Experience

Humanity First USA

• United States
• Non-profit Organizations
• 1 - 100 Employee

• Volunteer

  • 2017 - Present



State Bank of Pakistan (SBP)

• Banking
• 700 & Above Employee

• Unit Manager

  • Oct 2007 - Apr 2008

  The State Bank regulates and supervises the Banking system to ensure its soundness and stability as well as to protect the interests of depositors. Banking Policy & Regulation Department Corporate Governance Division Unit Manager • Updated Fit & Proper criteria for BOD composition and designed FAQs for appointments on board and key positions at banks. • Initiated practical suggestions utilizing judgment skills on corporate governance policies. • Processed… Show more The State Bank regulates and supervises the Banking system to ensure its soundness and stability as well as to protect the interests of depositors. Banking Policy & Regulation Department Corporate Governance Division Unit Manager • Updated Fit & Proper criteria for BOD composition and designed FAQs for appointments on board and key positions at banks. • Initiated practical suggestions utilizing judgment skills on corporate governance policies. • Processed cases of BOD/CEO appointments for giving clearance, coordinated well with management at all levels and convinced with strong organizational skills. • Showed personal ownership for performance and decision-making. • Maintained database of shareholding pattern at all commercial banks and analyzed. • Reorganized work of the unit for in spirit implementation and more productive output using strong analytical inquisitiveness to draw conclusions. • Independently conducted and coordinated meetings with the stakeholders. • Commended by management and awarded Performance Recognition Award. Show less The State Bank regulates and supervises the Banking system to ensure its soundness and stability as well as to protect the interests of depositors. Banking Policy & Regulation Department Corporate Governance Division Unit Manager • Updated Fit & Proper criteria for BOD composition and designed FAQs for appointments on board and key positions at banks. • Initiated practical suggestions utilizing judgment skills on corporate governance policies. • Processed… Show more The State Bank regulates and supervises the Banking system to ensure its soundness and stability as well as to protect the interests of depositors. Banking Policy & Regulation Department Corporate Governance Division Unit Manager • Updated Fit & Proper criteria for BOD composition and designed FAQs for appointments on board and key positions at banks. • Initiated practical suggestions utilizing judgment skills on corporate governance policies. • Processed cases of BOD/CEO appointments for giving clearance, coordinated well with management at all levels and convinced with strong organizational skills. • Showed personal ownership for performance and decision-making. • Maintained database of shareholding pattern at all commercial banks and analyzed. • Reorganized work of the unit for in spirit implementation and more productive output using strong analytical inquisitiveness to draw conclusions. • Independently conducted and coordinated meetings with the stakeholders. • Commended by management and awarded Performance Recognition Award. Show less



State Bank of Pakistan (SBP)

• Banking
• 700 & Above Employee

• Unit Manager

  • Feb 2004 - Sep 2006

  Banking Supervision Department Risk Management & Analysis Division Unit Manager Portfolio Risk Assessment Unit • Evaluated the derivative transactions proposed by banks to give consent on them. • Thoroughly analyzed applications from banks to become “Authorized Derivative Dealers”, corresponded to obtain needed information and also recommended decisions. • Reviewed policy frameworks of banks and designed their bare minimum requirements. Operational Risk Assessment… Show more Banking Supervision Department Risk Management & Analysis Division Unit Manager Portfolio Risk Assessment Unit • Evaluated the derivative transactions proposed by banks to give consent on them. • Thoroughly analyzed applications from banks to become “Authorized Derivative Dealers”, corresponded to obtain needed information and also recommended decisions. • Reviewed policy frameworks of banks and designed their bare minimum requirements. Operational Risk Assessment Unit • Researched to better utilize the available data consolidated in a logical manner to contribute in development/refinement of existing supervisory guidance. • Designed and implemented new reporting formats of frauds/forgeries for banks in light of Basel II-operational risk, for formulation of supervisory perspective. • Consolidated and analyzed frauds (operational risk) data of all banks, identified areas of excessive risk & root causes of major losses, ensured timely risk awareness and developed/enforced mitigation strategies. • Prepared meaningful reports for top management besides reporting violations. • Provided prompt professional response and resolution to inquiries by stakeholders. • Proposed and implemented guidelines on IT Security, Business Continuity Planning, Information system audit & system switchover planning and updated internal controls guidelines. • Collaborated projects as an effective team player with positive attitude and 100% effort. • Miscellaneous assignments; shared feedback with other departments on projects etc. Annual Accounts and Audit Unit • Monitored bank’s disclosure in annual /quarterly financial statements and used logical thinking with critical review and going deep in to the notes. • Originated, obtained, reviewed and integrated taxation proposals for the ministry. • Worked in liaison with Institute of Chartered Accountants and Pakistan Banks Association. Show less Banking Supervision Department Risk Management & Analysis Division Unit Manager Portfolio Risk Assessment Unit • Evaluated the derivative transactions proposed by banks to give consent on them. • Thoroughly analyzed applications from banks to become “Authorized Derivative Dealers”, corresponded to obtain needed information and also recommended decisions. • Reviewed policy frameworks of banks and designed their bare minimum requirements. Operational Risk Assessment… Show more Banking Supervision Department Risk Management & Analysis Division Unit Manager Portfolio Risk Assessment Unit • Evaluated the derivative transactions proposed by banks to give consent on them. • Thoroughly analyzed applications from banks to become “Authorized Derivative Dealers”, corresponded to obtain needed information and also recommended decisions. • Reviewed policy frameworks of banks and designed their bare minimum requirements. Operational Risk Assessment Unit • Researched to better utilize the available data consolidated in a logical manner to contribute in development/refinement of existing supervisory guidance. • Designed and implemented new reporting formats of frauds/forgeries for banks in light of Basel II-operational risk, for formulation of supervisory perspective. • Consolidated and analyzed frauds (operational risk) data of all banks, identified areas of excessive risk & root causes of major losses, ensured timely risk awareness and developed/enforced mitigation strategies. • Prepared meaningful reports for top management besides reporting violations. • Provided prompt professional response and resolution to inquiries by stakeholders. • Proposed and implemented guidelines on IT Security, Business Continuity Planning, Information system audit & system switchover planning and updated internal controls guidelines. • Collaborated projects as an effective team player with positive attitude and 100% effort. • Miscellaneous assignments; shared feedback with other departments on projects etc. Annual Accounts and Audit Unit • Monitored bank’s disclosure in annual /quarterly financial statements and used logical thinking with critical review and going deep in to the notes. • Originated, obtained, reviewed and integrated taxation proposals for the ministry. • Worked in liaison with Institute of Chartered Accountants and Pakistan Banks Association. Show less



United Bank Ltd.

• Reconciliation Officer

  • Jul 2001 - Mar 2003

  Reconciled funds received against utility bills collected at all banks across the country. Reconciled funds received against utility bills collected at all banks across the country.