Experience

Mission Capital Advisors, LLC

• United States
• Financial Services
• 1 - 100 Employee

• Mortgage Analyst

  • Jun 2015 - Present

  Review Collateral, Compliance files and prepared for Shipping. Trained new file reviewers. Review Collateral, Compliance files and prepared for Shipping. Trained new file reviewers.



Contractor

• Compliance

  • 2015 - 2016

  knowledge of CFPB Mortgage Servicing Rules and requirements related to RESPA/Regulation X, TILA/Regulation Z, Dodd-Frank Act/UDAAP, EFTA/Regulation E, ESIGN, ECOA/Regulation B, SCRA, RFPA, GLBA/Regulation P, FDCPA, FCRA/Regulation V knowledge of CFPB Mortgage Servicing Rules and requirements related to RESPA/Regulation X, TILA/Regulation Z, Dodd-Frank Act/UDAAP, EFTA/Regulation E, ESIGN, ECOA/Regulation B, SCRA, RFPA, GLBA/Regulation P, FDCPA, FCRA/Regulation V



PAF

• Tampa/St. Petersburg, Florida Area

• Asset Manager

  • Apr 2014 - Jun 2015

  Managed REO's, Foreclosure's and Performing Assets. Shadowed Servicer making sure they were in compliance with State, Federal regulations and guidelines. Shadowed Attorneys to make sure milestones were met in a timely manner during the foreclosure process. Strong foreclosure and loss mitigation knowledge. Managed REO's, Foreclosure's and Performing Assets. Shadowed Servicer making sure they were in compliance with State, Federal regulations and guidelines. Shadowed Attorneys to make sure milestones were met in a timely manner during the foreclosure process. Strong foreclosure and loss mitigation knowledge.



Clayton/Quantum/Rialto Captial

• Tampa/St. Petersburg, Florida Area

• Foreclosure, Due diligence and Tax Analyst

  • Feb 2013 - Feb 2014

  Worked on the OCC foreclosure review project,. Analyzing the payments, ,escrow and corporate advance distribution by the bank based on State, Federal and Investor guidelines.. Researched delinquent taxes and did special projects reviewing title and property legal's. Due diligence in new pool acquisitions. Worked on the OCC foreclosure review project,. Analyzing the payments, ,escrow and corporate advance distribution by the bank based on State, Federal and Investor guidelines.. Researched delinquent taxes and did special projects reviewing title and property legal's. Due diligence in new pool acquisitions.



Oversite Data Services

• IT Services and IT Consulting
• 1 - 100 Employee

• Paralegal

  • Feb 2014 - 2014

  Docket based legal compliance and management solutions for mortgage servicers, law firms, investors, insurers and regulators with the data & analytics necessary for best practice compliance and timelines. Audited the foreclosure and bankruptcy time lines provided in Attorney files against the court Dockets, checked for compliance timelines. Docket based legal compliance and management solutions for mortgage servicers, law firms, investors, insurers and regulators with the data & analytics necessary for best practice compliance and timelines. Audited the foreclosure and bankruptcy time lines provided in Attorney files against the court Dockets, checked for compliance timelines.



Bank of America

• United States
• Banking
• 700 & Above Employee

• Independent Foreclosure Reviewer

  • Sep 2012 - Jan 2013

  Reviewed foreclosure & modifications documents to make sure the bank followed, Investor, State and Federal guidelines. Made recommendations regarding any harm that may have been caused to homeowners. Performed due diligence on all files in foreclosure, short sale or modification process.working knowledge of CFPB Mortgage Servicing Rules and requirements related to RESPA/Regulation X, TILA/Regulation Z, Dodd-Frank Act/UDAAP, EFTA/Regulation E, ESIGN, ECOA/Regulation B, SCRA, RFPA, GLBA/Regulation P, FDCPA, FCRA/Regulation V Show less



Law Offices of Barry L Miller / the Closing Agent

• Orlando, Florida Area

• Short Sale Negotiator

  • Oct 2011 - Oct 2012

  Short Sale & all loss mitigation options available to home owners negotiated. Short Sale & all loss mitigation options available to home owners negotiated.



American Equity Group

• Fresno, California Area

• Forensic Auditor

  • Nov 2008 - Sep 2010

  Audited Loan Documents to make sure the banks followed State and Federal guidelines. Audited to make sure that RESPA and TILA were done within compliance of State and Federal guidelines. Audited Loan Documents to make sure the banks followed State and Federal guidelines. Audited to make sure that RESPA and TILA were done within compliance of State and Federal guidelines.



REI

• United States
• Retail
• 700 & Above Employee

• Real Estate Broker

  • Mar 2005 - Oct 2008

  Sales and Compliance VP. Hired, trained and oversaw the sales department. Motivated and put together training manuals for the sales force. Made sure Corporation was in compliance with State, Federal, local and licensing requirements. Managed, coached, motivated and able to grow team. Sales and Compliance VP. Hired, trained and oversaw the sales department. Motivated and put together training manuals for the sales force. Made sure Corporation was in compliance with State, Federal, local and licensing requirements. Managed, coached, motivated and able to grow team.