Sakshi Chandna
Credit Analyst at AirPlus International- Claim this Profile
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English Full professional proficiency
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Hindi Native or bilingual proficiency
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German Limited working proficiency
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Punjabi Native or bilingual proficiency
Topline Score
Bio
Carlos Ortega Vaquerizo
Sakshi is one of the most reliable underwriters I ever worked with. Her attention to detail and expertise in financial analysis have always been an incredible addition to the team. She is not scared of going the extra mile and step out her comfort zone if that is what it takes to make the team shine. She is always open to new challenges and always has a nice word and smile on her face! Her presence has been vital in the shaping of the global underwriting team as she worked with several markets, customers and teams always obtaining outstanding results, the best quality and 5-star feedback reviews from everyone she worked with. It is a pleasure to work with such a great professional and human being!
CA Jayant Makkar
I have known Sakshi since the time we studying together for our Chartered Accountancy. She has been amazing in both her academics and her job. She knows her way around people, good with the clients, does whatever it takes to help her colleagues and gets things done. makes sure that everyone is on the same page and focused on the main goal. Always makes sure she is updated with not just her work related amendments but with industry knowledge as well. She’ll be one amazing colleague to work with.
Carlos Ortega Vaquerizo
Sakshi is one of the most reliable underwriters I ever worked with. Her attention to detail and expertise in financial analysis have always been an incredible addition to the team. She is not scared of going the extra mile and step out her comfort zone if that is what it takes to make the team shine. She is always open to new challenges and always has a nice word and smile on her face! Her presence has been vital in the shaping of the global underwriting team as she worked with several markets, customers and teams always obtaining outstanding results, the best quality and 5-star feedback reviews from everyone she worked with. It is a pleasure to work with such a great professional and human being!
CA Jayant Makkar
I have known Sakshi since the time we studying together for our Chartered Accountancy. She has been amazing in both her academics and her job. She knows her way around people, good with the clients, does whatever it takes to help her colleagues and gets things done. makes sure that everyone is on the same page and focused on the main goal. Always makes sure she is updated with not just her work related amendments but with industry knowledge as well. She’ll be one amazing colleague to work with.
Carlos Ortega Vaquerizo
Sakshi is one of the most reliable underwriters I ever worked with. Her attention to detail and expertise in financial analysis have always been an incredible addition to the team. She is not scared of going the extra mile and step out her comfort zone if that is what it takes to make the team shine. She is always open to new challenges and always has a nice word and smile on her face! Her presence has been vital in the shaping of the global underwriting team as she worked with several markets, customers and teams always obtaining outstanding results, the best quality and 5-star feedback reviews from everyone she worked with. It is a pleasure to work with such a great professional and human being!
CA Jayant Makkar
I have known Sakshi since the time we studying together for our Chartered Accountancy. She has been amazing in both her academics and her job. She knows her way around people, good with the clients, does whatever it takes to help her colleagues and gets things done. makes sure that everyone is on the same page and focused on the main goal. Always makes sure she is updated with not just her work related amendments but with industry knowledge as well. She’ll be one amazing colleague to work with.
Carlos Ortega Vaquerizo
Sakshi is one of the most reliable underwriters I ever worked with. Her attention to detail and expertise in financial analysis have always been an incredible addition to the team. She is not scared of going the extra mile and step out her comfort zone if that is what it takes to make the team shine. She is always open to new challenges and always has a nice word and smile on her face! Her presence has been vital in the shaping of the global underwriting team as she worked with several markets, customers and teams always obtaining outstanding results, the best quality and 5-star feedback reviews from everyone she worked with. It is a pleasure to work with such a great professional and human being!
CA Jayant Makkar
I have known Sakshi since the time we studying together for our Chartered Accountancy. She has been amazing in both her academics and her job. She knows her way around people, good with the clients, does whatever it takes to help her colleagues and gets things done. makes sure that everyone is on the same page and focused on the main goal. Always makes sure she is updated with not just her work related amendments but with industry knowledge as well. She’ll be one amazing colleague to work with.
Credentials
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Fundamentals of Credit
Corporate Finance Institute® (CFI)Apr, 2020- Nov, 2024 -
SAP-FICO
UdemyApr, 2020- Nov, 2024 -
German Language- A1
Goethe-Institut e.V.Mar, 2020- Nov, 2024 -
Risk Management
International Business Management Institute (IBMI)Feb, 2020- Nov, 2024
Experience
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AirPlus International
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Germany
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Financial Services
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700 & Above Employee
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Credit Analyst
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Feb 2023 - Present
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Moss | Spend smarter
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Germany
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Financial Services
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200 - 300 Employee
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Underwriter
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Dec 2021 - Feb 2023
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BASF
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Germany
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Chemical Manufacturing
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700 & Above Employee
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Accounts Payable Analyst
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Nov 2020 - Dec 2021
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IDFC FIRST Bank
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India
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Banking
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700 & Above Employee
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Credit Risk Manager
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Feb 2018 - Aug 2019
• Credit Manager for unsecured business loan segment. Handling various partnerships via digital channels across India. • Looking after the portfolio management and credit underwriting skills. • Appraising loans basis the financial analysis, ratio analysis, industry performance and client visits. • Fraud indicatives, industry bandwidth and current market scenario to be considered. • Overall assessment of financial concerns for debt management. • Credit Manager for unsecured business loan segment. Handling various partnerships via digital channels across India. • Looking after the portfolio management and credit underwriting skills. • Appraising loans basis the financial analysis, ratio analysis, industry performance and client visits. • Fraud indicatives, industry bandwidth and current market scenario to be considered. • Overall assessment of financial concerns for debt management.
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HDFC Bank
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India
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Banking
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700 & Above Employee
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Credit Manager
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Sep 2015 - Jan 2018
• Undertaking Risk assessment and Credit worthiness of Business portfolios for SME • Financial analysis involving leverages, ratios and other hygiene factors. • Preparation of CAM (Credit Appraisal Memo), Process Note, Eligibility and Underwriting for the proposals • Preparation of MIS on daily basis and reporting to ACM / RCM. • Ensuring necessary checks to mitigate prevailing risks and reduce the past errors. • Keeping knowledge of key issues up-to-date (for example legal, market risk and compliance issues). • Training the DSAs/agencies regarding the product. Show less
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RITES LTD
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Gurgaon
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Industrial Trainee
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Jun 2014 - Sep 2015
• Inter Unit Reconciliations • Associated in quarterly/ annual closing of accounts • Compilation of Audit Details File for quarterly/ annual closing of accounts • Others works allocated from time to time regarding annual report, budgets etc. • Inter Unit Reconciliations • Associated in quarterly/ annual closing of accounts • Compilation of Audit Details File for quarterly/ annual closing of accounts • Others works allocated from time to time regarding annual report, budgets etc.
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CP Maini & Company
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New Delhi Area, India
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Article Assistant
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Dec 2012 - Jun 2014
• Analysis of balance sheet including notes to account. • Analyzing the provisions of Form 3CD and Ledger scrutiny. • Statutory audits, internal audits, tax audits, stock audits. • Finalization of Balance Sheet and P & L of companies and individuals • Designing Stock systems for companies for better control and management • Preparation of estimates for CMA data • Analysis of balance sheet including notes to account. • Analyzing the provisions of Form 3CD and Ledger scrutiny. • Statutory audits, internal audits, tax audits, stock audits. • Finalization of Balance Sheet and P & L of companies and individuals • Designing Stock systems for companies for better control and management • Preparation of estimates for CMA data
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Article Assistant
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Jun 2012 - Nov 2012
• Filing of Income Tax Return of Individuals and handling notices. • Filing of TDS Return & handling of TDS notices for short deductions, late payments, penalties. • Filing the Service Tax Return and monthly service tax compliance • Consultancy on the applicability of reverse charge to various client • Filing of Income Tax Return of Individuals and handling notices. • Filing of TDS Return & handling of TDS notices for short deductions, late payments, penalties. • Filing the Service Tax Return and monthly service tax compliance • Consultancy on the applicability of reverse charge to various client
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Education
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2020 - 2021
The University of Law
MSc. Corporate Financial Management, Banking, Corporate, Finance, and Securities Law -
2011 - 2015
The Institute of Chartered Accountants of India
Master's degree, Accounting and Finance -
2010 - 2013
Delhi University
Graduation- Bachelor of Commerce (honours), Accounting and Finance -
St Michael Sr Sec School
CBSE Class 12, Commerce -
2013 -
Institute of Company Secretaries of India
Legal Studies -
The Institute of Chartered Accountants of India
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