Serge Baldy
Chief Risk Officer at BNP Paribas Personal Finance- Claim this Profile
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Bio
Experience
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BNP Paribas Personal Finance
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France
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Banking
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700 & Above Employee
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Chief Risk Officer
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Aug 2017 - Present
Guadeloupe-France Member of the direction of Crédit Moderne Antilles-Guyane Responsable of operationnel and credit risk of the subsidary in these regions. Determinate the credit policy of the area and folow its application. Manage the risk team : risk opérationnel (control level 2, risk cartographie, operationnal incidents), risk and fraud analysts, know your intermediary team Calculate and analyse the cost of the risk Manage project to develop the entreprise
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IFRS9 project manager
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Sep 2015 - Jul 2017
Bordeaux, Nouvelle-Aquitaine, France Manage project team to build a new provison model which respect all IFRS9 rules Manage project team to merge provions on BNPP-PF portfolio with Laser-Cofinoga ones
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Analyst Risk
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Dec 2010 - Aug 2015
Bordeaux Area, France - consolidate, summary and analyse bad debt by products and branch - Build modelisation and challenge forecasted bad debt
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Analyst Risk
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Dec 2008 - Dec 2010
Bordeaux - Modelisation Bad debt budget - Management Collection 's provider service
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External provider Manager
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Dec 2004 - Dec 2008
Bordeaux Area, France Manage external provider : customer relation and credit service Build and challenge the budget : 9M€ Build and follow key performence indicators Project management in these services
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Egg
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Banking
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100 - 200 Employee
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Project manager
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Dec 2002 - Nov 2004
Tours Area, France
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Ipsos
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France
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Market Research
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700 & Above Employee
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Analyste marketing
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Jun 2001 - Nov 2002
Paris et périphérie
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Insee
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France
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Government Administration
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700 & Above Employee
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Analyste statistiques
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Sep 1999 - Apr 2001
Guyane française
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Generali
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Insurance
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700 & Above Employee
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Actuaire
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Mar 1999 - Sep 1999
Paris et périphérie
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Education
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ENSAI
master, statistique, economie -
Université Rennes 2
licence de sciences économiques, Economics -
lycée notre-dame de sion
Mathématiques spéciales, MATHEMATICS AND STATISTICS -
lycée michelet
Bac C, General Studies -
Diplômé de l'ENSAIEcole Nationale de laStatistique et de L'Analyse de