Licensed Real Estate Broker

• Jan 2023 - Present

It's All About Your Clients Real Estate Needs! Whether you are moving in to a new house or looking to invest in Dubai. Either you are buying, selling, or leasing, I can assist you. I specialize in Real Estate and it's Developers all over Dubai. I look forward to offer my clients the best possible personalized service that is customized to every individual's needs. It's All About Your Clients Real Estate Needs! Whether you are moving in to a new house or looking to invest in Dubai. Either you are buying, selling, or leasing, I can assist you. I specialize in Real Estate and it's Developers all over Dubai. I look forward to offer my clients the best possible personalized service that is customized to every individual's needs.

Care and Compliance Specialist

• Oct 2022 - Jan 2023

Responsible for ensuring I’m compliance to UAE local laws and regulations. Perform name screening of all new customers against sanctions watchlist, local watchlist provided by CBUAE, PEP databases and financial crime related, adverse media databases. To reduce risk and avoid fraudulent activities, conduct KYC and bank verification analysis. Evaluate business activities to access compliance risk and to meet regulator’s expectations (e.g. FSRA) Responsible for ensuring I’m compliance to UAE local laws and regulations. Perform name screening of all new customers against sanctions watchlist, local watchlist provided by CBUAE, PEP databases and financial crime related, adverse media databases. To reduce risk and avoid fraudulent activities, conduct KYC and bank verification analysis. Evaluate business activities to access compliance risk and to meet regulator’s expectations (e.g. FSRA)

Realtor

• Jan 2022 - Oct 2022

As a Realtor, my number one priority is to make my clients happy. My goal is to ensure that the buying or selling process is fun, simple, and stress-free by listening to my clients' wants and needs. My clients can count on me any time of day when they have a question or a concern. With my comprehensive knowledge of Dubai's real estate market, I have been able to assist families in finding their dream homes while also helping investors find investment opportunities with high returns. I specialize in Jumeirah and Downtown, so I'm sure I can help you find yours too. Show less

Onboarding Specialist

• Jan 2021 - Dec 2021

Customer Support Specialist

• Oct 2018 - Dec 2019

Technical Support Analyst

• Dec 2016 - Sep 2018

Risk Management Specialist

• Sep 2015 - Nov 2016

Risk Management Specialist

• Sep 2014 - Jun 2015

Email Resolution Team

• Jan 2011 - Sep 2014

Trade Finance Officer

• Sep 2009 - Dec 2010

• Worked in Centralized Trade Finance department, responsible for Trade related activity of branches under south region including Imports, Exports, SWIFT Correspondence, State Bank of Pakistan Islamic Export Refinance and State Bank of Pakistan Reporting. • Hands on experience in handling Exports including Documentary Collections, Collections under Foreign & Local Letter of Credits.• Handled Import under Local & Foreign Letter of Credits, Import Murabaha, Advances against Import Murabaha, Import Ijarah, Shipping Guarantees & Document Checking.• Segregation of incoming SWIFT MT’s & handling SWIFT communication involving financial transactions, Letter of Credits, amendments and related foreign correspondences.• Handled daily, weekly, fortnightly & monthly reporting to treasury, head office and State Bank of Pakistan. • Management, issuance and certification of E-forms.• Management and reporting of taxes and duties levied by regulatory authorities.pondence with State Bank. Show less

AML, Fraud & Risk Specialist- Auto Finance & Credit Cards

• Jan 2007 - Sep 2009

AUTO FINANCE:• Responsible for smooth functioning of Fraud Management Unit South Region.• Vigilance of Auto Product applications & conduct External/Internal investigation on fraud cases identified.• Co-ordination with other concerned departments within the Bank & retrieval of information regarding particulars of customer from other Banks.• Liaison with Bank Al-Falah Branches, other banks, market peers and law enforcement agencies to acquire timely fraud intelligence and initiate fraud deterrent actions against fraudsters.• To retrieve Sales applications, Data-Check, ECIB, Nadra Verisys reports for investigation purposes, verification of the documents & further analysis on new applications.• Dealing with walk in customers regarding their payment related issues & miscellaneous queries.• Correspondence with State Bank.CREDIT CARDSa) ISSUING BANK• Vigilance of suspicious card applications on daily basis. • To keep an eye on fraudulent activities on credit cards via monitoring the international & local transactions through system generated reports. • Investigate the cases in field against fraudulent activities on merchants with the help of Acquiring Banks & take decision in light of investigation• Maintaining different MIS's for the Unit.b) ACQUIRING BANK• To generate acquiring reports & review suspicious activity on On-Us merchants. • Hold merchant's payments against any suspicious activity. • Investigate cases & ROC monitoring to avoid suspicious activity on merchants.• Conduct Mystery Shopping / Surprise Visits at merchant outlets. Show less

Operational Risk Coordinator - Planning & Budgeting

• Jul 2006 - Jan 2007

• Assist and coordinate with Business Plan Manager (BPM) on collection and recovery methods.• Looking after budgeting, planning, costing and control.• Ratio analysis of secured and unsecured products.• Working with Business Plan Manager (BPM) on budget and actual cost occurring.• Analysis of financial fact & figures and product growth. • Look after the task and process gap.

AML, Fraud & Risk Analyst - Credit Cards

• Oct 2003 - Jul 2006

• Analysis, Monitoring & authorizing transactions. • Resolving queries on daily basis of excessive usage locally & abroad, blocked accounts & approvals on credit cards.• VISA & Master Card International reporting.• Maintaining monthly reports indicating departmental progress & losses.• Documentation & dealing with the insurance company.• Authorizations / Cash approvals on Credit Cards.

Phone Banking Officer

• Aug 2002 - Oct 2003

• To handle queries, requests & complaints regarding all Banking products.• Authorizations / Cash approvals on Credit Cards.• Maintaining MIS’s regarding daily forwarded requests & queries.

Business Development Executive

• Mar 2002 - Aug 2002

• To sell more products/services to new and existing customers by adjusting current systems and marketing approaches; explore and stay abreast of competition in an attempt to find and maintain a competitive edge. • To generate deposits & introduce Bank with its products into the market. • To sell more products/services to new and existing customers by adjusting current systems and marketing approaches; explore and stay abreast of competition in an attempt to find and maintain a competitive edge. • To generate deposits & introduce Bank with its products into the market.

Executive Business Development

• Aug 2001 - Mar 2002

• To sell more products/services to new and existing customers by adjusting current systems and marketing approaches; explore and stay abreast of competition in an attempt to find and maintain a competitive edge. • To generate deposits & introduce Bank with its products into the market. • To sell more products/services to new and existing customers by adjusting current systems and marketing approaches; explore and stay abreast of competition in an attempt to find and maintain a competitive edge. • To generate deposits & introduce Bank with its products into the market.