Sierra Guseynov
Loan Officer/ Underwriter at Minnco Credit Union- Claim this Profile
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Topline Score
Bio
Credentials
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NMLS Certified
Minnco Credit UnionJun, 2021- Nov, 2024
Experience
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Minnco Credit Union
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United States
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Banking
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1 - 100 Employee
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Loan Officer/ Underwriter
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Jun 2021 - Present
Review all consumer loan requests, home equity loans and Helocs. Calculate, analyze, evaluate, and make independent decisions on credit, income, assets and risk to determine the income or probability of repayment for loan requests. Communicate the decisions approvals/denials of all credit applications to their appropriate parties. Verify loan documentation for accuracy, completion, and adherence to policies and procedures. Establish documentation requirements on all approved applications that meet standards set by internal/external guidelines. Knowledge of all Credit Union lending policies and procedures. Knowledge of all State and Federal lending laws, rules and regulations. Perform other duties as directed by leadership.
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Wings Financial Credit Union
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United States
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Banking
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100 - 200 Employee
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Universal Banker
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Jun 2017 - Jun 2021
Approve, underwrite and disburse loans within lending limits. Process member transactions as requested, recognizing red flags regarding fraud and scams. Open new Membership Accounts, various additional accounts, and provide a follow up service to new members. Assist, serve and follow up as necessary with members who have fraud and forgery, deceased accounts, retirement services, account maintenance, business and other unique account types. Process wire transfers. Actively cross sell additional appropriate loan, deposit and fee income products and services. Proficient in handling large amounts of currency, coin and other products.
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Front Desk Associate
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Oct 2016 - Jun 2017
Greet members, change demographics in profiles, assemble debit cards and member ID cards, order supplies, distribute loan checks and obtain signatures, submit lien releases, add joint and cross transfer accounts, set up automatic withdrawals, order checks, log members into lobby tracking, assist with members check deposits and loans payments.
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New York Life Insurance Company
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United States
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Financial Services
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700 & Above Employee
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Administrative Assistant
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Jul 2015 - Oct 2016
Provide services to the insurance agent by processing changes in beneficiary, owner, address and policy forms, Maintain electronic and paper records, Responsible for taking calls and incoming messages, scan, copies, mails and faxes documents to the appropriate parties. Fills out custom whole life and long term applications and sends them to underwriting. Schedules clients doctor appointments with APPS. Provide services to the insurance agent by processing changes in beneficiary, owner, address and policy forms, Maintain electronic and paper records, Responsible for taking calls and incoming messages, scan, copies, mails and faxes documents to the appropriate parties. Fills out custom whole life and long term applications and sends them to underwriting. Schedules clients doctor appointments with APPS.
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Target
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United States
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Retail
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700 & Above Employee
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Pharmacy Technician
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Jul 2014 - Jul 2015
Swiftly and correctly calculate dosages, dispense medications, prepare prescription labels and fill prescriptions for approval by pharmacists. Use the pharmacy’s EPS computer program to access prescription information including patient and prescriber data, drug selection, prescription interpretation and insurance billing. Research and resolve dosage conflicts, insurance issues and other matters to ensure patient safety/wellness and build customer loyalty. Swiftly and correctly calculate dosages, dispense medications, prepare prescription labels and fill prescriptions for approval by pharmacists. Use the pharmacy’s EPS computer program to access prescription information including patient and prescriber data, drug selection, prescription interpretation and insurance billing. Research and resolve dosage conflicts, insurance issues and other matters to ensure patient safety/wellness and build customer loyalty.
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Carnival Cruise Line
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Travel Arrangements
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700 & Above Employee
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Personal Vacation Planner
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Sep 2012 - Jun 2014
Logging at least 100 calls / two hours talk time daily, making at least 3 bookings, selling travel insurance, increasing sales through upgrades and company promotions, meeting monthly department sales goals, promoting excursions at each port of call and operate eight systems. Logging at least 100 calls / two hours talk time daily, making at least 3 bookings, selling travel insurance, increasing sales through upgrades and company promotions, meeting monthly department sales goals, promoting excursions at each port of call and operate eight systems.
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Biltmore Hotel
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United States
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Hospitality
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200 - 300 Employee
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Front Desk Agent/ Night Audit
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Apr 2011 - Aug 2012
Daily responsibilities included assisting guests with the check in / check out process, scheduling /canceling room and pool side cabana reservations, printing / filing shift reports, completing overnight audit including shutting down hotel system, assembling key and registration cards and resolving guest issues. Daily responsibilities included assisting guests with the check in / check out process, scheduling /canceling room and pool side cabana reservations, printing / filing shift reports, completing overnight audit including shutting down hotel system, assembling key and registration cards and resolving guest issues.
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Education
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Minneapolis Business College
A.A, Travel & Hospitality -
Andover High School
Diploma
Community
