Sepvonny Fransiska
Credit Risk Manager at Crowdo- Claim this Profile
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Bio
Experience
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Crowdo
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Singapore
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Financial Services
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1 - 100 Employee
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Credit Risk Manager
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Aug 2021 - Present
Responsibilities : Gathering accurate and reliable information about clients Assessing, analyzing, and interpreting the business and the financial situation of the clients Undertaking risk analysis using company credit assessment methodology Keeping company credit exposures within set risk bearing limits Completing loan application forms and submitting them to credit committees for approval Ensure company credit scoring policy and procedure are accurately followed Keeping knowledge of key issues up-to-date (for example legal, market risk, and compliance issues) Helping to enhance the quality of credit applications Making recommendations about procedural / policy changes Liaise with the Relationship Managers to gather, verify and validate client data
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PermataBank
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Indonesia
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Banking
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700 & Above Employee
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Senior Relationship Manager SME
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Jul 2020 - Jul 2021
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Relationship Manager Business Banking
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Jul 2017 - Jun 2020
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CIMB Niaga
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Indonesia
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Banking
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700 & Above Employee
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Assistant Relationship Manager (SME Banking)
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Aug 2013 - Jul 2017
My job desk is prepare proposal (including business information and financial analysis) for new, additional, renewal, and annual review. Ensure that clients account’ conditions applicable with the operation procedures and General Management authorization. Monitor the Customer’s business and financial performances regularly to minimize the risk. Monitor the utilization of credit lines and evaluate with the credit authorization. Do verification of all financial analyses related to commercial activities. Provide assistance regarding all documents of legal nature submitted by clients or parties that related with credit applications. Assist Relationship Manager to obtain corporate client’s information that related with credit proposal, follow up correspondence and maintain the confidential of information and documentations. Responsible to enhance personal and corporate funding portfolio.
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Prudential Indonesia (PT Prudential Life Assurance)
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Indonesia
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Insurance
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700 & Above Employee
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Administratif
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May 2011 - May 2013
In the first year, i am as a administratif for one team. My job desk is : 1. Recheck client's application (the application, the identity and the quotation) and make sure the application is approved. 2. Maintain the payment schedule and reminder the sales. 3. Recheck and submit all of the changes for the customer's insurance policy 4. Recheck and submit all of the customer insurance claims and follow up it In the first year, i am as a administratif for one team. My job desk is : 1. Recheck client's application (the application, the identity and the quotation) and make sure the application is approved. 2. Maintain the payment schedule and reminder the sales. 3. Recheck and submit all of the changes for the customer's insurance policy 4. Recheck and submit all of the customer insurance claims and follow up it
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Education
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STT MUSI CHARITAS
Sarjana S1, teknik informatika