Experience

Athene

• United States
• Financial Services
• 700 & Above Employee

• AVP, Experience Analysis Harmonization

  • Mar 2022 - Present

  Connecticut, United States

• AVP, Head of Experience Analysis

  • Mar 2021 - Jul 2022

  Toronto, Ontario, Canada

• Office Leader, Head of Experience Analysis

  • Feb 2020 - Mar 2021

  Toronto, Ontario, Canada



Northstar Financial Services (Bermuda) Ltd

• Senior Vice President, Actuary

  • Mar 2018 - Sep 2019

  Hamilton, Bermuda • Sole actuary within the Bermuda office, working directly for the CEO out of London • Responsible for quarterly financials (UL, VUL, FA, VA), including updating and managing models, validation of controls & communication of results to Controller and CEO • Development of actuarial controls to ensure reconciliation of data sources from beginning to end • Enhancement of existing controls to ensure quarterly results were reasonable and explainable • Completion of year-end Bermuda… Show more • Sole actuary within the Bermuda office, working directly for the CEO out of London • Responsible for quarterly financials (UL, VUL, FA, VA), including updating and managing models, validation of controls & communication of results to Controller and CEO • Development of actuarial controls to ensure reconciliation of data sources from beginning to end • Enhancement of existing controls to ensure quarterly results were reasonable and explainable • Completion of year-end Bermuda Solvency and Capital Requirement (BSCR) with the Bermuda Monetary Authority (BMA) (both under current and proposed regimes) • Member of working group to develop adequate operational risk charges within the BSCR framework for companies with segregated account structures • Worked closely with auditors to provide interim and year-end financials, with an emphasis on intangibles and BSCR submission results • Led a project to transition a block of UL business from a TPA to an in-house server; involved direct management of a consultant, continued testing and validation of results against TPA, investigating areas of mismatch, and liaising status updates to executive team • Developed tools to value current blocks of business to determine profitability and whether alternative options (e.g., reinsurance, sell-off) were feasible/worthwhile

• Vice President & Actuary

  • Jul 2017 - Mar 2018

  Hamilton, Bermuda



Athene Holding Ltd.

• Senior Actuarial Associate

  • Jan 2015 - Jul 2017

  Hamilton, Bermuda •Team member of the GAAP Financial Reporting group. •Responsible for giving direction to the modeling team on how to update quarterly GAAP models for in force reinsurance business (fixed deferred and fixed index deferred annuities). •Provide analysis to director and VP of financial reporting on movement in quarterly balances, including FAS133, account value, DAC, DSI, and SOP 03-1, including commentary on variances from prior period and expected. •Build out reserve sensitivities to… Show more •Team member of the GAAP Financial Reporting group. •Responsible for giving direction to the modeling team on how to update quarterly GAAP models for in force reinsurance business (fixed deferred and fixed index deferred annuities). •Provide analysis to director and VP of financial reporting on movement in quarterly balances, including FAS133, account value, DAC, DSI, and SOP 03-1, including commentary on variances from prior period and expected. •Build out reserve sensitivities to help gauge appropriateness of quarterly reserve movements •Ensure continued consistency in GAAP assumptions and methodologies for the company’s close process. •Update and analyze GAAP planning projections on an annual basis, as well as reforecast projections on a quarterly basis to account for changes in projected new business volumes. •Maintain Sarbanes Oxley controls to mitigate financial and operational risk for the reserving function. •Provide support for internal audit control reviews •Assist in the build out and testing of GAAP models for newly acquired and reinsured business.

• Actuarial Associate

  • Nov 2013 - Dec 2014

  Hamilton, Bermuda Financial reporting



The Phoenix Companies, Inc.

• United States
• Financial Services
• 100 - 200 Employee

• Actuarial Associate

  • Aug 2013 - Nov 2013

  Hartford, CT •Team member of the Financial Reporting rotation within the Actuarial Student Program. •Head of deferred variable and fixed annuity valuation team. •Conduct quarterly GAAP and STAT reporting for the deferred annuity block of business, including attribution analysis of change in liabilities. •Verify Triton STAT and GAAP runs set up correctly and output is in trend. •Evaluate liability balances for separate and general accounts, GMIB, GMWB, GMAB, and GMDB riders. •Involved in a… Show more •Team member of the Financial Reporting rotation within the Actuarial Student Program. •Head of deferred variable and fixed annuity valuation team. •Conduct quarterly GAAP and STAT reporting for the deferred annuity block of business, including attribution analysis of change in liabilities. •Verify Triton STAT and GAAP runs set up correctly and output is in trend. •Evaluate liability balances for separate and general accounts, GMIB, GMWB, GMAB, and GMDB riders. •Involved in a number of remediation projects arising from company restatement and audit, including calculation and implementation of shadow DAC, SIA, and SOP 03-1 liabilities, updating stochastic scenarios used in cash flow projections, inclusion of the change in FAS157 assets and liabilities through actual gross profits in all historical periods, and the redesign of deferred annuity analytics package compiled each quarter. •Worked as Connecticut State Exam liaison, delegating and compiling over 300 state exam requests. •Worked as the summer 2012 Actuarial Intern Program Ambassador for 8 actuarial interns. Coordinate presentations given by senior management, social events and company activities all geared towards intern involvement.

• Senior Actuarial Assistant

  • Sep 2012 - Aug 2013

  Head of Variable and Fixed Deferred Annuity Financial Reporting

• Actuarial Assistant

  • Apr 2011 - Sep 2012

  •Team member of the Product Management and Implementation rotation within the Actuarial Student Program. •Assist in verification and implementation of final rates into pricing and quote models •Test product profitability through modeling using different assumptions and develop analysis based on modeling results. •Monitor market competition of various life and annuity companies and develop monthly reports to be sent to upper management. •Developed program coded entirely in VBA to be… Show more •Team member of the Product Management and Implementation rotation within the Actuarial Student Program. •Assist in verification and implementation of final rates into pricing and quote models •Test product profitability through modeling using different assumptions and develop analysis based on modeling results. •Monitor market competition of various life and annuity companies and develop monthly reports to be sent to upper management. •Developed program coded entirely in VBA to be used by operations to warehouse fixed indexed annuity base and rider product rates and features. •Participate in training in the operations office when necessary.



LECG

• United States
• Business Consulting and Services
• 100 - 200 Employee

• Actuarial Consultant

  • May 2010 - Apr 2011

  •Analysis of life insurance contracts for compliance with Internal Revenue Code (IRC) Sections 7702 and 7702A. •Investigation of alternative testing assumptions for establishing compliance of life insurance contracts with the IRC Sections 7702 and 7702A. •Assist in remediation of policies that have become inadvertent modified endowment contracts under IRS Revenue Procedure 2008-39. •Conduct monthly testing of blocks of life insurance contracts for compliance with the Section 7702 and… Show more •Analysis of life insurance contracts for compliance with Internal Revenue Code (IRC) Sections 7702 and 7702A. •Investigation of alternative testing assumptions for establishing compliance of life insurance contracts with the IRC Sections 7702 and 7702A. •Assist in remediation of policies that have become inadvertent modified endowment contracts under IRS Revenue Procedure 2008-39. •Conduct monthly testing of blocks of life insurance contracts for compliance with the Section 7702 and 7702A requirements and working with insurers to ensure compliance is maintained with the tax law requirements. •Participate in expert testimony case relating to offshore reinsurance and assist in developing reports used in Congressional testimony. •Participate in the facilitation of an on-site tax reserve audit of a life assurance company. •Assist in revision of second edition SOA text Life Insurance and Modified Endowments Under Internal Revenue Code Sections 7702 and 7702A authored by firm actuaries. •Peer mentor for newly hired intern. Show less



Boston University

• United States
• Higher Education
• 700 & Above Employee

• Teaching Fellow

  • Jan 2009 - Feb 2011

  -Attend all lectures led by professor of biostatistics, with a total of 125 students ranging from freshmen to seniors -Lead all five discussion sections every week to answer questions on homework and general class material -Hold weekly office hours for students to attend for extra help -Tutor students in the college of arts and sciences in various fields of math including calculus, statistics, probability, and differential equations -Work as the liaison between the homework graders… Show more -Attend all lectures led by professor of biostatistics, with a total of 125 students ranging from freshmen to seniors -Lead all five discussion sections every week to answer questions on homework and general class material -Hold weekly office hours for students to attend for extra help -Tutor students in the college of arts and sciences in various fields of math including calculus, statistics, probability, and differential equations -Work as the liaison between the homework graders and the professor -Help professor grade all student exams Show less