Experience

Zuno General Insurance

• India
• Insurance
• 200 - 300 Employee

• Chief Legal and Compliance Officer

  • May 2020 - Present



Shriram Finance Limited

• India
• Financial Services
• 700 & Above Employee

• Senior Vice President - Legal, Compliance and RCU

  • Aug 2017 - May 2020



Tata Motor Finance Limited

• Head - Legal and Chief Comliance Officer

  • May 2015 - Aug 2017

• Head of Legal Affairs

  • May 2015 - Jul 2017



Reliance Nippon Life Insurance

• India
• Insurance
• 700 & Above Employee

• Head - Legal & Compliance

  • Aug 2012 - May 2015

  Being Principle Compliance Officer for IRDA purposes, I head a solid team of ten very hard working, talented and efficient individuals, together we deal with all issues related to legal and compliance for this company. Being Principle Compliance Officer for IRDA purposes, I head a solid team of ten very hard working, talented and efficient individuals, together we deal with all issues related to legal and compliance for this company.



The Hongkong and Shanghai Banking Corporation Limited [HSBC]

• Mumbai Area, India

• Senior Vice President - Legal

  • Jul 2006 - Aug 2012

  I joined HSBC as Vice President – Legal and was heading Retail Banking Legal. I got promoted to Senior Vice President – Legal by January 2008. In mid 2009 having, set policies and the team which was capable, I decided to get on to the credit control unit which had requirement for litigation specialist to recover substantial NPAs which came about due to economical downturn and having learnt all that there was to learn in Retail, I thought this was fast track to learning to all that there is in Corporate Banking, and truly, this position gave me solid opportunity to put my legal & litigation skills to use and did not disappoint me, under a stupendous line Managers, we as team more or less recovered all that there was to recover and sold what could be sold as portfolio.



ICICI Lombard

• India
• Insurance
• 700 & Above Employee

• National Manager

  • Jan 2005 - Jul 2006

  I joined ICICI Lombard General Insurance Limited, as Corporate Manager – Legal and grew to be National Manager – Legal (Head Legal), and here I met my two most important influences in my professional life, one was my immediate boss and other the MD of ICICI Lombard at that point in time. One of them honed my skills of always thinking through problems (out of box thinking) and brought about a paradigm shift and other whom I have come to idolize as a person who taught me to remain grounded and humble and to simplifying the problems to find solutions. I have never come across so many talented individuals at one place as ICICI Lombard and I loved soaking and learning from each one of them.



The Shamrao Vithal Co-operative Bank Limited

• Mumbai Area, India

• Senior Manager, Legal & Recovery

  • Aug 1999 - Jan 2005

  I happened to join at a very critical time in its history when all that legally could go wrong with its recovery machinery went awry and I got once in a life time opportunities with blessings of my seniors and management to use my skill sets to the hilt and come up with workable solutions. I spearheaded and researched, the efforts to get jurisdiction of Co-operative Banks in Debt Recovery Tribunal and succeeded with landmark judgment in Shamrao Vithal Co-op Bank Vs. Star Glass Works (2003]114CompCas378), this was also confirmed by Full bench of Bombay High Court in Re. Narendra Kantilal Shah (AIR2004Bom166). The Supreme Court gave it a twist and overturned it. However, the government did see merit in this and amended Recovery of Debt Due to Banks and Financial Institution Act, 1993 and SARFAESI Act, 2002 to include Multi-state Co-operative Banks in definition of Bank.



Ion Exchange India Ltd

• India
• Environmental Services
• 700 & Above Employee

• Commercial Manager

  • Feb 1999 - Aug 1999



Sandu Pharmaceuticals Limited

• Mumbai Area, India

• Asst. Company Secretary and Manager, Legal

  • Jan 1995 - Feb 1999

  I had joined this company after it had just completed a public issue and this was a rich learning ground for handling customer issues, SEBI, stock exchanges, litigation and legal issues besides having opportunity to set up the share transfer system in house (these were times prior to demat). I had joined this company after it had just completed a public issue and this was a rich learning ground for handling customer issues, SEBI, stock exchanges, litigation and legal issues besides having opportunity to set up the share transfer system in house (these were times prior to demat).



Hinditron Informatics Limited

• Mumbai Area, India

• Asst. Company Secretary

  • Aug 1994 - Jan 1995



The Mysore Kirloskar Limited

• Bangalore

• Officer Secretarial

  • Mar 1992 - Feb 1994