Experience

BNP Paribas Personal Finance

• France
• Banking
• 700 & Above Employee

• Executive Risk Director / Chief Risk Officer (CRO)

  • Mar 2023 - Present

• Head of Risk Policy, Control and Anti-Fraud Department

  • Jan 2021 - Feb 2023

  Best achievements: - Increase automation rate in Retail lending to 95% - Constant adaptation of the risk rules in uncertain macro environment (COVID pandemic, war from Ukraine, high inflation) - Coordination and successful implementation of Power BI reporting project for Risk



BCR

• Romania
• Banking
• 700 & Above Employee

• Head of Credit Risk Policy Department

  • Sep 2018 - Jan 2021

  Best achievements: - Substantially increasing the bank’s market share while keeping performance of the loan originations within the risk appetite - Simplification of the lending processes and documentation - Key contributor to development of online automatic lending ("George loan")

• Risk Management Specialist

  • Dec 2015 - Sep 2018

  Best achievements: - Implementation of projects in lending area: underwriting automations, enhanced risk based pricing for Cash Loans, launch of cobranded Credit Cards, Debt to Asset Law, Credit Bureau reporting enhancements (at bank level and extending to entire banking system through Romanian Banking Association) - Improving NPL stock through Credit Risk policy measures and Portfolio Management actions



Vista Bank Romania

• Romania
• Banking
• 100 - 200 Employee

• Retail Specialist

  • Dec 2011 - Dec 2015

  Best achievements: - “First House” program implementation generating sales increase with 90% on secured lending - Bank of Cyprus retail portfolio transfer and integration by alignment of new products takeover to Marfin Bank strategy, documents and customer relationship management Best achievements: - “First House” program implementation generating sales increase with 90% on secured lending - Bank of Cyprus retail portfolio transfer and integration by alignment of new products takeover to Marfin Bank strategy, documents and customer relationship management



BCR

• Romania
• Banking
• 700 & Above Employee

• Retail Loans Analyst

  • Jul 2008 - Dec 2011

  Best achievements: - Analysis and decision for more than 7,000 secured and unsecured loans - Low default rate on approved loans, generating positive impact the bank's P&L Best achievements: - Analysis and decision for more than 7,000 secured and unsecured loans - Low default rate on approved loans, generating positive impact the bank's P&L