Experience

Atal Incubation Centre, ALEAP WE-Hub
• India
• Venture Capital and Private Equity Principals
• 1 - 100 Employee
• Board Member

  • Mar 2023 - Present

Autocracy Machinery Pvt Ltd
• India
• Industrial Machinery Manufacturing
• 1 - 100 Employee
• Chief Executive Officer

  • Oct 2020 - Present


Mortgage Kart Limited

• United Kingdom
• Financial Services
• 1 - 100 Employee

• Head of Product & Founding Member

  • Oct 2017 - Dec 2022

  Designed digital platform to help customers choose the appropriate mortgage product out of 10,000+ options available and reduce mortgage processing and approval time from 90 days to 15 days collaborating with engineering, design and sales team to prepare for product launch. Developed back end systems of customer facing site, CRM & BI/Analytics products Led the cross-functional off-shore team to develop product features, marketing strategies, improve customer experience and… Show more Designed digital platform to help customers choose the appropriate mortgage product out of 10,000+ options available and reduce mortgage processing and approval time from 90 days to 15 days collaborating with engineering, design and sales team to prepare for product launch. Developed back end systems of customer facing site, CRM & BI/Analytics products Led the cross-functional off-shore team to develop product features, marketing strategies, improve customer experience and promote digital channel growth Developed an AI enabled revolutionary robo-assistant product that helps advisors to speed up the mortgage advisory process by up to 5 times. Drove product strategy and defined product roadmap through careful analysis of customer requirements, market and technology trends. Owned and prioritized product and feature roadmap that balances metric movers, customer delights and customer asks which led to a 300% increase in monthly users quarter over quarter. Work closely with the development team, product design and management teams. Built hypotheses and validated them based on data, user surveys, and or by running small experiments quickly. Show less Designed digital platform to help customers choose the appropriate mortgage product out of 10,000+ options available and reduce mortgage processing and approval time from 90 days to 15 days collaborating with engineering, design and sales team to prepare for product launch. Developed back end systems of customer facing site, CRM & BI/Analytics products Led the cross-functional off-shore team to develop product features, marketing strategies, improve customer experience and… Show more Designed digital platform to help customers choose the appropriate mortgage product out of 10,000+ options available and reduce mortgage processing and approval time from 90 days to 15 days collaborating with engineering, design and sales team to prepare for product launch. Developed back end systems of customer facing site, CRM & BI/Analytics products Led the cross-functional off-shore team to develop product features, marketing strategies, improve customer experience and promote digital channel growth Developed an AI enabled revolutionary robo-assistant product that helps advisors to speed up the mortgage advisory process by up to 5 times. Drove product strategy and defined product roadmap through careful analysis of customer requirements, market and technology trends. Owned and prioritized product and feature roadmap that balances metric movers, customer delights and customer asks which led to a 300% increase in monthly users quarter over quarter. Work closely with the development team, product design and management teams. Built hypotheses and validated them based on data, user surveys, and or by running small experiments quickly. Show less



HSBC Retail Banking and Wealth Management

• Manager

  • Apr 2017 - Dec 2017

  Led cross-functional team of analysts and assistant managers to develop credit risk rating models for new accounts’ origination, portfolio management and pricing for retail consumers across seven different products Coordinated with multiple internal teams to implement decision making processes Developed Life Time Loss Model used for risk based pricing of HSBC’s US mortgage portfolio which improved the bottom-line by 7% by reducing the loss incurred from risky customers

• Assistant Manager

  • Sep 2015 - Mar 2017

  Developed a customer acquisition model, as part of HSBC’s strategic initiative to grow new-to-bank customer segment for US credit card portfolio via digital channels; increased accounts booking by 5X within a year,

• Credit Risk Analyst

  • May 2014 - Aug 2015

  Developed a customer scorecard for account management; increased unsecured consumer lending products by 11%. Led several automation and process optimization initiatives for credit risk model development and monitoring which improved accuracy of deliverables and reduced the turnaround time and cost



Delivery Uncle

• Food & Beverages

• Co Founder

  • Nov 2013 - Apr 2014

  Conceptualized and subsequently built an online portal/meal booking platform for Railway/Bus passengers across India called DeliveryUncle that allowed passengers to order food online or through phone from a variety of restaurants at 90 locations across India.Handled software design and development, vendor management, day-to-day operations and client management. Conceptualized and subsequently built an online portal/meal booking platform for Railway/Bus passengers across India called DeliveryUncle that allowed passengers to order food online or through phone from a variety of restaurants at 90 locations across India.Handled software design and development, vendor management, day-to-day operations and client management.



ZS Associates

• Pakistan
• Construction
• 1 - 100 Employee

• Business Associate

  • Jun 2012 - Jan 2014

  Incentive Compensation Design and Operations for a Top-Tier US Pharmaceutical Client. Headed three client teams in a multi-team project for Design, Implementation, Automation and Operationalization of Sales Force Effectiveness processes. On-boarded and trained a team of newly joined 4 associates. Incentive Compensation Design and Operations for a Top-Tier US Pharmaceutical Client. Headed three client teams in a multi-team project for Design, Implementation, Automation and Operationalization of Sales Force Effectiveness processes. On-boarded and trained a team of newly joined 4 associates.



UGC Fellowship Project

• Research Fellowship

  • Jan 2011 - May 2012

  Project on Characterization of Ultra Fine Grained Interstitial Free Steels Project on Characterization of Ultra Fine Grained Interstitial Free Steels



Georgia Institute of Technology

• United States
• Higher Education
• 700 & Above Employee

• Research Scholar

  • Apr 2011 - Aug 2011

  Second Level Interconnection on System Packaging: Worked on highly reliable board-level interconnections between low-CTE packages and printing wiring board-modeling, design, fabrication and reliability. Second Level Interconnection on System Packaging: Worked on highly reliable board-level interconnections between low-CTE packages and printing wiring board-modeling, design, fabrication and reliability.



Defence Research and Development Organisation

• Defense and Space Manufacturing
• 700 & Above Employee

• Research Intern

  • Apr 2010 - Jul 2010

  Mechanical Characterization of Materials on Aero Engines. Project on Fatigue, Fracture and Damage Mechanics: Theory and Applications Mechanical Characterization of Materials on Aero Engines. Project on Fatigue, Fracture and Damage Mechanics: Theory and Applications