SVP of Capital Markets

• Dec 2021 - Present

VP, Capital Markets

• Mar 2017 - Dec 2021

Manage all daily lock desk functions and responsibilities, covering $1.5 Billion+ in annual production Monitor, evaluate, and execute best efforts and mandatory executions Manage pricing engine and investor, profit, and margin management Conduct daily secondary market loan sales via bid tape process and AOT executions Execute FNMA, FHLMC, and GNMA executions via servicing portfolio New investor and product development, economic evaluation, and on boarding Work daily with hedge platform to ensure proper pipeline coverage and maximize capital market executions and hedging strategies Work directly with CFO on a daily basis, providing reporting and execution analysis Manage 3 people directly on day to day basis Provide reporting and analysis to CFO, CEO, and Board of Directors Work directly with Accounting, Servicing, and Post Closing departments to cure any issues in loan production and monthly hedge settlements Generate AHL's own rate sheet on a daily basis using GSE direct executions Maintain investor relations, and provide monthly and annual reporting to counterparties Track pricing history by branch and LO in an ongoing basis Show less

Vice President of Operations

• Sep 2016 - Feb 2017

Managed Operations Department, covering origination to consummation of mortgage loans exceeding $15M monthly in mortgage funding in my division Responsible for the administration and management of all loan operations functions Responsible for maintaining up to date knowledge of lending regulations and operational procedures, resulting in the ongoing development, testing, and implementation of new procedures Worked directly with Executive Vice President of Operations to set daily and monthly expectations Communicated daily with Secondary Marketing Department to determine profit margins Worked monthly with CIO and IT Department to problem solve and create efficiencies in business operations and technology platforms Show less

Director of Loan Opening and Secondary Marketing

• Dec 2011 - Aug 2016

Managed Loan Opening Department and Secondary Marketing Department in addition to general Sales and Operations assistance Worked directly with President and CEO daily to determine daily and monthly expectations Communicated with Secondary Market investors daily to determine placement and pricing of products Managed profit margins and market expectations for the entire company Managed Loan Opening Department and Secondary Marketing Department in addition to general Sales and Operations assistance Worked directly with President and CEO daily to determine daily and monthly expectations Communicated with Secondary Market investors daily to determine placement and pricing of products Managed profit margins and market expectations for the entire company

Mortgage Loan Originator / Office Manager

• Apr 2010 - Apr 2011

Originated refinance and purchase loans through Fannie Mae, FHA, and VA as a licensed Mortgage Loan Originator Created and managed Loan Opening Department in addition to general Sales and Operations assistance. Developed policies and procedures for branch Originated refinance and purchase loans through Fannie Mae, FHA, and VA as a licensed Mortgage Loan Originator Created and managed Loan Opening Department in addition to general Sales and Operations assistance. Developed policies and procedures for branch

Loan Officer / Mortgage Loan Originator

• Aug 2008 - Apr 2010

Originated refinance and purchase loans through Fannie Mae, FHA, and VA as a licensed Mortgage Loan Originator Developed sales team for the branch, sales scripts, and policies and procedures Originated refinance and purchase loans through Fannie Mae, FHA, and VA as a licensed Mortgage Loan Originator Developed sales team for the branch, sales scripts, and policies and procedures

Loan Officer

• Nov 2007 - May 2008

Worked with Lending Tree customers to develop and originate refinance programs through Fannie Mae and FHA Worked with Lending Tree customers to develop and originate refinance programs through Fannie Mae and FHA