Business Manager

• Nov 2020 - Present

Credit & Financial Services - Strategic Assignments

• Sep 2016 - Nov 2020

WORK DESCRIPTION AND KEY ACCOUNTABILITIES Strategy  Involved in executing strategy by leading delivery in line with said strategy and analyse current business strategy and recommend changes.  Remain abreast of trends and innovations and regulatory changes in credit lending and financial services industry.  Completing or assisting with the business cases to motivate for the implementation of a new or enhancement to existing product/feature.  Ensuring that the customer journey is understood by testing multiple scenarios and through monitoring post go live enhancing the customer journey to optimise sales and retention Understanding and mapping the customer journey and approve business specifications which are translated into and system’ user specifications.  Ensuring project prioritization of value adding business cases and analysing the change required and scoping the design and the rules of the requirement.  Planning and monitoring the implementation of a project and translating and simplifying requirements for various stakeholders.  Managing the requirements and communicating progress of projects through various forums.  Collating all information on current process’s and their current shortcomings to inform better future decisions.  Constantly improve current credit and financial services process’s that impact the operational part of the business.  Manage the priority of work and ensure delivery of work within each product’s stream is within budget and on-time.  Ensure delivery of work that fits in with the bigger picture and planned strategic outcomes. Credit Marketing Use data to inform better ways of marketing to credit customers and establish value added products for a credit customer.  Design with chain marketing a marketing strategy for the credit customer from inception of the account and throughout the duration of the account lifespan. Show less

Business Manager / Specialist Credit & Financial Services

• Sep 2011 - Aug 2016

WORK DESCRIPTION AND KEY ACCOUNTABILITIES Strategy Develop and communicate the Group's new business objectives to relevant stakeholders and ensure that objectives are implemented according to business requirements.  Develop and manage the complete value chain of the Financial Services product offering. From development of product to sales of that product.  Identify out of line situations and take corrective action where necessary and formulate, document, implement and monitor relevant processes, policies and practices. Develop, integrate and implement performance measures to ensure that Financial Service key performance objectives are met.  Research, develop and package Financial Services solutions based on current and projected needs business needs and the Group's customer base. Identify potential barriers that may affect the development of these Financial Services products and ensure that products are compliant with the legislative requirements. Review and recommend enhancements, changes and additions to the Financial Services processes, policies and practices.  Set, implement and manage functional budgets with agreed budget requirements and identify cost-saving opportunities and effectively manage out of line situations. Act in advisory capacity for Marketing with regards to Credit risk and customer segmentation and review customer service requirements. Identify out of line trends, develop and operational plan that includes solutions to address problems and analyse and evaluate operational plan. Communicate results to relevant stakeholders and evaluate out of line situations and recommend solutions to prevent / reduces losses to the organisation. Implement work standards and processes to prevent/reduce losses.  Monitor the Financial Service business unit on an ongoing basis ensuring compliance with overall company strategy. Show less

Assistant Accountant - MTN Group Finance

• Apr 2008 - Aug 2011

WORK DESCRIPTION AND KEY ACCOUNTABILITIES Banking  Ensuring correct signatories, authorise payments and monitoring Bank Balances.  Preparing Weekly Cash Projections, Preparing Bank Reconciliations and Preparing Cheques and Bank Transfers Month End Procedures  Close books off on a monthly basis, confirm and monitor intercompany balances that are kept in dual currency and doing reports on recoupments for marketing and finance.  Follow up on intercompany payments and receipts and invoice international operations for costs incurred by Group company.  Preparing cash analysis to account for the movement of the various accounts for group treasury and implement work standards and processes to prevent/reduce losses.  Preparing and keeping audit file updated on a monthly basis and preparing the monthly cash flow statements.  Ensure correct treatment, reporting and disclosure of VAT transactions and submit vat returns and payments through e-filing within stipulated dates. Oracle  Loading journals into Oracle for MTN Group, MTN Holdings & MTN International  Run fixed assets register for MTN International and migrating books that are currently in excel to Oracle. FDM  Loading the trail balance after approval into FDM.  Using the hyperion intercompany tool to ensure that all accounts balance within all 21 operations and the group companies. Directors’ fees payments  Obtain directors fees payment schedule from company secretary, release payments for directors on time and pay associated PAYE on time. Quarterly Processes  Preparing budgets for a 5-year period and preparing forecasts – adjusting budgets to actuals. Special Projects  Running the data site of information shared between MTN & Bharti through Intralinks.  Migrating the Mauritius set of books from Excel to Oracle. The only set of books in MTN that concurrently ran both in USD and ZAR currency. Show less

Assistant Accountant

• Feb 2006 - Feb 2008

WORK DESCRIPTION AND KEY ACCOUNTABILITIES Client Turnover Range of R100 00 p.a to R5 000 000 p.a Monthly accounting for various clients Annual financial statements for various clients Payroll runs for clients monthly Vat & EMP 201 submissions for clients Tax Calculations – Best tax options for clients WORK DESCRIPTION AND KEY ACCOUNTABILITIES Client Turnover Range of R100 00 p.a to R5 000 000 p.a Monthly accounting for various clients Annual financial statements for various clients Payroll runs for clients monthly Vat & EMP 201 submissions for clients Tax Calculations – Best tax options for clients

Bookkeeper & Waitress

• 2004 - 2005

WORK DESCRIPTION AND KEY ACCOUNTABILITIES  Doing Stock Takes, Paying Suppliers on Weekly Basis, Paying Wages on a Weekly Basis and Getting files ready to be taken to Accountant on a bi-monthly basis.  Obtain client authorization to pay, capture return on e-filing, submit & pay and costing of certain client’s products. WORK DESCRIPTION AND KEY ACCOUNTABILITIES  Doing Stock Takes, Paying Suppliers on Weekly Basis, Paying Wages on a Weekly Basis and Getting files ready to be taken to Accountant on a bi-monthly basis.  Obtain client authorization to pay, capture return on e-filing, submit & pay and costing of certain client’s products.

Debtors & Creditors Clerk | Receptionist | Payroll

• Feb 2004 - Sep 2004

WORK DESCRIPTION AND KEY ACCOUNTABILITIES DEBTORS & CREDITORS CLERK | RECEPTIONIST  Drawing up schedules of all bond commission owed to agents and drawing up schedule on all amounts that is due on outhouse deals.  Drawing up a schedule of amounts that is receivable from attorneys on registration and drawing up amounts that are payable to stationery suppliers.  Providing for telephone, rent, water & lights PAYROLL  Contacting clients to advise on any changes in the industry  Running the payroll and sending payslips to clients as well as advising them on PAYE payable.  Capturing, submitting and paying EMP 201 on e-filing ANNUAL RESPONSIBILITIES  Checking the data once the junior capturer has captured it to ensure allocations are correct and contacting debtors and creditors to confirm respective balances.  Printing of the Trial Balance and ensuring there is a nil balance in the suspense account and do necessary transfers and printing debtors and creditors listing.  Requesting relevant bank documents to confirm balances and adjust interest expense.  If Group companies requesting inter-company loan accounts and ensuring they balance and reconciliations done to ensure that they balance with the General Ledger. - Fixed Assets Register, Sales & Vat, PAYE, UIF, SDL, Salary, Lease  Checking members’ loans and ensuring still in credit. If not looking at option to declare STC, taking data and putting it on caseware and printing draft financials.  Doing comparative tax calculations to work out most feasible tax option, doing company tax return IT14 and handing over to Senior Manager. Show less

Data Capturer

• Nov 2003 - Dec 2003

WORK DESCRIPTION AND KEY ACCOUNTABILITIES  Capturing Invoices on Pastel in preparation for audit WORK DESCRIPTION AND KEY ACCOUNTABILITIES  Capturing Invoices on Pastel in preparation for audit