Executive Vice President; Chief Operations Officer

• Jan 2023 - Present

Senior Vice President; Chief Risk Officer; Corporate Secretary

• Nov 2011 - Dec 2022

• Maintaining a copy of the Bank’s compliance related policies and procedures and ensuring that changes in laws and regulations that may affect those policies and procedures are incorporated thereto on a timely basis; • Supporting the Bank’s business areas by providing guidance and assistance, in all aspects of the Bank’s Compliance Program, including policy and procedures development, training, and assessing emerging issues or potential liabilities; • Acting as management liaison with… Show more • Maintaining a copy of the Bank’s compliance related policies and procedures and ensuring that changes in laws and regulations that may affect those policies and procedures are incorporated thereto on a timely basis; • Supporting the Bank’s business areas by providing guidance and assistance, in all aspects of the Bank’s Compliance Program, including policy and procedures development, training, and assessing emerging issues or potential liabilities; • Acting as management liaison with regulatory examining authorities on compliance-related matters and coordinating examination activities; • Effecting and ensuring corrective actions; and Establishing and overseeing an appropriate internal monitoring program Responsible for assuring that the Bank is operating within Bank Secrecy Act laws and other applicable laws and/or regulations that fall under the scope of the Bank Secrecy Act. • Coordinating and monitoring day-to-day compliance with the Act and the training of all Bank personnel is the responsibility of the BSA/OFAC/CIP Officer (“Officer”). • Responsibilities include (1) coordinating and monitoring day-to- day BSA/AML activities, (2) maintaining the Risk Assessment, the Policy, the procedures and internal controls, and (3) coordinating the BSA/AML training Program. To the extent procedures and internal controls are maintained in functional areas of the Bank, responsible for overseeing the maintenance of those procedures and internal controls. • Reports directly to the Board of Directors. Periodically informs the Board as to the status of the BSA/AML Program including changes to the regulation, Bank initiatives, Policy and procedural changes, training completed, independent testing findings and corrective actions, and the reporting of SARs to FinCen. Responsible for developing and enforcing adequate security measures, and ensure compliance with applicable regulations. Show less • Maintaining a copy of the Bank’s compliance related policies and procedures and ensuring that changes in laws and regulations that may affect those policies and procedures are incorporated thereto on a timely basis; • Supporting the Bank’s business areas by providing guidance and assistance, in all aspects of the Bank’s Compliance Program, including policy and procedures development, training, and assessing emerging issues or potential liabilities; • Acting as management liaison with… Show more • Maintaining a copy of the Bank’s compliance related policies and procedures and ensuring that changes in laws and regulations that may affect those policies and procedures are incorporated thereto on a timely basis; • Supporting the Bank’s business areas by providing guidance and assistance, in all aspects of the Bank’s Compliance Program, including policy and procedures development, training, and assessing emerging issues or potential liabilities; • Acting as management liaison with regulatory examining authorities on compliance-related matters and coordinating examination activities; • Effecting and ensuring corrective actions; and Establishing and overseeing an appropriate internal monitoring program Responsible for assuring that the Bank is operating within Bank Secrecy Act laws and other applicable laws and/or regulations that fall under the scope of the Bank Secrecy Act. • Coordinating and monitoring day-to-day compliance with the Act and the training of all Bank personnel is the responsibility of the BSA/OFAC/CIP Officer (“Officer”). • Responsibilities include (1) coordinating and monitoring day-to- day BSA/AML activities, (2) maintaining the Risk Assessment, the Policy, the procedures and internal controls, and (3) coordinating the BSA/AML training Program. To the extent procedures and internal controls are maintained in functional areas of the Bank, responsible for overseeing the maintenance of those procedures and internal controls. • Reports directly to the Board of Directors. Periodically informs the Board as to the status of the BSA/AML Program including changes to the regulation, Bank initiatives, Policy and procedural changes, training completed, independent testing findings and corrective actions, and the reporting of SARs to FinCen. Responsible for developing and enforcing adequate security measures, and ensure compliance with applicable regulations. Show less

ICS Risk Advisors

• Aug 2010 - Oct 2011

Managed approximately eight client relationships and overseeing the compliance management of approximately twenty financial institutions ranging in size from $100 million to a billion. Experienced in performing compliance risk assessments and developing an effective compliance program. Provide Compliance administration services including program management, compliance consulting, monitoring, and training. Administer BSA risk assessments, consulting, program enhancement, writing BSA/AML… Show more Managed approximately eight client relationships and overseeing the compliance management of approximately twenty financial institutions ranging in size from $100 million to a billion. Experienced in performing compliance risk assessments and developing an effective compliance program. Provide Compliance administration services including program management, compliance consulting, monitoring, and training. Administer BSA risk assessments, consulting, program enhancement, writing BSA/AML policy & procedures, developing related forms and reports. Assist clients in developing and administering a system of internal controls including policies, procedures, testing, and reporting at a level sufficient to detect and correct program deficiencies. Monitor regulatory changes and implement effective policy and procedures. Evaluate new products and services for compliance with applicable laws and regulations. Participate in new products and services development teams. Manage a Compliance/BSA consultant team including hiring, coaching, developing, evaluating and following established progressive discipline process in accordance with company policies and practices. Maintains the “Certified Regulatory Compliance Manager” designation through the Institute of Certified Bankers. Show less Managed approximately eight client relationships and overseeing the compliance management of approximately twenty financial institutions ranging in size from $100 million to a billion. Experienced in performing compliance risk assessments and developing an effective compliance program. Provide Compliance administration services including program management, compliance consulting, monitoring, and training. Administer BSA risk assessments, consulting, program enhancement, writing BSA/AML… Show more Managed approximately eight client relationships and overseeing the compliance management of approximately twenty financial institutions ranging in size from $100 million to a billion. Experienced in performing compliance risk assessments and developing an effective compliance program. Provide Compliance administration services including program management, compliance consulting, monitoring, and training. Administer BSA risk assessments, consulting, program enhancement, writing BSA/AML policy & procedures, developing related forms and reports. Assist clients in developing and administering a system of internal controls including policies, procedures, testing, and reporting at a level sufficient to detect and correct program deficiencies. Monitor regulatory changes and implement effective policy and procedures. Evaluate new products and services for compliance with applicable laws and regulations. Participate in new products and services development teams. Manage a Compliance/BSA consultant team including hiring, coaching, developing, evaluating and following established progressive discipline process in accordance with company policies and practices. Maintains the “Certified Regulatory Compliance Manager” designation through the Institute of Certified Bankers. Show less

Compliance Consultant

• Oct 2006 - Aug 2010

Managed approximately eight client relationships ranging in size from $100 million to a billion. Experienced in performing compliance risk assessments and developing an effective compliance program. Provide Compliance administration services including program management, compliance consulting, monitoring, and training. Administer BSA risk assessments, consulting, program enhancement, writing BSA/AML policy & procedures, developing related forms and reports. Assist clients in developing… Show more Managed approximately eight client relationships ranging in size from $100 million to a billion. Experienced in performing compliance risk assessments and developing an effective compliance program. Provide Compliance administration services including program management, compliance consulting, monitoring, and training. Administer BSA risk assessments, consulting, program enhancement, writing BSA/AML policy & procedures, developing related forms and reports. Assist clients in developing and administering a system of internal controls including policies, procedures, testing, and reporting at a level sufficient to detect and correct program deficiencies. Monitor regulatory changes and implement effective policy and procedures. Evaluate new products and services for compliance with applicable laws and regulations. Participate in new products and services development teams. Maintains the “Certified Regulatory Compliance Manager” designation through the Institute of Certified Bankers. Show less Managed approximately eight client relationships ranging in size from $100 million to a billion. Experienced in performing compliance risk assessments and developing an effective compliance program. Provide Compliance administration services including program management, compliance consulting, monitoring, and training. Administer BSA risk assessments, consulting, program enhancement, writing BSA/AML policy & procedures, developing related forms and reports. Assist clients in developing… Show more Managed approximately eight client relationships ranging in size from $100 million to a billion. Experienced in performing compliance risk assessments and developing an effective compliance program. Provide Compliance administration services including program management, compliance consulting, monitoring, and training. Administer BSA risk assessments, consulting, program enhancement, writing BSA/AML policy & procedures, developing related forms and reports. Assist clients in developing and administering a system of internal controls including policies, procedures, testing, and reporting at a level sufficient to detect and correct program deficiencies. Monitor regulatory changes and implement effective policy and procedures. Evaluate new products and services for compliance with applicable laws and regulations. Participate in new products and services development teams. Maintains the “Certified Regulatory Compliance Manager” designation through the Institute of Certified Bankers. Show less