Experience

Home Diversification Corp.

• United States
• Financial Services
• 1 - 100 Employee

• Partner & Global President

  • Dec 2020 - Present

  New York City Metropolitan Area Home Diversification Corp, with 5 years of accumulated IP has developed a pathbreaking mortgage credit risk reduction product that's set to disrupt the $30-trillion US residential real estate market. This product substantially reduces the Credit risk for all lenders and provides much-needed stability to the housing finance system. HDC's Peace of Mind mortgage is simple, virtually eliminates foreclosures and credit risk, in effect replacing Mortgage Insurance at less than one third the… Show more Home Diversification Corp, with 5 years of accumulated IP has developed a pathbreaking mortgage credit risk reduction product that's set to disrupt the $30-trillion US residential real estate market. This product substantially reduces the Credit risk for all lenders and provides much-needed stability to the housing finance system. HDC's Peace of Mind mortgage is simple, virtually eliminates foreclosures and credit risk, in effect replacing Mortgage Insurance at less than one third the cost for borrowers looking for low down payment mortgages. For other borrowers, the interest rate will be substantially reduced. Category killer! Roles & Responsibilities: Spearhead and drive HDC to the next level as overall in charge of the business. Creating a vision for success and ensuring all internal and external stakeholders are moving in the same direction towards realising the common goal of achieving financial growth, maximizing profits through returns on investment for the shareholders. Consistently and diligently supervise business operations and activities to yield the desired results that are aligned with the overall strategy and mission of HDC. Originate new client and maintain relationships with relevant financial market participants, such as banks, lenders, GSEs, and regulators. Initiate new synergies and manage ongoing partnerships with investors/ VC firms, build vertical capability, scale-up the deployment of the breakthrough product that reduces credit risk substantially on the lender's book, negotiate and sign new deals with lenders and banks. Policy advocacy with financial regulators. • Generate high-quality business strategies and plans aligned with short-term and long-term goals of the investors and the company, HDC • Business growth: Transforming existing product and revenue from pilot phase to a scalable business • Strategy: Thoroughly brainstorm ideas to help Identify ideal business strategy, through extensive business & market intelligence

• Managing Director & Global Head

  • Dec 2020 - Feb 2021

  New Hampshire, United States Managing Director & Global Head- HDC (December 2020) Home Diversification Corp is set to disrupt the $30-trillion US residential real estate market. This product substantially reduces the risk for all lenders as well as consumers and provides much-needed stability to the housing finance system. HDC's Peace of Mind mortgage is simple, virtually eliminates foreclosures and credit risk, offers free mortgage payment protection. In effect, replacing PMI at less than one-third the cost for… Show more Managing Director & Global Head- HDC (December 2020) Home Diversification Corp is set to disrupt the $30-trillion US residential real estate market. This product substantially reduces the risk for all lenders as well as consumers and provides much-needed stability to the housing finance system. HDC's Peace of Mind mortgage is simple, virtually eliminates foreclosures and credit risk, offers free mortgage payment protection. In effect, replacing PMI at less than one-third the cost for borrowers looking for low down payment options. For other borrowers, the interest rate will be substantially reduced. Category killer! Roles & Responsibilities: Creating a vision for success and ensuring all internal and external stakeholders are moving in the same direction towards realising the common goal of achieving financial growth, maximizing profits through returns on investment for the shareholders. Consistently and diligently supervise business operations and activities to yield the desired results that are aligned with the overall strategy and mission of HDC. Originate new client and maintain relationships with relevant financial market participants, such as banks, lenders, GSEs, and regulators. Initiate new synergies and manage ongoing partnerships with investors/ VC firms, build vertical capability, scale-up the deployment of the breakthrough product that reduces credit risk substantially on the lender's book, negotiate and sign new deals with lenders and banks. Policy advocacy with financial regulators. • Generate high-quality business strategies and plans aligned with short-term and long-term goals of the investors and the company, HDC • Business growth: Transforming existing product and revenue from pilot phase to a scalable business • Strategy: Thoroughly brainstorm ideas to help Identify ideal business strategy, through extensive business & market intelligence



Conjugate Capital Advisors Pvt Ltd

• India
• Financial Services
• 1 - 100 Employee

• Managing Director & Head- Private Banking and Capital Advisory

  • Jul 2008 - Present

  Dubai, United Arab Emirates Investment and Wealth Management for top institutional & Ultra HNI clients, Leading Venture funding and Capital raising, Dealmaking. Investor into Startups. Operate at the company management level, working across businesses and geographies in order to maintain a global perspective on business transformation and consulting efforts. Details: - Managing investments of Ultra HNI, NRI and Institutional clients including regular asset classes like Equity, MF and alternative… Show more Investment and Wealth Management for top institutional & Ultra HNI clients, Leading Venture funding and Capital raising, Dealmaking. Investor into Startups. Operate at the company management level, working across businesses and geographies in order to maintain a global perspective on business transformation and consulting efforts. Details: - Managing investments of Ultra HNI, NRI and Institutional clients including regular asset classes like Equity, MF and alternative investment products i.e. hedge funds, private equity, and structured products. - On the other hand, work closely with international companies expanding into India and the Middle East by managing capital advisory, initial set-up, and legal aspects providing turnkey solutions supported by a capable team of bankers, CAs, and legal experts. - Mentoring, business structuring and fundraising for Indian & GCC based start-ups maintaining a global perspective on business. Refer: http://www.conjugatecapital.com Start-up Management: Founded, seed invested and led three startups under Conjugate Capital: 1. Green Jardine Verdure Pvt Ltd - Ecommerce startup (Founded in 2012-13) 2. Protojar Wellness Pvt Ltd - Foodtech and Wellness startup (Founded in 2018) 3. CCBLOX - Blockchain and Cryptocurrency Fintech startup (Founded in 2017) Currently as Managing Director & CEO, leading start-ups with a capable team constituting Techies and business experts - Leading & working with a team of passionate co-founders to decide business model and strategy - Over seeing technology development with a top notch technical team - Leading fund raising with an experienced team spread across New York, Mumbai and Bengaluru - Working closely with a marketing team to decide go to market and scaling up strategy Refer: http://www.conjugatecapital.com Show less



Union Bancaire Privee, Based in Dubai

• Global Head of Indian Diaspora - Private Banking

  • Jun 2007 - Jun 2008

  Dubai, United Arab Emirates Lead the Asset Management and Private Banking businesses for the NRI markets globally at the third-largest Swiss Bank UBP as a part of the management team, based in Dubai as Head of Private Banking for Indian Diaspora. UBP is the third-largest Private Bank in Switzerland and its alternative investment platform is second only to UBS in terms of size. Role: Lead Asset Management and Private Banking businesses for NRI markets Dimensions: i. Based in Dubai and responsible for… Show more Lead the Asset Management and Private Banking businesses for the NRI markets globally at the third-largest Swiss Bank UBP as a part of the management team, based in Dubai as Head of Private Banking for Indian Diaspora. UBP is the third-largest Private Bank in Switzerland and its alternative investment platform is second only to UBS in terms of size. Role: Lead Asset Management and Private Banking businesses for NRI markets Dimensions: i. Based in Dubai and responsible for setting up and managing NRI business in Middle East ii. Build and manage a team of Private Bankers in ME targeting Ultra high net worth ( HNI ) NRI clients iii. Responsible for managing investment Products for NRI clients including alternative investment products i.e. hedge funds, private equity, and structured products iv. Responsible for driving institutional business with Indian corporate & financial institutions v. Set-up & manage onshore presence in India through the acquisition of a local Indian financial institution by obtaining necessary regulatory approvals https://www.ubp.com/ Show less



HSBC Private Bank

• Financial Services
• 1 - 100 Employee

• Deputy Head of Private Banking

  • May 2004 - May 2007

  Mumbai Area, India Established HSBC’s Private Banking Business in India from scratch. Lead HSBC Private Bank to one of the top rated Private Banking entities in India as per Euromoney Private Banking rankings as Deputy Head of Private Banking, India Lead business development and AUM growth with a team of Private Bankers spread across the country Dimensions: Responsibilities relating business development include the following: i. Drive growth of private banking customer base (Residents and… Show more Established HSBC’s Private Banking Business in India from scratch. Lead HSBC Private Bank to one of the top rated Private Banking entities in India as per Euromoney Private Banking rankings as Deputy Head of Private Banking, India Lead business development and AUM growth with a team of Private Bankers spread across the country Dimensions: Responsibilities relating business development include the following: i. Drive growth of private banking customer base (Residents and NRIs) and AUM with a team of regional RMs ii. Responsible to enhance internal client referral between HSBC Private Banking India, Corporate Banking and other NRI teams iii. Drive marketing efforts of PB India including brand promotion and client events iv. Responsible for managing select large HNI clients v. Responsible for managing international clients investing in India vi. Responsible for approving budgets of PB India Highlights: • Felicitated by Global Head of business as one of the top performers in the annual GSAD offsite in London • Overachievement by business development team vis-à-vis target • Successfully handled large customers & deals in India as well as abroad Lead Product Development and Portfolios at HSBC PB, India Dimensions: Oversee and guide a team of product managers responsible for following products: i. Real estate venture fund ii. Private equity/ venture capital iii. Estate planning iv. Structured products – capital protected structures v. Commodity products including paper Gold vi. Lending products for corporate and individuals Also, i. Business planning including strategy, targets and budget ii. Designing policy & procedures iii. Set-up operations, middle office, customer service and compliance teams. iv. Design credit policy and set lending norms for Private Banking customers. v. Obtaining necessary business licenses & approvals from regulatory authorities vi. Tie-up with third party product/service providers regarding fee sharing and product distribution. Show less



Standard Chartered Bank

• Singapore
• Financial Services
• 100 - 200 Employee

• Program Manager

  • 2002 - May 2004

  London, United Kingdom, and Chennai Role: Drive global programs with a team of project managers across UK, Singapore, Hong Kong, China, Philippines and India. Dimensions: • Global program rollout • Discuss scope and implementation plan with Center of Excellence in UK. • Risk assessment & mitigation plan • Finalizing procedures/ processes with solution design team • Define roles & responsibilities in revised structure • Knowledge transfer • Set up dashboard and review… Show more Role: Drive global programs with a team of project managers across UK, Singapore, Hong Kong, China, Philippines and India. Dimensions: • Global program rollout • Discuss scope and implementation plan with Center of Excellence in UK. • Risk assessment & mitigation plan • Finalizing procedures/ processes with solution design team • Define roles & responsibilities in revised structure • Knowledge transfer • Set up dashboard and review rhythm Highlights: • Promoted from Project team to Group Program Office. Recognized as one of top performers and offered a posting at HK office for similar role. Show less



GE Capital

• United States
• Financial Services
• 700 & Above Employee

• Manager

  • 2000 - 2002

  New Delhi Area, India Strategy & process consultant for GE’s insurance division as a Six Sigma Black Belt.