Experience

Bloomsdale Bank
• United States
• Banking
• 1 - 100 Employee
• Vice President/Branch Manager

  • Jan 2023 - Present


Midwest Regional Bank

• United States
• Banking
• 1 - 100 Employee

• Area President-Sunset Hills

  • Dec 2016 - Jan 2023

  Market Commercials Loans in the St. Louis Metropolitan Area Manage existing portfolioAnalyse Loan Applicants to verify that they qualify for financing within in the Bank’s policy.Assist the Credit Analysts with presenting Loan Applicants to Management.Assist the Loan Closer with collecting documentation needed for loan closings.Collect post closing items necessary to keep the portfolio clean for future review

• Assistant Vice President Commercial Lending

  • Jun 2014 - Dec 2016

  Market Commercials Loans in the St. Louis Metropolitan Area Manage existing portfolioAnalyse Loan Applicants to verify that they qualify for financing within in the Bank’s policy.Assist the Credit Analysts with presenting Loan Applicants to Management.Assist the Loan Closer with collecting documentation needed for loan closings.Collect post closing items necessary to keep the portfolio clean for future review

• Sr. Credit Analyst

  • Jun 2011 - Jun 2014

  Underwrite Commercial Loan ApplicationsPrepare Loan Presentations for Loan Committee Analyse financial statements and company trends for commercial loan applicants Prepare pro forma income statements and cash flow analysis Analyse credit reports and personal financial statements of guarantorsAssist applicants with collecting information needed to process their loan requestPrepare adverse actions notices for declined loan requestsCollect and organize SBA documents for SBA loan packageOrder and review title work for closingsPrepare various monthly reports for upper managementReview covenant requirements and company trends for renewalsPerform monthly file reviews on large borrowersCreate and maintain credit files of borrowersLead quarterly marketing meeting for lenders and analyst Show less



The Private Bank And Trust Company

• Administrative Assistant

  • Aug 2008 - Jun 2011

  Support the St. Louis Commercial Real Estate & Western Region National Commercial Banking lenders Collect and review Flood Certificates, Tract Searches, UCC Searches and other pre-closing data Compare & review loan presentations with loan documents for accuracy Review loan documents and drafts for covenants, rate information, repayment terms, fees, etc. Review executed loan documents and loan package before sending them to the closer Review past due, loan covenant, overdraft , unused and other misc. reports Collect, file and follow up on loan covenants Process loan advances, pay downs and payments Assist clients and officers with daily questions, problems and concerns Input data from client financial statements into a spreading system Collect and review USA Patriot Act information for new accounts Open new accounts as needed Participate in various community events such as Junior Achievement Show less



Arsenal Credit Union

• United States
• Banking
• 1 - 100 Employee

• Business Services Coordinator

  • Jun 2000 - Aug 2008

  Exceeded monthly sales goals by cross selling products and services based on the member’s unique situation Attended local community events such as chamber of commerce meetings and local parades for business development Collected and reviewed business loan applications and supporting documentation Closed business loans and verified for them for accuracy Reviewed and approved consumer & small business loans based on the ACU lending decision matrix Collected, reviewed, and updated file database with account information, loan reports and loan documents Educated members products and services offered by the credit union and offered them financial resources Opened Business and Personal Accounts Made recommendations to upper management about changes and additions to the Business Services Department Developed and presented training for the new Business Services Department Set up, navigated, and researched the new business services system Worked with vendors to troubleshot and resolved problems Assisted in writing and reviewing policies and procedures Reviewed daily, monthly and annual account reports for Senior Management Calculated consumer and business delinquency report for the Board of Directors Reviewed NSF Exception Report and mailed NSF notices for Business Accounts Resolved member conflicts Show less