Experience

ICBC (Europe) S.A.

• Luxembourg
• Banking
• 1 - 100 Employee

• Senior Operations Officer - Operations Management Department

  • Mar 2023 - Present

  Handling RMB Clearing business for Europe Headquarters (incl 7 branches). CIPS/PACS payments and Inquiry msg . Responsible for Luxembourg Branch’s Corporate Loan (issuance /re-structure/post issuance accounting) and With Holding Tax . Handling RMB Clearing business for Europe Headquarters (incl 7 branches). CIPS/PACS payments and Inquiry msg . Responsible for Luxembourg Branch’s Corporate Loan (issuance /re-structure/post issuance accounting) and With Holding Tax .



Industrial and Commercial Bank of China

• China
• Banking
• 700 & Above Employee

• Senior Operations Manager

  • Jul 2019 - Aug 2022

  Implemented 50+ monthly customer’s and 30+ correspondent bank’s reconciliations templates.Reviewed and authorized the department’s daily transaction ( Correspondent Bank & Customer payments , Corporate loan issuance/restructure/Interest-fee booking/Amortization schedule , Treasury transactions & Documentary business).Spearheaded fund clearance (MT202, MT103, and MTX99) with financial institutions globally before cut off time (to avoid Overdrafts).Administered audit queries raised by Internal/External Auditors enhancing audit qualities, accuracy and reliability of financial reports.Restructured 15+ MIS reports for Head Office and Regulatory reports for DFSA . Show less

• Associate Senior Manager, Banking

  • May 2018 - Jul 2019

  Monitored key internal accounts to ensure that daily transactions are properly accounted for booking by the Bank & avoid overdraft of Nostro accounts.Executed Trade finance business-Letter of credit (LC), Letter of guarantee (LG), risk participation, refinancing, and forfeiting.Modeled SWIFT Message formats , Amortization table, Branch Income & Expense reports.Presented the Branch transaction summary to senior management on a monthly basis.Managed 50+ Audit confirmations (semi-annually/annually) for customers. Show less

• Operations Manager, Banking

  • Aug 2014 - May 2018

  Arbitrated account management & International settlement to corporate customers and other internal departments such as treasury (MM/SWAP/CD), booking of bilateral/syndicated loans, amortization, income and expense, interest payments, loan restructure/pre-closure).Dealt with 100+ SWIFT remittances (MT202 & MT103) with global banks on a daily basis. On time reply and resolution to SWIFT Inquiry msg .Performed KYC review for new and existing customers ensuring due diligence of documentations as per required frameworks.Focused on the risk control work for banking department’s operative and anti-money laundering (AML) risk and timely reported the risk and loss register to risk management and compliance/legal department.Initiated for departmental file management, timely updating the operating system’s function and the departmental manuals. Show less



Royal Bank of Scotland Business

• United Kingdom
• Banking
• 700 & Above Employee

• Assistant Manager ( Group Finance Regulatory Control )

  • Jun 2013 - May 2014

   Led the transition of Group statutory and regulatory reporting process from RBS Singapore to India. Prepared IFRS compliant financial statements encompassing branches/subsidiaries within the Asia-Pacific region.  Facilitated detailed disclosure on a quarterly, semi-annually, and annually basis. Managed group products - (AFS Reserves, STB, Loan, and advances). Ensured compliance of disclosures and accounting treatments with IFRS/Group reporting needs.  Calculated financial ratios and evaluated financial/operational performance (group/Individual) based on KPIs.  Briefed management on changes in the organization’s balance sheet based on business transformations and market conditions. Liaised with central statutory review personnel to accomplish headquarter reporting needs expeditiously. Show less



GE Capital

• United States
• Financial Services
• 700 & Above Employee

• Assistant Manager Financial Reporting [GE-EFS]

  • Feb 2011 - Jun 2013

   As a member of GECC HQ team, consolidated regulatory submissions covering all GECC operations in compliance with US GAAP and Basel II norms.  Assessed multiple roll forwards developed by business units before finalizing balance sheet /P&L and cash flow lines. Formulated the monthly reporting pack. Facilitated compliance with group reporting requirements.  Established a robust reporting structure to inform senior management on the performance of profit centers and pertaining KPI’s.  Conducted analysis of financial statements. Delivered data request for reporting variances (QTD/YTD) on SEC, 13F, FR2248 and Y9C.  Developed dashboards/reports on (FFIEC 031/041, FFIEC 101 FR2900, FR 2644, FR2915, FR2930, FR2951, FR2950, FR2225, FFIEC019, FFIEC009, FR Y-7, FRY-9C, FR-Y9LP, TIC reports). Show less



American Express

• United States
• Financial Services
• 700 & Above Employee

• Financial Analyst

  • Apr 2009 - Mar 2011

   Formulated manual journal entries, accrual, expenses, NR Vat, tax and re-class vouchers. Prepared sub-ledger/general ledger reconciliation, payable and receivable.  Compiled treasury reports for sweeping of funds, aged item report for USD, GBP and EUR accounts  Created dashboards based on business results – key sources of variance, payments to clients and impact of macro financial trends. Developed financial data compilation for distinct functional currency.  Formulated manual journal entries, accrual, expenses, NR Vat, tax and re-class vouchers. Prepared sub-ledger/general ledger reconciliation, payable and receivable.  Compiled treasury reports for sweeping of funds, aged item report for USD, GBP and EUR accounts  Created dashboards based on business results – key sources of variance, payments to clients and impact of macro financial trends. Developed financial data compilation for distinct functional currency.