Experience

Bank of Southern California

• United States
• Banking
• 100 - 200 Employee

• Loan servicing coordinator

  • Jun 2022 - Present

  •Review daily loan system reports to ensure proper payment posting, exception corrections and loan data. Distribute appropriate reports to loan officers and administrators on a weekly and monthly basis, as assigned by Supervisor. •Review tickler reports to ensure collateral insurance and other ticklers are being monitored and followed, including, but not limited to, receiving collateral. •“Board the loan” onto the loan system, ensuring that the appropriate information is entered in the correct system fields (ticklers, flex date fields, addendas, etc.). •Disburse loan proceeds and fees paid per Disbursement Authorization. Prepare the Block Sheet to activate the loan with first disbursement and credit appropriate general ledger accounts for deferred fees and deferred costs. •Secures collateral and other documentation in safekeeping (documentation file). •Processes loan payments, loan draws and advances, including, but not limited to Construction advances. •Process Participation payments/advances and forward to appropriate participant per Participation Certificate. •Maintains record keeping for loan system, which may include balancing loan activity, preparing general ledger entries, verifying data entry, and correcting any errors or maintenance issues. •Quotes loan balances, payoffs and payment information to customers, lending officers and processors. Process paid loans, including, but not limited to, Customer letter, “release” collateral. Reply to Demands for Payoff. •Process charge-offs or non-accrual loans; maintains accurate records on non-accrual billed loans. •Monitor and maintain the loan system for changes to original boarded loan entries such as “Change in Terms,” risk ratings, address changes, etc.



Pacific Premier Bank

• United States
• Banking
• 700 & Above Employee

• Senior Loan Specialist ll

  • Dec 2020 - Jun 2022

  • Boarding New loan and process loan change in terms using the modification documentation to update system • Review and understand loan documents required for loan boarding and ability to assess if credit approvals versus legal documents drawn cover the necessary terms and conditions appropriately • Assist in preparing daily report updates • Assist in the preparation of responses to requests for payoff demands received from borrower, escrow companies, and title companies • Responsible for Annual 1098 year-end reporting • Processing monetary and non-monetary transactions that impact the loan portfolio (payments, NSF checks, payoffs, etc.)



James Howard, CPA

• Orange County, California Area

• Accountant

  • May 2019 - Dec 2020

  • Analyzed and reconciled bank accounts and all general ledger accounts for 20 + clients • Managing month-end account closures and reconciliations for balance sheets • Performing monthly analysis on various P&L accounts along by variance researches • Research any discrepancies related to balance sheet accounts and provide reasonable explanations for variances • Posting of Journal Entries and recording documents for financial statements review • Managing and fulfilling ad-hoc monthly reporting and analysis as assigned by management • Daily processing of payroll on both bi-weekly and semi- monthly payroll cycles for multiples clients • Collaborate with various departments internally • Provide variance analysis explanations related to financial statements • Process of reviewing and adjusting all accounts to ensure that they accurately reflect the activities for the fiscal year • Providing ratio sheets to evaluate the financials performance of McDonalds corporations • Prepared and reviewed financial statements for the controller



Orange County's Credit Union

• United States
• Banking
• 100 - 200 Employee

• Member Services Representative ll

  • Feb 2018 - Jun 2019

  • Enhanced compliance with bank operations and security procedures by participating in all dual-control functions, maintaining customer traffic surveys, auditing other bank teller rep currencies, and assisting in certification of proof; • Contributed to team effort by accomplishing related results as needed; • Recorded transactions by logging cashier's/traveler's checks, and other special services; • Prepared currency transaction reports; • Cross-sold bank products by responding to inquiries and informing customers on new services/product promotions, ascertaining customer needs and directing customers to branch representatives for special needs;



Chase

• United States
• Financial Services
• 700 & Above Employee

• Bank Teller

  • Nov 2014 - Dec 2015

  • Consistently demonstrated willingness to take on new and unfamiliar tasks and completing assignments ahead of schedule while maintaining a high degree of accuracy; • Served as a resource to all branch personnel when dealing with difficult situations and transactions; • Utilized all available sources to resolve problems; • Made recommendations to management on possible enhancements and efficiencies impacting the profitability of the branch; • Consistently demonstrated willingness to take on new and unfamiliar tasks and completing assignments ahead of schedule while maintaining a high degree of accuracy; • Served as a resource to all branch personnel when dealing with difficult situations and transactions; • Utilized all available sources to resolve problems; • Made recommendations to management on possible enhancements and efficiencies impacting the profitability of the branch;



TCF Bank

• Banking
• 700 & Above Employee

• Branch Supervisor

  • Mar 2012 - Aug 2014

  • Shared overall responsibility for branch sales goal attainment with management team and initiated sales to achieve targeted production goals; • Coached, trained, and provided work directions through communication of feedbacks to branch staff and motivation programs such as corporates sales incentives; • Assisted in the branch’s recruitment and hiring process, and further developed and maintained appropriate performance tracking measures; • Maintained security measures and vault safety requirements established by the bank management, enhanced ID guidelines for personnel; • Effectively managed the department functions while meeting and adhering to corporate, legal, and regulatory policies & guidelines regarding compliance