Experience

Lace & Beads

• United Kingdom
• Apparel & Fashion
• 1 - 100 Employee

• Credit Controller

  • Feb 2023 - Present

  Lace & Beads is a leading high end fast-fashion and apparel brand serving prestigious clientele across Europe & UK with quality fashion products and excellent customer service. - Manage day-to-day financial transactions, including accounts payable and receivable, bank reconciliations, and credit/debit notes issuance. - Assess and review customer creditworthiness and establish credit limits and terms. - Manage payments to suppliers and contact customers to resolve payment disputes and overdue accounts. - Develop and implement strategies to minimise bad debt and reduce credit risk. - Maintain records of credit and collection activities, liaise with legal department and external legal advisers on disputed receivables. - Collaborate with other departments to ensure financial objectives are met and provide guidance on financial matters. - Generate financial reports and provide data analysis to support decision-making. Show less



Attock Petroleum Limited

• Oil and Gas
• 500 - 600 Employee

• Executive Finance

  • Nov 2012 - Aug 2022

  Financial Planning & Analysis (FP&A) - Performance Analysis: Evaluated company’s financial & business performance for 8+ years to provide insights by preparing detailed quarterly & annual Director’s Report and Chairman’s Review Report - Industry Analysis: Reviewed industry trends, sales & marketing data and conducted price-trend analysis to provide future outlook aiding in decision-making by top management - Forecasting & Budget Planning: Formulated annual revenue budget, cashflow and profit & loss forecasts and led preparation of annual capital budget and its utilization, variance analysis & budget allocation for existing and new projects - Corporate Finance Advisory: Conducted financial evaluation of potential projects, new acquisitions & expansion plans which included financial projections of revenue & expenses and capital investment requirements - Accounting: Supported maintenance of general ledger including inventory closing, sales finalisation, accounts payable/receivable & credit control, treasury management, bank recons & supported statutory audits Finance Business Partnering - Shareholder Management: Led the disbursement of cash dividend to 55,000 shareholders amounting to PKR 25 billion including remittance of dividend to non-resident shareholder amounting to USD 72 Million through 17 dividend issues - Corporate Affairs: Facilitated over 55 Board of Directors meetings & 15 shareholder AGMs/EGMs by preparing agendas, proceedings & minutes of the meetings - Regulatory Compliance: Ensured consistent compliance with Corporate Regulatory Framework by directly liaising with the Stock Exchange, Securities & Exchange Commission and other regulatory authorities - Financial Reporting: Produced & disseminated 70+ quarterly and award-winning annual financial reports from 2012-2022 providing comprehensive updates on corporate governance, CSR, ESG targets etc Show less