Experience

Bank of Clarke

• United States
• Financial Services
• 1 - 100 Employee

• Loan Quality Control Officer

  • Jan 2020 - Present

  Winchester, VA

• Quality Control and Compliance Specialist

  • Jul 2019 - Jan 2020

  Reston, VA



Access National Bank

• United States
• Banking
• 1 - 100 Employee

• Assistant Vice President, Compliance & Quality Control Specialist

  • Apr 2014 - Jul 2019

  Reston, VA Manage the Quality Control team to ensure compliance with bank approval and government regulations. Thorough review and comprehension of the approvals; loan documents and data entered into core operating system to confirm they comply. Additionally review the files to certify that requirements dictated in the approvals are satisfied and well documented; any discrepancies are addressed with the lending teams to ensure they are properly documented in the file to prevent potential errors that… Show more Manage the Quality Control team to ensure compliance with bank approval and government regulations. Thorough review and comprehension of the approvals; loan documents and data entered into core operating system to confirm they comply. Additionally review the files to certify that requirements dictated in the approvals are satisfied and well documented; any discrepancies are addressed with the lending teams to ensure they are properly documented in the file to prevent potential errors that could impact our customers; distort financial reporting and cause audit findings. Review original documents to ensure we have all required originals; and that our collateral is properly secured and insured. Set ticklers to ensure recorded / final loan documents are received and verify there is no lapse in our insurance coverage and perfected liens as well as maintaining the system to track all collateral policy exceptions. Oversee the completion of credit references / verification of mortgages; payoff quotes and the release of collateral, plus the scanning of loan documentation. Assist with the collection of loan documents / reports for audits and maintain the weekly new loan report and paid off report for the Board of Directors.

• Vice President, Compliance & Quality Control

  • Aug 2017 - May 2019



Millennium Bank

• Banking
• 100 - 200 Employee

• Vice President - Compliance and Audit - Special Assets

  • Oct 2007 - Mar 2014

  Sterling, VA Audit and Compliance - Responsible for the bank's compliance program. Review and revise compliance policies to be presented to the Board of Directors. Perform quarterly review of HMDA data and flood determination reports. Special Assets - Monitor and collect on the bank's deliquent, Watch and OREO assets. Generate reports, investigate borrowers history and coordinate with bank's counsel and outside vendors regarding legal actions, appraisals and demand letters.



Mercantile Bank & Trust Co.

• AVP, Facilities Coordinator

  • 2006 - 2007

  Tysons Corner, VA Manage Banks security systems and work with vendors regarding contracts, purchases, office supplies and promotional items. Assist in Branch remodels and new construction.



James Monroe Bank

• AVP- Branch Administrator

  • Mar 2001 - Feb 2006

  Accountable for effective management of seven branch locations. Ensured proficient daily branch operations, hiring, developing and motivated staff. Monitored branch compliance, conduct branch audits and update banks operational policies manual.



Virginia Commerce Bank

• AVP- Branch Manager

  • Apr 1996 - Mar 2001

  Responsible for management of the branch: supervising daily branch operations, hiring, developing and evaluation of staff. Accountable for deposit and loan growth through active business development.