Pricing Manager

• Dec 2020 - Present

AVP, Corporate Actuarial, Group Actuarial, Group Finance

• Sep 2019 - Aug 2020

- Lead team on monthly TWNS and NBEV report for group and regulatory reporting. - Manage annual embedded value reporting, including assumptions and methodology review as well as analysis of change. Supported audit process. - Drive the annual business planning exercise by forecasting surplus, risk requirement and NBEV under RBC2 framework. - Oversee monthly business profitability analysis and provide insights on business performance as well as profit emergence. - Actively collaborate with multiple stakeholders to establish single source of truth for sales reporting. Accomplishments: - Led the RBC2 implementation on NBEV reporting. - Kick-started process and report streamlining for NBEV and business plan.

Assistant Manager, Product Development and Implementation

• Oct 2016 - Jun 2019

- Conceptualise and shape USPs for new products. Perform competitive analysis to create compelling positioning.- Drive development and implementation of product initiatives. Establish product rules and product documents as well as review marketing and training materials to convey correct product intent.- Actively lead the discussion and collaborate with various internal and external stakeholders to ensure timely advancement of development process.- Formulate incentive campaign to activate distributors on new product sales. Supported campaign to boost customer repurchase rate.- Handle product queries and prepare special sales quotation.- Attend to ERM, compliance, auditors and regulators queries.Accomplishments:- Launched SP & RP ILP products, AIA centennial year tranche non-par product and multiple maturity rollover products.- Empower the team with data insights via data exploration. Established a comprehensive product library with product features, benefits and rates.- Created VBA tools proactively to shape premium range and run sustainability test. Developed an AIA Vitality PowerUp Dollar calculator for agency channel.

Assistant Manager, Actuarial (Capital Management)

• Mar 2014 - Sep 2016

The role exposes me to the more managerial work in valuation and also capital management work.Responsibilities:-Investigate sustainability of current bonus scale. Assist the group internal audit process.-Study critical illness and disability experience and perform actual-to-expected (A/E) analysis. Developed data requirement and enhanced program post system migration.-Perform liability side Dynamic Solvency Test (DST) and Own Risk and Solvency Assessment (ORSA).-Conduct impact analysis and sensitivity analysis on operating assumptions change. Prepared Actuarial Investigation Report and Annual Report. -See through data migration project for new policy administration system. Developed requirements and test plan; enhanced the DCS model. Handled Universal Life/Investment-linked portfolio testing.-Leverage junior colleagues to complete actuarial valuations of statutory, group office and management reporting. Mentor temporary staff to work on data migration project.-Prepared Actuarial Investigation Report and sections of Financial Reporting Standard (FRS) Report.Achievements:• Conduct workshops to share process walkthrough, programming knowledge and automation tools.

Assistant Manager, Actuarial (Financial Reporting)

• Nov 2011 - Mar 2014

The role exposes me to the reserving and solvency analysis.Responsibilities:-Prepare statutory, group office and management reports on a regular basis.-Perform data extraction, preparation and validation.-Handle Risk Based Capital (RBC) reserve computation and analysis. -Assess solvency and Key Risk Indicators.-Provide support in internal stress testing and movement analysis of Embedded Value (EV)-Implement new products and campaigns as well as enhance existing products in Prophet and Data Conversion System (DCS).-Attend to auditors', regulators' and group office's queries.Qualities developed:-Ability in take chargeThe job requires coordination with different parties such as other departments or auditors. Through exposure of initiating and following up of tasks with others, I developed skills in taking lead.-Ability to multitask and handle fast-paced environmentEmphasizing heavily on various tight deadline-driven projects, I am able to handle multiple tasks within rigid time constraints.-Ability to build and use various actuarial toolsPerforming reserve valuation with my programming background enable me to develop and utilize actuarial analysis tools for streamlining the processes efficiently and effectively.Achievements:-Pioneered reserve roll forward project to breakdown key factors in driving reserve. -Initiated and coordinated data enhancement. -Streamlined routine tasks and processes with more automation, saving processing time as well as reducing non systematic errors. -Developed models and data enhancement for reserve analysis. -Improved process documentations and version controls, allowing smoother Business As Usual process.

Intern in Quantitative Analysis and Quality Assurance Department

• Nov 2010 - Jan 2011

The role exposes me to the development and application of financial derivatives pricing models. Responsibilities: -Reviewing the Perl code in use related to financial markets data and pricing algorithms. -Identifying and solving quality issues of the quant code. -Developing new testing models related to the financial products. -Reviewing and adjusting market volatility of financial instruments to fit the business models accordingly Qualities developed: -Ability in handling code The job is all about building and testing code of pricing models. With such exposure, I am comfortable with code and able to pick up new programming languages quickly. -Ability to perform in an assertive manner My assertiveness which developed via leadership roles in extra-curricular activities has enable me to communicate and solve problems effectively in corporate environment. -Ability to work with a diverse population The company's multicultural environment formed by people from all over the world has equipped me to interact productively with people from a variety of backgrounds. Achievement: I have developed a new graphing model during my short two months internship. The graphing model extracts financial markets data from the database and plots a graph to visualize the data. The process of pricing an option with the raw data has always been a black box. By the creation of the graphing model, the process in between has became more transparent to users and thus made easier for possible future improvements.