Experience

Unibank

• Banking
• 200 - 300 Employee

• Junior Assistant Manager (Account Officer Support)

  • Nov 2014 - Present

  A. Monitors, checks and complies collateral documents received from developer for registration such as: a. Condominium Certificate of Title / Transfer Certificate of Title (CCT / TCT)b. Tax Declaration (TD)c. Tax Clearance (TC)d. Real Estate Tax (RET)e. Deed of Absolute Sales (DOAs)B. Prepares following documents: a. Follow up letter from developer and client b. Extension letter on submission of documents c. CRECOM / EXCOM ApprovalsC. Prepares production report every end of month per assigned developerD. Monitors the movements of signed collateral docs of accounts prior to booking, update its status, compliances, and whereaboutsE. Prepares daily report on the turn around time both for the reviewed accounts and the reviewerF. Recons the 2011 & prior booked accounts, their status for registreable and those for follow up from developer's submission

• Junior Assistant Manager (Loan Officer)

  • Apr 2005 - Oct 2014

  A. Monitors and checks the following loan related transactions:a. Institutional Banking Group - IBG b. Consumer Lending Group - CLGa.1. Statement of Accounts and Payment History for internal and external purposes (client’s &bank’s ledger)a.2. Loan releases, payments, restructuring and extensionsa.3. Amortization Schedule and interest repricinga.4. Certification of loan balances; loan; interest, and payments tendereda.5. Collateral Release Advice (CRA) for fully & partially pay-off accountsa.6. Daily transactions of handled processors: 1. ML/AR transactions 2. manual and batchsheet entries 3. transaction tickets for client’s refund of excess payments and deduction against their account for loan paymentB. End of month reporting in:b.1. Miscellaneous Liabilities (ML / AP) of each client to their corresponding Account Officersb.2. Negative AIR (Accrued Interest Receivable) & tagging to Past Due of clients’ accountsb.3. Inventory of Post Dated Checks (PDC) C. Reconciliation of:c.1. Payments taken up and unresponded from branches and head office thru Notes Clearing,Official Receipts, and batchsheet of processors c.2. Responded / unresponded Due to Loans floats from Specialized Accounting Department D. Transactions related to transferring of accounts to Real Estate and Other Properties Acquired (ROPA)