Experience

The Bank of Khyber
• Pakistan
• Banking
• 700 & Above Employee
• Branch Manager

  • Feb 2018 - Present

Habib Metropolitan Bank (Subsidiary of AG Zurich)
• Pakistan
• Banking
• 700 & Above Employee
• Chief Manager

  • Aug 2015 - Feb 2018


Meezan Bank Limited

• Pakistan
• Banking
• 700 & Above Employee

• • Nov 2013 - Aug 2015

  Responsible for managing the assigned credit portfolio to meet quality and target turnaround timelines for credit activitiesPerforming qualitative and quantitative analysis of the prospective customers to assess their credit-worthiness as well as the risk/return dynamics of the transaction.Analyzing, Evaluating and processing customers’ request for credit lines and putting it up to the Credit Committee in the form of Credit Line Proposals.Relationship management of existing accounts.Marketing and establishing of fresh business accounts relationship.Reviewing and monitoring periodical statements of advances.Monitoring and Management of accounts & finances of relationships.Supervising quarterly, monthly and weekly, half yearly and yearly statements of advances & SBP & ECIB reporting Show less

• • Nov 2012 - Nov 2013

  Credit assessment & Writing credit proposalsForecasting utilization pattern of approved finances, Preparing monthly statements of various credit facilities in coordination with branchesAnalysis of Financial Statements and Risk Coverage and Assessment of Financial Worthiness of Clients



KASB Bank

• Banking
• 200 - 300 Employee

• Relationsip Manager- Middle Market

  • Feb 2011 - Nov 2012

  Managing a portfolio of PKR 5.0 Billion (approximately) based on Funded & Non-Fund based exposure Maintaining deposit based relationship for PKR 1 Billion Responsible for managing the assigned credit portfolio to meet quality and target turnaround timelines for credit activities Performing qualitative and quantitative analysis of the prospective customers to assess their credit-worthiness as well as the risk/return dynamics of the transaction. Analyzing, Evaluating and processing customers’ request for credit lines and putting it up to the Credit Committee in the form of Credit Line Proposals.Relationship management of existing accounts. Marketing and establishing of fresh business accounts relationship. Reviewing and monitoring periodical statements of advances. Monitoring and Management of accounts & finances of relationships. Supervising quarterly, monthly and weekly, half yearly and yearly statements of advances & SBP & ECIB reporting Handling of all Trade Finance related issues of the customers. Monitoring of remedial portfolio and manage restructuring & rescheduling of account where necessary/required. Show less



MCB Bank Limited

• Pakistan
• Banking
• 700 & Above Employee

• • Aug 2008 - Feb 2011

  Building new relationships with new clients and strengthening the relationship with existing clients.To support and assist in achieving the financial target allocated to the branchEnsure that all the administrative functions of the team / portfolio including the timely submission of Credit Reviews are conducted accurately in accordance with laid down procedures.Analysis of Financial Statements and Risk Coverage and Assessment of Financial Worthiness of Clients

• • Jan 2009 - Aug 2009

  • Credit assessmentWriting credit proposalsMonitoring deteriorating financesForecasting utilization pattern of approved financesPreparing monthly statements of various credit facilities in coordination with branches

• • Aug 2008 - Dec 2008

  I had extensive Class room Training for one month in different modules of banking which included Advances, Import and Export, Islamic Banking and General banking.Class room Training was followed by hands on training in 8 different branches, which included Corporate, Commercial, Consumer and Islamic Banking Branches. Branch Rotation was followed by Rotation in 5 different departments of the Bank.