Experience

DSPFCU

• President & CEO

  • Sep 2022 - Present



UNB BANK

• United States
• Banking
• 1 - 100 Employee

• Senior Vice President & Chief Credit Officer

  • Aug 2021 - Sep 2022

  Responsible for managing and supervising the daily credit functions of Loan Department, ensuring the credit process, policies and procedures are in accordance with the bank policies and procedures, legal/regulatory requirements and results in maximum loan volume, appropriate risk/return and minimum delinquency ratios and credit loss. Key responsibilities include credit origination, administration, portfolio management, compliance and credit risk, along with overseeing the direction, development, coaching and evaluation of Lending Department personnel.



Peacefields HOA

• Board Member

  • Mar 2021 - Nov 2021



CrossState Credit Union Association

• United States
• Non-profit Organizations
• 1 - 100 Employee

• Board Member

  • May 2021 - Aug 2021



GLATCO Credit Union

• United States
• Financial Services
• 1 - 100 Employee

• Member Board Of Directors

  • Mar 2021 - Aug 2021

• Treasurer

  • Mar 2021 - Aug 2021

• Chief Executive Officer

  • Mar 2020 - Aug 2021



York County Chapter of Credit Unions

• Board Member

  • Mar 2021 - Aug 2021



Spring Grove Area Chamber of Commerce

• Executive Offices

• Vice President

  • Jan 2021 - Aug 2021

• Finance Chair

  • Jun 2020 - Jan 2021



US Global Leadership Coalition

• United States
• Government Relations Services
• 1 - 100 Employee

• Member, Pennsylvania Advisory Committee

  • Jul 2017 - Aug 2021



Northeast CUES Council Leadership Team

• Member

  • Jan 2018 - Mar 2020



Cross Valley Federal Credit Union

• United States
• Financial Services
• 1 - 100 Employee

• Chief Lending Officer

  • Aug 2015 - Mar 2020

  • Daily management of all aspects of Lending, Operations, Sales, Collections and Loan Workout• Responsible for Policies, Procedures, Pricing and Compliance of Installment, Residential, and Business Lending• Member of Loan Committee (Chair), Delinquency Committee (Chair), and ALM Committee• New Business Development, personally generated credits in excess of 75 million dollars• Peer leading Delinquency, Charge offs and ROA• Creation and implementation of new products and programs• Proven record of finding new efficiencies and cost savings• Vendor Due Diligence and contract negotiation

• Vice President of Special Assets

  • Apr 2014 - 2015

  Through this position I was charged with establishing a collection area, developing policy and procedures, hiring a staff and selecting a collection software package. All aspects of the collection and loan review function were under my supervision. Through this position I was charged with establishing a collection area, developing policy and procedures, hiring a staff and selecting a collection software package. All aspects of the collection and loan review function were under my supervision.



Franklin Security Bank

• United States
• Banking

• Assistant Vice President

  • Sep 1999 - Apr 2014

  • Managed Collection Function, Staff, and Asset Liquidation• Spearheaded sales effort to over 120 Dealerships• Senior Underwriter for Indirect Program• Mitigated Losses for Institution to below industry standards• Key member of Management Team for De Novo Bank • Managed Collection Function, Staff, and Asset Liquidation• Spearheaded sales effort to over 120 Dealerships• Senior Underwriter for Indirect Program• Mitigated Losses for Institution to below industry standards• Key member of Management Team for De Novo Bank



Wayne Bank

• United States
• Banking
• 1 - 100 Employee

• Assistant Vice President

  • Aug 1993 - Sep 1999

  • Managed dealer center, centralized lending, auto and equipment leasing and residential mortgages-serving 9 branches and 70 dealerships• Maintained delinquency and charge off levels well below industry averages• Grew indirect lending and leasing program to over 100 million outstanding• Managed off lease and repossession liquidation• Authored all procedural manuals for department • Managed dealer center, centralized lending, auto and equipment leasing and residential mortgages-serving 9 branches and 70 dealerships• Maintained delinquency and charge off levels well below industry averages• Grew indirect lending and leasing program to over 100 million outstanding• Managed off lease and repossession liquidation• Authored all procedural manuals for department



North Penn Savings and Loan

• Loan Officer

  • Nov 1991 - Aug 1993

  At North Penn I rose from an entry level clerk to a loan officer and received in depth training on installment, real estate and consumer discount loans. At North Penn I rose from an entry level clerk to a loan officer and received in depth training on installment, real estate and consumer discount loans.



Franklin First Federal

• United States
• Financial Services
• 1 - 100 Employee

• Teller

  • Aug 1989 - Nov 1991