Experience

Mulligan Funding, LLC

• United States
• Financial Services
• 100 - 200 Employee

• Senior Credit Manager

  • May 2022 - Present

  • Credit managers tasks and duties • Overseeing the application intake team • Responsible for vendor management • Spearheading with my team researching several ways to further improve the quality of the decisions our credit team makes by continuously searching for the best vendors that fit best for our department / company, analyze work flows and proceduces. • Working closely with other departments such as sales, technology, analytics and c-suite in order to make not just our… Show more • Credit managers tasks and duties • Overseeing the application intake team • Responsible for vendor management • Spearheading with my team researching several ways to further improve the quality of the decisions our credit team makes by continuously searching for the best vendors that fit best for our department / company, analyze work flows and proceduces. • Working closely with other departments such as sales, technology, analytics and c-suite in order to make not just our department but our company as successful as possible.

• Credit Manager

  • Sep 2021 - May 2022

  San Diego, California, United States • Training, coaching, and mentoring a growing team of credit analysts and funding specialists with various levels of experience • Driving efficiency by constantly reevaluating processes for improvement • Mitigating fraud and write-off risk by implementing improvements in onboarding and ongoing portfolio management • Collaborating with Sales and Operations to facilitate seamless funding for business owners • Creating and analyzing Salesforce dashboards to measure team and portfolio… Show more • Training, coaching, and mentoring a growing team of credit analysts and funding specialists with various levels of experience • Driving efficiency by constantly reevaluating processes for improvement • Mitigating fraud and write-off risk by implementing improvements in onboarding and ongoing portfolio management • Collaborating with Sales and Operations to facilitate seamless funding for business owners • Creating and analyzing Salesforce dashboards to measure team and portfolio performance and identify opportunities for growth • Proficient in underwriting some of the most complex loans in the portfolio

• Senior Credit Analyst

  • Jun 2021 - Sep 2021

  San Diego, California, United States • Delivered consistently high performance in unit and dollar fundings, focusing on complex businesses and high-dollar loans • Routinely exceeded production volume goals and turnaround expectations for reviewing loan applications • Monitored industry trends and portfolio performance to identify opportunities for growth

• Credit Analyst

  • Dec 2020 - Jun 2021

  • Analyzed loan applications, credit bureau reports, financial statements, tax returns, and other documents in order to make consistent, responsible lending decisions on consumer loans • Routinely exceeded production volume goals and turnaround expectations for reviewing loans • Communicated with applicants and partners to gather the necessary information to make appropriate decisions, and clearly explain reasons for approving or denying requests • Assisted in creating and implementing… Show more • Analyzed loan applications, credit bureau reports, financial statements, tax returns, and other documents in order to make consistent, responsible lending decisions on consumer loans • Routinely exceeded production volume goals and turnaround expectations for reviewing loans • Communicated with applicants and partners to gather the necessary information to make appropriate decisions, and clearly explain reasons for approving or denying requests • Assisted in creating and implementing new guidelines and procedures for consumer loan products, and maintain knowledge of various industry trends in order to mitigate the company's risk exposure

• Associate Credit Analyst

  • May 2019 - Dec 2020

  San Diego, California



JNP Water Trucks Services

• United States
• Construction

• Independent Business Consultant

  • Apr 2018 - Feb 2019

  Victorville, CA • Analyzed business & determined room for improvement • Generated rules and guidelines for employees. • Identified and liquidated unnecessary expenses and assets. • Analyzed and interpreted data to determine any problems or areas that need improvement. • General problem solving • Strategy development and implementation



IM Planontwikkeling

• Independent Business Consultant

  • Jan 2016 - Dec 2016

  Eemnes, The Netherlands - Writing a business plan. - Determining which growth trajectories are feasible and preferable for the company. - Day to day business support in the form of. - Project inspections. - Invoice review.