Ruben Mesones

Mortgage Banker at Severn Bank
  • Claim this Profile
Contact Information
us****@****om
(386) 825-5501
Location
Frederick, Maryland, United States, US

Topline Score

Topline score feature will be out soon.

Bio

Generated by
Topline AI

You need to have a working account to view this content.
You need to have a working account to view this content.

Experience

    • United States
    • Banking
    • 1 - 100 Employee
    • Mortgage Banker
      • Mar 2018 - Present

      Meet with borrower's by phone, internet, face to face to obtain all basic borrower documentation for mortgage application Order credit reports, required verifications, flood certification, appraisal, title, title fees, hazard insurance and payoff statement as needed. Able to assist borrower's with increasing their credit score. Prepare and maintains loan files in accordance with standard policies to ensure completeness and accuracy in Empower software and Encompass. Enter all necessary information into loan system Meeting all RESPA, HMDA and TILA guidelines/timeframes. Review and complete all checklists. Stack loans and upload all loan files for submission in ADS for processing. Ensure compliance with federal, state, company and investors guidelines. Assist LO’s with marketing leads and tracking. Assist LO’s with communication between all parties to set closing times meeting contract timelines. Organize and track all tasks in order to insure completion in a timely manner. Assist in maintain correspondence between all parties: Borrower's, Loan Officer, Title Company. Work with LO's, Processor and Underwriters to get loan closed in a timely manner Show less

    • United States
    • Financial Services
    • 700 & Above Employee
    • Mortgage Loan Officer
      • Sep 2017 - Feb 2018

    • United States
    • Financial Services
    • 400 - 500 Employee
    • Branch Manager Assistant
      • May 2013 - Jun 2017

    • United States
    • Financial Services
    • 700 & Above Employee
    • Relationship Banker
      • Sep 2006 - Sep 2012

Education

  • Montgomery College
    General Studies

Community

You need to have a working account to view this content. Click here to join now