Experience

Evergrowing Bank

• Banking
• 1 - 100 Employee

• Sr Product Manager, Retail Lending Product

  • Jul 2015 - Present

  Lead retail lending product team of Evergrowing Bank. Lead retail lending product team of Evergrowing Bank.



Noah WM, P2P subsidiary

• Shanghai

• Partner

  • May 2014 - Jun 2015

  -Product strategy development, pricing setting and financial budgeting; -Risk control framework setting, policy establishing, and scorecard development； -Internal and external business partner identified and allied; -Product strategy development, pricing setting and financial budgeting; -Risk control framework setting, policy establishing, and scorecard development； -Internal and external business partner identified and allied;



Standard Chartered Bank

• United Kingdom
• Banking
• 700 & Above Employee

• Risk Manager

  • Jun 2010 - May 2014

  -Developed and modified mortgage product policy to align with regulations and business needs;-Successfully led PUC projects approval work and streamlined the process and tools;-Proactively managed assigned mortgage portfolios to ensure delinquent ratio within targeted benchmarks;-Trained and communicated with mortgage approvers and sales to ensure sound policy understanding and implementation; -Efficiently coordinated in internal & external reporting and audit work;

• Product Manager

  • Apr 2007 - Jun 2010

  -Key member in launching China market’s first retail unsecure lending product现代派;-Established pricing strategy and responsible for financial modelling;-Risk policy communication on product side and portfolio management;



Visa China

• IT Services and IT Consulting
• 1 - 100 Employee

• Business & Financial Analyst

  • Apr 2005 - Mar 2007

  -Financial & performance analysis, budgeting and financial forecast; -New marketing campaign financial analysis and approvals; -Led budgeting/expense tracking system development project. -Financial & performance analysis, budgeting and financial forecast; -New marketing campaign financial analysis and approvals; -Led budgeting/expense tracking system development project.



Leo Burnett Co.

• Shanghai

• Accountant

  • Jun 2004 - Apr 2005

  -General ledge accounting; -Account Receivable management. -General ledge accounting; -Account Receivable management.