Experience

Indifi Technologies Private Limited

• India
• IT Services and IT Consulting
• 1 - 100 Employee

• Credit Officer

  • 2019 - Present

  -: Checking and appraising proposals, scrutinizing documents including SOA analysis, Cibil analysis, ensuring proper KYC etc, before assigning any application to Lender with proper TAT and Quality -: Detail checking of banking- Funds receiving and remittances, EOD Balances,Penal Analysis and understanding of business model -: Handling pre-sanction diligence, credit grading, review of existing limits, disbursement and post sanction monitoring of accounts -: Assessing financial risk in credit proposal as well as conceptualizing and structuring deals for credit advances Show less



FAIRASSETS TECHNOLOGIES INDIA PRIVATE LIMITED

• India
• 1 - 100 Employee

• Underwriter

  • Nov 2017 - Feb 2019

   Maintain Customer Portfolio, according to the policy.  Underwriting of Business/Personal loan cases with loan book of upto 10Lacs.  Through understanding of KYC and income document i.e, paystubs & bank statement.  Effective use of CRIF & CIBIL report and identifying the repayment habit and ability of the customer with the help of past loan tracks and financial stability.  Check the loan eligibility through bank statement, last 2yrs income tax returns & salary slips.  Checking whether the case fulfills all credit norms and maintaining organizational credit policy.  Analyzing risk in the provided case and take decision accordingly on finalizing the loan amount with minimal risk and maximum returns, creating a good investment opportunity for lenders. Show less



QUATRRO GLOBAL SERVICES PVT.LTD

• Gurgaon, India

• Associate

  • 2016 - 2017