• Nov 2010 - Jan 2014

Whilst studying full-time at University I established an SME recruitment company. The company operated within the automotive, off-highway and alternative energy industries helping customers to attract highly skilled engineers for R&D projects. Customers included automotive OEM’s, multi-national tier-one automotive suppliers as well as start-up/spin-off technology companies. Key activities included:➢ Deal origination and negotiation with senior management at Director and CEO level.➢ Generating sales revenue of £49K (Y1) £177K (Y2) and £174K (Y3).➢ Managing the company into profit from year-one.➢ Agreeing commercial terms as well as sourcing cash-flow finance for contractor operations.➢ Management of all company financials including year-end accounts, VAT returns and payroll.

Recruitment Consultant

• Aug 2009 - Aug 2010

Trainee Recruitment Consultant

• Jun 2007 - Jul 2009

SThree was established in 1986 with just four staff and has now grown to be a global recruitment business. The group’s brands include Computer Futures, Huxley Associates, Progressive Recruitment and Real Staffing Group. Worked as a trainee recruitment consultant on a permanent engineering desk.