Senior Executive Officer

• Jan 2021 - Present

Preparation of credit proposal, credit related regular reporting & act as relationship officer of the branch.• Disbursement of loan & recovery of loan.• Act as the join custodian of credit documents.• Supervise all the credit related activities including various types of statement such as CL, CIB, SME & others.• Maintain relationship with existing customer & also try to increase the business portfolio of the branch.• Supervise Audit & compliance of the branch & send update report to Head Office.• Motivated the supporting officer.• Preparation of Product Initiation Proposal, market analysis, business projections analytics, work flow and policy and procedures• Introduce variants to existing products whenever necessary• Monitor portfolio risks closely and collaborate with/support Collections Team with relevant business intelligence in remedial action• Participate in projects by reviewing and analyzing current credit approval policies, documenting new procedures and specify business requirements for new or enhanced processes in liaison with the relevant units/ departments• Develop an understanding of different industry-wise value chains in retail and small business finance e.g. retail trade, services, medical, consumer goods, trading, fleet finance etc• Prepare credit appraisal, financial statement and CRG rating, ICCR rating for right select of borrowers, track classified loan portfolio, management credit quality reviews and Risk Rating System, liaise with clients on collection matters and follow up on overdue accounts Show less

Executive Officer

• Sep 2017 - Dec 2020

• Preparation of credit proposal, credit related regular reporting & act as relationship officer of the branch.• Disbursement of loan & recovery of loan.• Act as the join custodian of credit documents.• Supervise all the credit related activities including various types of statement such as CL, CIB, SME & others.• Maintain relationship with existing customer & also try to increase the business portfolio of the branch.• Supervise Audit & compliance of the branch & send update report to Head Office.• Motivated the supporting officer.• Preparation of Product Initiation Proposal, market analysis, business projections analytics, work flow and policy and procedures• Introduce variants to existing products whenever necessary• Monitor portfolio risks closely and collaborate with/support Collections Team with relevant business intelligence in remedial action• Participate in projects by reviewing and analyzing current credit approval policies, documenting new procedures and specify business requirements for new or enhanced processes in liaison with the relevant units/ departments• Develop an understanding of different industry-wise value chains in retail and small business finance e.g. retail trade, services, medical, consumer goods, trading, fleet finance etc• Prepare credit appraisal, financial statement and CRG rating, ICCR rating for right select of borrowers, track classified loan portfolio, management credit quality reviews and Risk Rating System, liaise with clients on collection matters and follow up on overdue accounts Show less

Executive Officer

• Dec 2015 - Dec 2020

Executive Officer

• Dec 2015 - Sep 2017

# Open & close all types of account, including full redemption of DPS & FDR accounts and partial redemption of FDR accounts.# Fund transfer, Payment Order issue and liquidation# Execute the Month-end Accounting Entries for the branch.# Salary disbursement of different organization through Bulk System.# Responsible for crediting Foreign remittance to beneficiary and related corresponding activities.# Providing customer services regarding cheque books, statements, ATM cards, Internet banking, SMS alerts, and cash complains.# Preparing different type of loan proposal i.e; personal, retail, SME & corporate loans.# Visiting mortgage properties, business premises, inventories for loan purpose.# Ensuring proper documentation and authenticity of all documents as per sanction advice.# Initiating financial analysis to find out the creditworthiness and ability of the clients.# Preparing CRG report.# Preparing charge documents for disbursement.# Performing required qualitative analysis.# Searching & build up trustworthy banker - client relationship with potential clients.# Monitoring existing loan on a regular basis.# Posting mortgaged property list as per Bangladesh Bank Guideline into the web. Show less

Management Trainne Officer

• Jun 2015 - Dec 2015

Intern

• Nov 2014 - Jan 2015

Co-Researcher

• Jan 2014 - Dec 2014

I am working as a Co- Researcher with my friend, Mr. Anisul Islam, (Lead Researcher) based on the Tobacco Control Project organized by BCCP. It implements a Research Grant Program on Tobacco Control in collaboration with the Institute for Global Tobacco Control based at the Johns Hopkins Bloomberg School of Public Health, Baltimore. I am working as a Co- Researcher with my friend, Mr. Anisul Islam, (Lead Researcher) based on the Tobacco Control Project organized by BCCP. It implements a Research Grant Program on Tobacco Control in collaboration with the Institute for Global Tobacco Control based at the Johns Hopkins Bloomberg School of Public Health, Baltimore.

Director

• Apr 2008 - Nov 2014

I was elected as a Director in this Organization since 2011. I was elected as a Director in this Organization since 2011.

Future Leadership Program (FLP)

• May 2013 - Jun 2013

though i had not achieved in the top position, i was reaching at top 24 participants and i think it was really a good opportunity to me... though i had not achieved in the top position, i was reaching at top 24 participants and i think it was really a good opportunity to me...

Intern

• Apr 2013 - Jun 2013

Generated new deals for a banking company that focuses on the different task like, Foreign Exchange activities, General Banking activities and Credit Disbursement Activities etc... Generated new deals for a banking company that focuses on the different task like, Foreign Exchange activities, General Banking activities and Credit Disbursement Activities etc...

Team Leader in 2011 & Team Manager in 2012

• Jan 2011 - Mar 2013

I was a Team Manager & Team Leader AIS Cricket Team of my Department and played several times in intra-dept. cricket competition. I was a Team Manager & Team Leader AIS Cricket Team of my Department and played several times in intra-dept. cricket competition.