Experience

CWB Maxium Financial

• Canada
• Financial Services
• 1 - 100 Employee

• Senior Credit Risk Manager

  • Mar 2016 - Present



Maxium Financial Services Inc.

• Canada
• Banking

• Senior Credit Manager

  • 2008 - Present



Maxium Financial

• Canada
• Financial Services
• 1 - 100 Employee

• Senior Credit Manager

  • Sep 2009 - Mar 2016

• Senior Credit Manager

  • Jun 2008 - Apr 2009

  Maxium Financial - Desante Financial (Smaller, Privately owned Finance Company); Responsible for managing the day-to-day Credit Dept. for Desante Financial (Focus on healthcare lending) and Lawrence Financial (equity financing, business acquisitions, etc.).Supporting the other business units as required including Golf & Real Estate lending groups. Duties:Review new transactions ranging in size from $50M to $5MM. This includes approving and conditioning the deals and if required, presenting them to senior management and funding sources for approval.Authorize the funding of existing deals, including confirming that documentation is correct and credit conditions have been satisfied.Portfolio maintenance including annual reviews, documentation reviews, etc.Customer visits for the purpose of business development.



CIT Financial

• Canada
• 1 - 100 Employee

• Senior Credit Manager

  • Feb 1992 - Jun 2008



Commercial and Industrial Unit

• CIT

  • Jan 1999 - Jan 2008

  Reviewed transactions that varied in size from $100M to $10MM.Customers included a variety of manufacturers, transportation companies, etc. purchasing assets such as machine tools, computers, yellow iron, oil patch assets, etc.Managed the broker relationships along with supporting the direct sales team. Built strong relationships with this sales team to promote friendly and open communication.Completed annual reviews and other portfolio maintenance tasks.From 2004 forward, concentrated on the duties mentioned above and began building an aircraft portfolio working with the sales team, brokers and support staff. In building the aircraft portfolio, was responsible for establishing lending guidelines, standardized conditions & documentation (in cooperation with legal counsel), establishing and maintaining engine reserve accounts along with general portfolio maintenance. Created and maintained strong relationships with external resources including Appraisers & Legal Counsel.



CIT Equipment Finance

• Retail

• Senior Credit Manager

  • 2000 - 2008



Newcourt Credit Group

• Credit Manager

  • 2000 - 2004



Healthcare

• Human Resources Services

• CIT

  • Jan 1992 - Jan 1999

  Started as a collector working in the healthcare portfolio for what was Confederation Leasing. After 3-months of cleaning up the portfolio, moved to Credit reviewing small ticket transactions (under $150M).Over time, as my experience grew, I review larger and larger transactions. During this time, the company went public and became Newcourt Financial. When promoted to Credit Manager was placed in charge of the day-to-day business activities over seeing both Credit and Documentation & Funding reporting to the Senior Credit Manager.Eventually promoted to Senior Credit Manager overseeing the Healthcare Credit Department with several direct reports. Transactions reviewed for a variety of Healthcare practitioners including Dentists, Pharmacists, Medical Doctors along with a variety of secondary healthcare providers including Chiropractors, Physiotherapists, etc. Transactions in Healthcare varied in size from $10M to $5MM. Financing included both leases and loans for practice purchases, real estate purchases, practice set-ups, equity loans, equipment purchases, etc.



Barclays Agricultural Finance

• Credit and Collections Officer

  • Jan 1991 - Jan 1992

  Significant amount of time spent on the road, visiting dealers, completing inventory audits, etc. Significant amount of time spent on the road, visiting dealers, completing inventory audits, etc.



Greyvest Financial Services

• Credit Administrator

  • Jan 1989 - Jan 1992