Experience

LIO Insurance

• United States
• Insurance
• 1 - 100 Employee

• Vice President - Underwriting

  • Aug 2023 - Present

  Folsom, California, United States



Philadelphia Insurance Companies

• United States
• Insurance
• 700 & Above Employee

• Assistant Vice President, Corporate Underwriting

  • Jan 2022 - Aug 2023

  Roseville, California, United States

• Western Territory Underwriting Executive

  • Jan 2017 - Jan 2022

  Roseville, CA

• Regional Underwriting Manager

  • Feb 2011 - Jan 2017

  Roseville, CA Leader of a high performing team of underwriters responsible for the growth, profitability and retention of the region’s $200 million book of business. Established new and highly profitable agency relationships. Maintained a focus on writing high ROE products while achieving rate increases on renewals and delivering the highest level of service to preferred agents. • Managed the daily flow of new business and renewal submissions, ensuring quotation deadlines are met and agent… Show more Leader of a high performing team of underwriters responsible for the growth, profitability and retention of the region’s $200 million book of business. Established new and highly profitable agency relationships. Maintained a focus on writing high ROE products while achieving rate increases on renewals and delivering the highest level of service to preferred agents. • Managed the daily flow of new business and renewal submissions, ensuring quotation deadlines are met and agent expectations are exceeded. • Performed extensive underwriting audits on a monthly basis ensuring 100% compliance is achieved on each file, every time. • Assigned the roll of Regional Compliance Officer for the western half of the U.S. and recognized for high level dedication to compliance and ethics • Nominated to the commercial umbrella, medical malpractice, fuel dealer and motorcycle dealer new product strategic committees responsible for developing new marketing strategies companywide. • Accomplished all profitability, growth and retention goals often ending up as a top office in the company.



Zurich North America

• United States
• Insurance
• 700 & Above Employee

• Regional Underwriting Manager

  • Jan 2006 - Dec 2010

  Roseville, CA Promoted to manage expanded team of 10 field underwriters and establish new underwriting guidelines, revitalize the new business submission process, and eliminate declining or unprofitable products. • Supervised and managed daily production activity of field underwriters, provided product expertise in collaboration with agency staff while continuously monitoring progress toward profitability and production goals. • Revised enterprise-wide underwriting guidelines for earthquake… Show more Promoted to manage expanded team of 10 field underwriters and establish new underwriting guidelines, revitalize the new business submission process, and eliminate declining or unprofitable products. • Supervised and managed daily production activity of field underwriters, provided product expertise in collaboration with agency staff while continuously monitoring progress toward profitability and production goals. • Revised enterprise-wide underwriting guidelines for earthquake and employment related practices liability to ensure consistent loss analysis and application of schedule rating. • Received nationwide recognition for simultaneously achieving an 88% combined ratio and grade “A” on the executive management underwriting audit. • Accomplished all profitability, growth and retention goals and was named Zurich President’s Club winner for the 2006 business year. • Recognized for exceptional property/casualty loss prevention services to customers by analysis of loss trends and physical characteristics with systematic implementation of training and corrective recommendations. Show less



Universal Underwriters Group

• Underwriting Manager

  • Nov 2003 - Jan 2006

  Greater Milwaukee Area Presented a promotion to management level with a team of 5 field underwriters and a complex, diversified commercial auto, heavy truck, and agricultural/industrial equipment book of business generating $20,000,000 in earned premiums. • Worked closely with agencies specializing in automobile, heavy truck, motorcycle, and RV businesses to design and institute comprehensive risk management and commercial insurance product programs. • Distinguished with honors countrywide for… Show more Presented a promotion to management level with a team of 5 field underwriters and a complex, diversified commercial auto, heavy truck, and agricultural/industrial equipment book of business generating $20,000,000 in earned premiums. • Worked closely with agencies specializing in automobile, heavy truck, motorcycle, and RV businesses to design and institute comprehensive risk management and commercial insurance product programs. • Distinguished with honors countrywide for establishing the highest market penetration of heavy truck sales and service operations and attaining loss ratios under 35%. • Organized a nationwide team tasked with peer underwriting review and file examinations with the goal of reducing premium leakage by a minimum of 10%. • Reduced underwriter response time from 7 days to 3 days and improved our quote ratio by 30%. • Authored and presented loss prevention and workplace safety training seminars for industry associations at multiple community colleges Show less