Experience

UAE Exchange

• United Arab Emirates
• Financial Services
• 700 & Above Employee

• Associate Manager

  • Jun 2019 - Present

  • Participate in key audit committee meetings to contribute new process improvements and other significant initiatives across the audit• Design and implementation of Internal audit plans and audit programs for Branches and Departments• Presentation of Audit Findings and recommendations with the respective Auditee’s and submission of detailed Reports to the Management.• Co-ordinate with external agencies like External Auditors, Consultants etc.• Review the Risk Register and ensure control effectiveness.• Collate the data base, summarizes and analyzes any type of information and provide MIS files to the management.• Perform fraud monitoring & reporting analysis.• To monitor, analyze, interpret and report on impacts of deficiencies related to operational risk programs and requirements and overall effectiveness of controls; recommend mitigating solutions and actions.• Designing and implementing control measures and monitoring plans for compliance and operational risks. Show less

• Assistant Manager - Internal Audit,

  • Apr 2011 - May 2019

  • Review and ensure compliance with the policies and procedures• Carrying out individual internal audit assignments independently covering key areas like process review, internal controls testing, Anti Money Laundering, expenditure analysis, reconciliation, and settlement of advances, routine checks like safety and security, cash related controls, expenditure analysis etc.• Presentation of Audit Findings and recommendations with the respective Auditee’s and submission of detailed Reports to the Management.• Presenting audit observations in an appropriate way for different audiences. E.g. to the Group Risk Committee on the most significant risks.• Co-ordinate with external agencies like External Auditors, Consultants etc.• To conduct risk assessment for the whole department to identify risks and issues and suggest/implement action plans in order to mitigate the operational risks impacting the business.• Review the Risk Register and ensure control effectiveness.• To Act in an independent oversight capacity, monitoring operational risk management & regulatory compliance. • To record, report and analyze operational losses incurred on account of fraud.• Train new joinees on the scope and expectations of the work and develop them to be future auditors. • Single point of contact to address any incident that require expert knowledge in the operating system and ledger accounts• Perform fraud monitoring & reporting analysis.• Reviewing polices & procedure prepared by other departments like Human Resources, Anti-money Laundering etc.• Designing and implementing control measures and monitoring plan for compliance and operational risks Show less

• Senior Associate - Internal Audit,

  • Mar 2009 - Mar 2011

  • Preparation of Internal audit plans and audit programs.• Carrying out individual internal audit assignments independently covering key areas like process review, internal controls testing, compliance standards, routine checks etc.• Presentation of Audit Findings and recommendations with the respective Auditee’s and submission of detailed Reports to the Management.• Co-ordinate with external agencies like Central Bank Auditors/ External Auditors etc.• Close interaction with Audit units, Country Heads & Branch Heads. Show less



IBM

• United States
• IT Services and IT Consulting
• 700 & Above Employee

• Senior Executive - Accounts Payable

  • Mar 2007 - Jan 2009

  • Processing of Vendor invoices in SAP. • Reconciliation of outstanding payable invoices on monthly basis and reporting to management. • Handling client email queries. • Manual posting of invoices in SAP on urgent basis. • Training and supervising junior level staffs as and when required. • Performing Quality Check of invoices processed by other Team members on regular basis. • Age-wise analysis of outstanding Vendor payments and processing on priority basis as per the client requirements • Manual posting of urgent invoices and follow up of the same as and when the client requires. Show less



Kalima Collections

• Thrissur

• Accountant and Office Administrator

  • Nov 2005 - Oct 2006

  • SPOC for maintaining the books of accounts up to date for the whole organization • Develop, maintain and implement pack to analyze financial liquidity position indicators and internal mismatch. • Day to day Analysis of Fund Position and circulate it to the top management. • Perform periodic reviews/surprise audits of Cashiers and check the effectiveness of the controls put on place • Comparison of Out Standing Amount with Customers as well as Employees • Internal Control of the Organization • Reconciliation of Debtors of the Organization • Monthly Reconciliation of Bank Accounts • Updating of Books of Accounts including entries relating to Income Tax, provisioning & Accounting Estimates. • Recording & Summarizing the financial information • Assisted in Auditing • Office Administration Show less



Warrier & Warrier Chartered

• Kerala

• Article Clerk

  • Sep 2001 - Oct 2004

  • Statutory & Tax audit of Proprietary Concerns • Internal Audit of Companies, Firms & Proprietary Concerns • Successfully Handled Finalization of Accounts of Companies & Big sized Firms • Preparation of Projected Balance Sheet of Companies to acquire the Working Capital as well as term loans from Financial Institutions. • Stock Audit of Companies & Firms. • Handled the Tax computations of Companies, Firms & individuals • Transactional analysis of various financial aspects, through verification of ledgers, journals & other accounting records of Companies, Hospitals, Educational Institutions, and Partnership • Firms & Proprietary concerns etc and visited the premises of the concerned Organization on a periodical basis. • Verification of ledgers, journals & other financial records relating to auditing. • Passing of final journal entries relating to Income Tax, Sales Tax & Accounting estimates. • Checked the financial Statements are in line with the mandatory statutory requirements as well as Accounting Standards. Show less