Experience

Austral Holding

• Brazil
• Insurance
• 1 - 100 Employee

• Chief Risk Officer

  • Sep 2020 - Present

  Managing Director of Risk Management, Compliance, Internal Controls. Head of Analytics responsible for capital (Internal Economic Capital Model), pricing and catastrophe modelling and exposure control for risks in Latin America. Executive Director of Risk Management (Statutory Director) – regulated by Insurance Authority circ. SUSEP 648/21, CNSP 416/21 among other regulatory requirements. Executive Director of Internal Controls (Statutory Director) – regulated by CNSP 416/21 among other regulatory requirements. Chief Compliance Officer (Statutory Director), Anti Money Laundering – regulated by law 9,613/98, circ. SUSEP 234/03, 612/20 among other regulatory requirements in Brazil, Colombia, Argentina, Panama, Mexico and other (10) countries in LATAM. Manager of DPO (Data Protection Officer) and LGPD (GDPR - General Data Protection Regulation) requirements. Member of Investment Committee. Board Director, Austral Underwriting Services (Guernsey Branch, until 2020). Responsible for obtaining credit ratings from AMBEST and S&P and communicating strategic decisions that could have impact over agencies’ opinion. Management of key drivers (KPIs, leverage and KRIs) of credit rating. Achieved A- (Global) from AMBEST and AAA (BR) from S&P. Coordinated merger with Terra Brasis Re (reinsurance competitor, increasing USD 100M written premium) from due diligence to integration. Lead Acquisition of Markel Reinsurance Brazil (MRB), from negotiations to integration, earning over 40% of 2021 overall group result with the deal. Designed Risk Appetite Statement (Strategic, Underwriting, Credit, Market, Operational Risk) and capital planning. Guided a successful turnaround of underwriting portfolio, avoiding climate-related catastrophic results that could have undermined the solvency of the group. Prepared company for public listing (IPO). Show less



Petros - Fundação Petrobras de Seguridade Social

• Brazil
• Investment Management
• 500 - 600 Employee

• Independent Member - Risk Committee

  • Jul 2021 - Present

  Consolidate improvements in Governance and Enterprise Risk Management (ERM), focusing on Market Risk and Asset and Liability Management (ALM). Monthly meetings including CEO, CRO/CFO and independent members with periodic report and conversations with the Board and other committees (Investments, Audit and Fiscal). Consolidate improvements in Governance and Enterprise Risk Management (ERM), focusing on Market Risk and Asset and Liability Management (ALM). Monthly meetings including CEO, CRO/CFO and independent members with periodic report and conversations with the Board and other committees (Investments, Audit and Fiscal).



Austral Resseguradora

• Brazil
• Insurance
• 1 - 100 Employee

• Chief Risk Officer (CRO)

  • Aug 2018 - Present

  Managing Director of Risk Management, Compliance, Internal Controls and Actuarial Department.Head of Analytics responsible for capital (Internal Economic Capital Model), pricing and catastrophe modelling and exposure control for risks in Latin America.Executive Director of Risk Management (Statutory Director) – regulated by Insurance Authority circ. SUSEP 648/21, CNSP 416/21 among other regulatory requirements.Executive Director of Internal Controls (Statutory Director) – regulated by CNSP 416/21 among other regulatory requirements.Chief Compliance Officer (Statutory Director), Anti Money Laundering – regulated by law 9,613/98, circ. SUSEP 234/03, 612/20 among other regulatory requirements in Brazil, Colombia, Argentina, Panama, Mexico and other (10) countries in LATAM.Manager of DPO (Data Protection Officer) and LGPD (GDPR - General Data Protection Regulation) requirements.Member of Investment Committee.Board Director, Austral Underwriting Services (Guernsey Branch, until 2020).Responsible for obtaining credit ratings from AMBEST and S&P and communicating strategic decisions that could have impact over agencies’ opinion. Management of key drivers (KPIs, leverage and KRIs) of credit rating. Achieved A- (Global) from AMBEST and AAA (BR) from S&P.Coordinated merger with Terra Brasis Re (reinsurance competitor, increasing USD 100M written premium) from due diligence to integration.Lead Acquisition of Markel Reinsurance Brazil (MRB), from negotiations to integration, earning over 40% of 2021 overall group result with the deal.Designed Risk Appetite Statement (Strategic, Underwriting, Credit, Market, Operational Risk) and capital planning.Guided a successful turnaround of underwriting portfolio, avoiding climate-related catastrophic results that could have undermined the solvency of the group.Prepared company for public listing (IPO). Show less

• Head of Business Intelligence

  • Jul 2013 - Aug 2018

  Responsible for creating accurate reports to be used by various levels of company management, coordinating report requests working directly with the operations and underwriting teams to develop a strong understanding of the business lines and how their activities translate into financial results, enabling the implementation and maintenance of a strong control environment.Directed deep market research to establish a strategy to obtain a better credit rating for Austral Re, performing macroeconomic and political analysis for Brazil, Latin American countries, and prospect hosts for branches.Led international initiatives of Austral Re, researched and launched operations and products in Latin America, obtained authorization by each country Insurance Authority and started operations in 15 countries.Implemented partnership with Barbican Underwriters at Lloyd’s of London.Coordinated and started operations of Guernsey branch of Austral Underwriting Services.Coordinated IFC’s due diligence to sell a stake of the company and raise funds to grow.Designed tax optimization program, saving 40% of taxes over revenues (PIS-COFINS). Show less



Austral Seguradora

• Brazil
• Insurance
• 1 - 100 Employee

• Chief Risk Officer

  • Sep 2020 - Present

  Managing Director of Risk Management, Compliance, Internal Controls. Head of Analytics responsible for capital (Internal Economic Capital Model), pricing and catastrophe modelling and exposure control for risks in Latin America. Executive Director of Risk Management (Statutory Director) – regulated by Insurance Authority circ. SUSEP 648/21, CNSP 416/21 among other regulatory requirements. Executive Director of Internal Controls (Statutory Director) – regulated by CNSP 416/21 among other regulatory requirements. Chief Compliance Officer (Statutory Director), Anti Money Laundering – regulated by law 9,613/98, circ. SUSEP 234/03, 612/20 among other regulatory requirements in Brazil, Colombia, Argentina, Panama, Mexico and other (10) countries in LATAM. Manager of DPO (Data Protection Officer) and LGPD (GDPR - General Data Protection Regulation) requirements. Member of Investment Committee. Board Director, Austral Underwriting Services (Guernsey Branch, until 2020). Responsible for obtaining credit ratings from AMBEST and S&P and communicating strategic decisions that could have impact over agencies’ opinion. Management of key drivers (KPIs, leverage and KRIs) of credit rating. Achieved A- (Global) from AMBEST and AAA (BR) from S&P. Coordinated merger with Terra Brasis Re (reinsurance competitor, increasing USD 100M written premium) from due diligence to integration. Lead Acquisition of Markel Reinsurance Brazil (MRB), from negotiations to integration, earning over 40% of 2021 overall group result with the deal. Designed Risk Appetite Statement (Strategic, Underwriting, Credit, Market, Operational Risk) and capital planning. Guided a successful turnaround of underwriting portfolio, avoiding climate-related catastrophic results that could have undermined the solvency of the group. Prepared company for public listing (IPO). Show less



State

• United States
• Animation and Post-production
• 1 - 100 Employee

• Advisory Board Member

  • Jan 2019 - Present

  Adviser to CEO and founder on finance and managerial efficiency, allowing the company to excel in its artistic drive. Adviser to CEO and founder on finance and managerial efficiency, allowing the company to excel in its artistic drive.



Itaú Unibanco

• Brazil
• Banking
• 700 & Above Employee

• Finance Manager

  • Jan 2012 - Mar 2013

  Implemented groupwide stress test methodology, both internal and regulatory, including all accounts and relevant financial variables, such as spreads, revenues from services and non-performing loans for all lines of business, such as retail branches, corporate banking, private banking, consumer loans, mortgages, acquiring business and credit cards.Reduced risk exposure in foreign investments, auto loans and SME credit lines, increasing resources for riskless activities such as current account services.Provided a range of alternative forecasts and budgets under different scenarios, improving flexibility of the organization. Show less

• Insurance Risk Manager

  • Aug 2010 - Feb 2012

  Secretary of Insurance Risk Committee.In charge of team to improve risk management and governance methodology, especially for new products in all lines of business: Life Insurance, Extended Warranty, Corporate Insurance and Pension Plans, including Asset and Liability Management (ALM).Designed risk models for all insurance lines.

• Operational Risk Manager

  • Sep 2009 - Aug 2010

  Supervised team to design risk models for lawsuits and frauds.Managed Loss Database to make adequate estimations for lawsuits and provisions.



Barenboim

• Brazil
• Hospitals and Health Care
• 1 - 100 Employee

• Wholesale - Public Bidding - Division Manager

  • Jul 2008 - Sep 2009

  Settled artificial intelligence timing and pricing optimization program (an automated bidding robot) for internet based public bidding auctions by analyzing competition in wholesale pharma distribution with machine learning techniques. Supervised team of 20 to perform public bidding auctions and increased revenue by 50%. Settled artificial intelligence timing and pricing optimization program (an automated bidding robot) for internet based public bidding auctions by analyzing competition in wholesale pharma distribution with machine learning techniques. Supervised team of 20 to perform public bidding auctions and increased revenue by 50%.



Itaú Unibanco

• Brazil
• Banking
• 700 & Above Employee

• Operational Risk Analyst

  • May 2007 - Jul 2008