Senior Assistant Vice President

• Jan 2022 - Present

Assistant Vice President

• Feb 2021 - Dec 2021

First Assistant Vice President

• Dec 2018 - Jan 2021

Senior Executive Officer

• Jul 2017 - Nov 2018

- To process credit proposal as forwarded by Branch/ HUB for approval by competent authority.- To access risk inherent in the credit proposal through visit and scrutiny documents and determine the pricing based on risks associated with the proposals.- To structure the credit proposals and terms & conditions considering customers’ business conditions and Bank’s interest.- To enforce compliance with the credit risks parameters and credit exposure on concentration limits set by the Bank and Regulatory Authorities - To ensure that the recommendation has been made in conformity with the Credit Policy, Guidelines and Credit norms of our Bank, Bangladesh Bank and any other regulatory agencies.- To review/revise Credit Risk Grading (CRG) of the customer from time to time based on the “Early Alert Report” and Downgrade Proposal with a copy of Credit Administration Department for follow up/necessary action.- Following delegation of credit approving powers( as per delegation of power approved by the board) prudential limits on credit exposures, standards for loan collateral, portfolio management, loan review mechanism, risk concentrations, risk monitoring and evaluation, pricing of loans, provisioning, regulatory/legal compliance, etc. Show less

Executive Officer

• Jul 2014 - Jun 2017

My Job Responsibilities were:- Qualitative and quantitative analysis of credit worthiness of corporate & SME clients.- Processing Credit Proposal of all types of Term, Continuous and Demand loan facilities. - Financial statement analysis & Credit Risk Grading. - Completion of documentation formalities. - Follow-up and Monitoring of loans and advances.- Submission of various types of statement for Head Office/Bangladesh Bank timely.

Senior Officer

• Apr 2011 - Jun 2014

My responsibilities were:- In-charge of Consumer Credit Scheme (CCS).- Processing of CCS loan proposals.- Site visit, Customer contact, preparation of Call Report for processing of Credit Proposal.- Completion of documentation formalities - Ensuring proper monitoring, follow-up & timely recovery of loan installments from the customer.- Submission of all types of statement for Head Office/Bangladesh Bank timely.

Management Trainee

• Apr 2010 - Mar 2011

Major Responsibilities were:- Implementation of Basel II accord- Conducting periodic stress test - Taking initiative to rate corporate exposures of counterparties through External Credit Assessment Institutions (ECAIs) for capital relief.- Submission of Risk Management Minutes and Papers to Bangladesh Bank on quarterly basis

Junior Financial Analyst

• Dec 2009 - Mar 2010

Analyzing financial information of an organization to forecasts business, industry, and economic conditions and give rating to a company based on this information which helps Financial Institutions to make investment decision. Analyzing financial information of an organization to forecasts business, industry, and economic conditions and give rating to a company based on this information which helps Financial Institutions to make investment decision.