Experience

Albilad Capital البلاد المالية

• Saudi Arabia
• Investment Banking
• 100 - 200 Employee

• Risk Senior Manager

  • May 2023 - Present

  Championed the integration of SIMAH within the margin financing portfolio Managing and supervising the development of international brokerage and derivatives marketMaintaining and developing constructive relationships with business heads and executive management across the companyEnsuring the adherence of proprietary investments and exposures to the company’s investment policies and risk appetiteOverseeing risk indicators of assets under management including ECM, DCM, private equity and alternative investmentsFormulating internal strategies, defining milestones and developing progressive culture within the department functionsEnsuring adherence to risk polices and procedures across business functions Coaching, mentoring and empowering staff members across the department functionsFocal point for executive stakeholders and GRC members Show less

• Credit & Market Risk Manager

  • Feb 2019 - Apr 2023

  Supervising and managing credit risk of more than SAR 300 million margin lending book including credit assessment, coverage monitoring and concentration control. In addition to enhance evaluation methodology of eligible securities for margin financingManaging more than SAR 1 billion worth of proprietary investment risk utilizing best practices in terms of monitoring, assessment and endorsingApplying risk indicators of more than SAR 3.5 billion worth of assets under management including public and private funds.Assessing and endorsing transactions related to alternative investments Reviewing and submitting ICAAP reports including stress testing Involved in the company’s information security mandatesDeveloped standard procedures to carry out risk assessments for counterparties Championing BCM activities including impact analysis, disaster recovery and alternative site tests Show less

• Senior Risk Officer

  • Sep 2016 - Jan 2019

  Championing risk management in developing margin financing system and continuous improvement of automated risk control measures Supported the development of share classification methodology for eligible shares for margin financingDeveloped internal procedures to establish periodic reporting for risk committees Review, endorse and present credit proposals for new margin financing requests to risk committeesMonitoring adherence of company exposures to risk appetite limitsCreating and updating margin financing daily and monthly reports including coverage and concentration Show less

• Research and Advisory Officer

  • Jan 2012 - Sep 2016

  Support establishing the research department within the company Developed the research publications of Albilad Capital and was the sole responsible of the reports quality and reception Developed internal tools to increase the efficiency of the publications utilizing resources including Bloomberg and Reuters terminalsPreparing and publishing sell-side reports including analysis and writing through distribution channelsMonitor the market movements and corporate actions to incorporate them in quarterly updatesContributing to stakeholders investment decisions by providing market analysis and insights Show less



بنك البلاد | Bank Albilad

• Saudi Arabia
• Banking
• 700 & Above Employee

• Trainee

  • May 2011 - Jan 2012

  Training includes rotation among different departments; Finance Group, Risk Management and Asset Management (ABIC) and a three-month course at the Institute of Banking (IOB). Training includes rotation among different departments; Finance Group, Risk Management and Asset Management (ABIC) and a three-month course at the Institute of Banking (IOB).



Alawwal Bank

• Saudi Arabia
• Banking
• 400 - 500 Employee

• Intern

  • Feb 2010 - Sep 2010

  A seven-month training in Corporate Banking Group - Internship. A seven-month training in Corporate Banking Group - Internship.